Bolivar County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Bolivar County, MS distress report, 2026: 18 ZIPs scored in Bolivar, MS, Bolivar, MS average 19/100; the top Bolivar, MS ZIP is 38614 at 25/100; Bolivar, MS market phase peak, Bolivar, MS prices +3.6% year over year.
- Bolivar, MS ranks #2,888 nationally (opportunity index); Bolivar, MS #81 in Mississippi; Bolivar, MS index 23.9.
- Bolivar, MS: no CFPB county sample; Bolivar, MS non-metro area reading 1.8%.
- Bolivar, MS ZIP phases: 18 peak.
- Bolivar, MS residential listings tracked: 2 across 15 ZIPs; Bolivar, MS candidate listings 1.
- Bolivar, MS HUD assisted properties: 6 with 224 units.
- Bolivar, MS lenders on watch: 7; largest Bolivar, MS footprint Cleveland State Bank (3 branches).
- Bolivar, MS most distressed ZIP: 38614 at 25/100.
Bolivar, MS figures: DLRadar distress index; Bolivar, MS inputs: CFPB, FHFA, HUD, FDIC; Bolivar, MS rebuilt as sources refresh.
| Rank | Bolivar, MS ZIP | Score |
|---|---|---|
| 1 | 38614 | 25/100 |
| 2 | 38703 | 24/100 |
| 3 | 38720 | 23/100 |
| 4 | 38732 | 19/100 |
| 5 | 38759 | 19/100 |
| 6 | 38773 | 19/100 |
| 7 | 38762 | 18/100 |
| 8 | 38725 | 17/100 |
| 9 | 38726 | 17/100 |
| 10 | 38730 | 17/100 |
| 11 | 38733 | 17/100 |
| 12 | 38740 | 17/100 |
Most distressed Bolivar, MS ZIPs (0-100, 2026)
Mortgage delinquency around Bolivar, MS
No CFPB county sample covers Bolivar, MS; the non-metro area reading for Bolivar, MS: 1.8% ninety-plus; Bolivar, MS area thirty-to-eighty-nine 5.9% (December 2025, Bolivar, MS); Mississippi overall 1.8%.
Opportunity index: Bolivar, MS
Bolivar, MS index 23.9, Bolivar, MS phase weak; Bolivar, MS primary driver vacancy, Bolivar, MS second driver bank institutional. Bolivar, MS components: property stress 16.2, foreclosure pressure 16.9, listing discounts 14.1, bank stress 52.3, insurance 0.0; Bolivar, MS pulse 27.6; Bolivar, MS capital opportunity 18.4.
ZIP market phases inside Bolivar, MS
18 Bolivar, MS ZIPs carry a price-cycle phase; Bolivar, MS ZIPs by phase (Bolivar, MS), deepest drawdown first: peak, +3.6% YoY, 0.0% off peak (Bolivar, MS): 38769; peak, +3.6% YoY (Bolivar, MS): 38614, 38703, 38720, 38725, Bolivar, MS 38726, 38730, 38732, 38733, Bolivar, MS 38740, 38746, 38762, 38764, Bolivar, MS 38772; peak, +3.7% YoY (Bolivar, MS): 38759, 38773.
Residential listings by Bolivar, MS ZIP
Bolivar, MS ZIPs with the most tracked Bolivar, MS residential listings: 38726 1 listings, 0 candidates, bank pressure 54; 38732 1 listings, 1 candidates, bank pressure 57; 38725 0 listings, 0 candidates, bank pressure 54; 38730 0 listings, 0 candidates, bank pressure 54 (Bolivar, MS); 38733 0 listings, 0 candidates, bank pressure 54; 38740 0 listings, 0 candidates, bank pressure 59; 38746 0 listings, 0 candidates, bank pressure 54; 38759 0 listings, 0 candidates, bank pressure 57. Bolivar, MS totals: 2 listings; Bolivar, MS candidates 1; active ZIPs 1.
HUD assisted housing in Bolivar, MS
6 assisted properties with 224 units sit in Bolivar, MS; largest Bolivar, MS properties: Rosewood Apts (Rosedale) 80 units, 80 assisted; Church Garden Apts (Shelby) 50 units, 50 assisted; Herdy Micou Homes For The Elderly (Mound Bayou) 40 units, 40 assisted in Bolivar, MS; Delta Partners Manor I (Shelby) 27 units, 27 assisted; Kimball Glassco Residential Center (Boyle) 15 units, 14 assisted; Paul Braswell Residential Center (Cleveland) 12 units, 12 assisted.
Lenders with branches in Bolivar, MS
Bolivar, MS lenders by branch count: Cleveland State Bank (Bolivar, MS): stress 79, 3 branches low in Bolivar, MS; Planters Bank&Trust Co (Bolivar, MS): stress 59, 2 branches low in Bolivar, MS; Renasant Bank (Bolivar, MS): stress 43, 2 branches low in Bolivar, MS; Guaranty Bank&Trust Co (Bolivar, MS): stress 64, 1 branch low in Bolivar, MS; Bankplus (Bolivar, MS): stress 61, 1 branch low in Bolivar, MS; Genesis Bank (Bolivar, MS): stress 38, 1 branch low in Bolivar, MS; Jefferson Bank (Bolivar, MS): stress 23, 1 branch low in Bolivar, MS.
Vacancy and permits, Bolivar, MS
1,758 of 13,673 Bolivar, MS housing units are vacant; Bolivar, MS permits, twelve months: 0 multifamily units in Bolivar, MS, 18 one-to-four unit units.
Work Bolivar, MS at the parcel level
Every Bolivar, MS parcel carries owner and address; every Bolivar, MS parcel carries APN; Bolivar, MS distress scores sit on the Bolivar, MS live board.
Bolivar, MS figures refresh with each source.
Bolivar, MS questions
Most distressed ZIP code in Bolivar County, MS?
ZIP 38614 leads Bolivar, MS at 25/100; next in Bolivar, MS: 38703 at 24/100; the Bolivar, MS average is 19/100.
Where does Bolivar County, MS rank for investment opportunity?
Bolivar, MS is #2,888 among all ranked counties, #81 in Mississippi; the Bolivar, MS driver is vacancy; Bolivar, MS moved down 126 places.
How many mortgages are delinquent in Bolivar County, MS?
Bolivar, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Bolivar, MS.
Which banks lend in Bolivar County, MS?
7 watched lenders hold Bolivar, MS branches; the largest Bolivar, MS footprints are Cleveland State Bank (3), Planters Bank&Trust Co (2), Renasant Bank (2).
More on Bolivar, MS
Bolivar County, MS distress report: public-record figures for Bolivar, MS; not legal advice for Bolivar, MS; not tax or investment advice; verify every Bolivar, MS record before acting.