Carbon County, WY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Carbon County, WY distress report, 2026: 13 ZIPs scored in Carbon, WY, Carbon, WY average 14/100; the top Carbon, WY ZIP is 82620 at 21/100; Carbon, WY market phase peak, Carbon, WY prices +3.5% year over year.
- Carbon, WY ranks #1,444 nationally (opportunity index); Carbon, WY #10 in Wyoming; Carbon, WY index 29.6.
- Carbon, WY: no CFPB county sample; Carbon, WY state reading 0.8%.
- Carbon, WY ZIP phases: 13 peak.
- Carbon, WY residential listings tracked: 23 across 11 ZIPs; Carbon, WY candidate listings 14.
- Carbon, WY HUD assisted properties: 2 with 136 units.
- Carbon, WY lenders on watch: 2; largest Carbon, WY footprint Rnb State Bank (4 branches).
- Carbon, WY most distressed ZIP: 82620 at 21/100.
Carbon, WY figures: DLRadar distress index; Carbon, WY inputs: CFPB, FHFA, HUD, FDIC; Carbon, WY rebuilt as sources refresh.
| Rank | Carbon, WY ZIP | Score |
|---|---|---|
| 1 | 82620 | 21/100 |
| 2 | 82083 | 13/100 |
| 3 | 82301 | 13/100 |
| 4 | 82321 | 13/100 |
| 5 | 82323 | 13/100 |
| 6 | 82324 | 13/100 |
| 7 | 82325 | 13/100 |
| 8 | 82327 | 13/100 |
| 9 | 82329 | 13/100 |
| 10 | 82331 | 13/100 |
| 11 | 82332 | 13/100 |
| 12 | 82334 | 13/100 |
Most distressed Carbon, WY ZIPs (0-100, 2026)
Mortgage delinquency around Carbon, WY
No CFPB county sample covers Carbon, WY; the state reading for Carbon, WY: 0.8% ninety-plus; Carbon, WY area thirty-to-eighty-nine 2.2% (December 2025, Carbon, WY).
Opportunity index: Carbon, WY
Carbon, WY index 29.6, Carbon, WY phase early_signal; Carbon, WY primary driver vacancy, Carbon, WY second driver bank institutional. Carbon, WY components: property stress 15.5, foreclosure pressure 15.6, listing discounts 19.7, bank stress 65.4, insurance 0.0; Carbon, WY pulse 37.4; Carbon, WY capital opportunity 17.9.
ZIP market phases inside Carbon, WY
13 Carbon, WY ZIPs carry a price-cycle phase; Carbon, WY ZIPs by phase (Carbon, WY), deepest drawdown first: peak, +3.4% YoY (Carbon, WY): 82083; peak, +3.5% YoY (Carbon, WY): 82301, 82321, 82323, 82324, Carbon, WY 82325, 82327, 82329, 82331, Carbon, WY 82332, 82334, 82335; peak, +1.2% YoY (Carbon, WY): 82620.
Residential listings by Carbon, WY ZIP
Carbon, WY ZIPs with the most tracked Carbon, WY residential listings: 82301 13 listings, 9 candidates, bank pressure 71; 82329 4 listings, 0 candidates, bank pressure 67; 82324 2 listings, 2 candidates, bank pressure 76; 82331 2 listings, 2 candidates, bank pressure 76 (Carbon, WY); 82325 1 listings, 1 candidates, bank pressure 76; 82334 1 listings, 0 candidates, bank pressure 76; 82321 0 listings, 0 candidates, bank pressure 76; 82323 0 listings, 0 candidates, bank pressure 76. Carbon, WY totals: 23 listings; Carbon, WY candidates 14; active ZIPs 2.
HUD assisted housing in Carbon, WY
2 assisted properties with 136 units sit in Carbon, WY; largest Carbon, WY properties: Stagecoach (Rawlins) 96 units, 96 assisted; Cathy Gardens (Rawlins) 40 units, 39 assisted.
Lenders with branches in Carbon, WY
Carbon, WY lenders by branch count: Rnb State Bank (Carbon, WY): stress 95, 4 branches low in Carbon, WY; Bank Of Commerce (Carbon, WY): stress 62, 2 branches low in Carbon, WY.
Vacancy and permits, Carbon, WY
2,120 of 8,236 Carbon, WY housing units are vacant; Carbon, WY permits, twelve months: 0 multifamily units in Carbon, WY, 30 one-to-four unit units.
Work Carbon, WY at the parcel level
Every Carbon, WY parcel carries owner and address; every Carbon, WY parcel carries APN; Carbon, WY distress scores sit on the Carbon, WY live board.
Carbon, WY figures refresh with each source.
Carbon, WY questions
Most distressed ZIP code in Carbon County, WY?
ZIP 82620 leads Carbon, WY at 21/100; next in Carbon, WY: 82083 at 13/100; the Carbon, WY average is 14/100.
Where does Carbon County, WY rank for investment opportunity?
Carbon, WY is #1,444 among all ranked counties, #10 in Wyoming; the Carbon, WY driver is vacancy; Carbon, WY moved down 817 places.
How many mortgages are delinquent in Carbon County, WY?
Carbon, WY takes the state reading of 0.8% for December 2025; no CFPB county sample covers Carbon, WY.
Which banks lend in Carbon County, WY?
2 watched lenders hold Carbon, WY branches; the largest Carbon, WY footprints are Rnb State Bank (4), Bank Of Commerce (2).
More on Carbon, WY
Carbon County, WY distress report: public-record figures for Carbon, WY; not legal advice for Carbon, WY; not tax or investment advice; verify every Carbon, WY record before acting.