Carson City County, NV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Carson City County, Nevada? DLRadar grades every Carson City County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Carson City County breakdown.
- Carson City County's most distressed ZIP is 89705 at 32/100.
- 4 ZIP codes tracked in Carson City County, averaging 21/100 distress.
- Carson City County reads peak — home values up 1.8% year over year, 1.7% off peak.
- Vacancy runs 4.9% across Carson City County's tracked ZIPs, with a 10.2% poverty rate.
- The typical Carson City County home is worth about $477,200 against a ~$71,280 median income.
- Lending headwind in Carson City County sits at 55/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 89705 | 32/100 |
| 2 | 89703 | 18/100 |
| 3 | 89706 | 18/100 |
| 4 | 89701 | 17/100 |
Most distressed ZIP codes in Carson City County (composite distress 0-100, 2026)
What is driving Carson City County distress
Nothing here is estimated: Carson City County is scored from filings alone, and its ZIPs average 21/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Carson City County market phase and pricing
The cycle in Carson City County is peak, with values up 1.8% year over year and 1.7% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions and answers
Which part of Carson City County, NV scores highest for distress?
ZIP 89705 leads Carson City County at 32/100, recomputed monthly from public records.
Which phase does Carson City County sit in right now?
FHFA price-index movement places Carson City County in peak; prices are up 1.8% over twelve months.
What are the sources behind these Carson City County numbers?
Every Carson City County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 4 Carson City County ZIP codes that it runs on every other U.S. county, so Carson City County's numbers are directly comparable to any other market.
How much do distress scores vary between Carson City County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Carson City County ZIPs DLRadar ranks, scores run from 32/100 in 89705 down to 17/100 in 89701, against a Carson City County average of 21/100. A spread of 15 points means Carson City County has to be worked ZIP by ZIP.
What do Carson City County home values and vacancy say about distressed supply?
The typical Carson City County home carries about $477,200 of value against a median household income near $71,280. Vacancy across Carson City County's tracked ZIPs runs 4.9% and the poverty rate is 10.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Carson City County's foreclosure and tax-lien filings and its 55/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.