Carter County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Carter County, Montana? DLRadar grades every Carter County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Carter County breakdown.
- Carter County's most distressed ZIP is 59336 at 15/100.
- 10 ZIP codes tracked in Carter County, averaging 6/100 distress.
- Carter County reads peak — home values up 2.2% year over year.
- Vacancy runs 25.5% across Carter County's tracked ZIPs, with a 8.5% poverty rate.
- The typical Carter County home is worth about $247,540 against a ~$69,798 median income.
- Lending headwind in Carter County sits at 100/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59336 | 15/100 |
| 2 | 57724 | 6/100 |
| 3 | 59311 | 6/100 |
| 4 | 59316 | 6/100 |
| 5 | 59319 | 6/100 |
| 6 | 59324 | 6/100 |
| 7 | 59332 | 6/100 |
| 8 | 57717 | 4/100 |
| 9 | 59313 | 1/100 |
| 10 | 59344 | 1/100 |
Most distressed ZIP codes in Carter County (composite distress 0-100, 2026)
What is driving Carter County distress
DLRadar builds Carter County's distress picture only from records anyone can pull; its ZIPs average 6/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Carter County market phase and pricing
DLRadar places Carter County in peak; prices moved up 2.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Carter County
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Common questions
Which ZIP code leads Carter County on distress?
ZIP 59336 leads Carter County at 15/100, recomputed monthly from public records.
What market phase is Carter County in?
The market phase for Carter County is peak, prices rising 2.2% on the year — derived from the FHFA House Price Index path.
What is this Carter County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 10 Carter County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Carter County ZIP codes?
A single county score papers over real variation. Across the Carter County ZIPs DLRadar ranks, scores run from 15/100 in 59336 down to 1/100 in 59344, against a Carter County average of 6/100. With 14 points between best and worst, county-level targeting in Carter County wastes effort.
What do Carter County home values and vacancy say about distressed supply?
The typical Carter County home carries about $247,540 of value against a median household income near $69,798. Vacancy across Carter County's tracked ZIPs runs 25.5% and the poverty rate is 8.5%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Carter County's foreclosure and lien data and its 100/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.