Cheatham County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cheatham County, TN distress report, 2026: 12 ZIPs scored in Cheatham, TN, Cheatham, TN average 27/100; the top Cheatham, TN ZIP is 37209 at 33/100; Cheatham, TN market phase peak, Cheatham, TN prices +1.3% year over year.
- Cheatham, TN ranks #1,757 nationally (opportunity index); Cheatham, TN #55 in Tennessee; Cheatham, TN index 28.6.
- Cheatham, TN: no CFPB county sample; Cheatham, TN metro area reading 0.8%.
- Cheatham, TN ZIP phases: 12 peak.
- Cheatham, TN residential listings tracked: 6 across 4 ZIPs; Cheatham, TN candidate listings 3.
- Cheatham, TN HUD assisted properties: 1 with 96 units.
- Cheatham, TN lenders on watch: 2; largest Cheatham, TN footprint Legends Bank (2 branches).
- Cheatham, TN most distressed ZIP: 37209 at 33/100.
Cheatham, TN figures: DLRadar distress index; Cheatham, TN inputs: CFPB, FHFA, HUD, FDIC; Cheatham, TN rebuilt as sources refresh.
| Rank | Cheatham, TN ZIP | Score |
|---|---|---|
| 1 | 37209 | 33/100 |
| 2 | 37043 | 32/100 |
| 3 | 37080 | 30/100 |
| 4 | 37143 | 27/100 |
| 5 | 37015 | 26/100 |
| 6 | 37035 | 26/100 |
| 7 | 37036 | 26/100 |
| 8 | 37082 | 26/100 |
| 9 | 37187 | 26/100 |
| 10 | 37032 | 25/100 |
| 11 | 37062 | 25/100 |
| 12 | 37146 | 25/100 |
Most distressed Cheatham, TN ZIPs (0-100, 2026)
Mortgage delinquency around Cheatham, TN
No CFPB county sample covers Cheatham, TN; the metro area reading for Cheatham, TN (Nashville-Davidson--Murfreesboro--Franklin, TN): 0.8% ninety-plus; Cheatham, TN area thirty-to-eighty-nine 1.7% (December 2025, Cheatham, TN); Tennessee overall 0.9%.
Opportunity index: Cheatham, TN
Cheatham, TN index 28.6, Cheatham, TN phase early_signal; Cheatham, TN primary driver construction, Cheatham, TN second driver bank institutional. Cheatham, TN components: property stress 15.6, foreclosure pressure 14.9, listing discounts 28.7, bank stress 59.0, insurance 0.0; Cheatham, TN pulse 32.4; Cheatham, TN capital opportunity 22.8; Cheatham, TN seven-day change -1.1%.
ZIP market phases inside Cheatham, TN
12 Cheatham, TN ZIPs carry a price-cycle phase; Cheatham, TN ZIPs by phase (Cheatham, TN), deepest drawdown first: peak, +1.9% YoY, 2.4% off peak (Cheatham, TN): 37043; peak, +1.3% YoY, 0.2% off peak (Cheatham, TN): 37015, 37032, 37035, 37036, Cheatham, TN 37062, 37082, 37143, 37146, Cheatham, TN 37187, 37209, 37080.
Residential listings by Cheatham, TN ZIP
Cheatham, TN ZIPs with the most tracked Cheatham, TN residential listings: 37015 4 listings, 1 candidates, bank pressure 60; 37035 1 listings, 1 candidates, bank pressure 63; 37143 1 listings, 1 candidates, bank pressure 61; 37082 0 listings, 0 candidates, bank pressure 63 (Cheatham, TN). Cheatham, TN totals: 6 listings; Cheatham, TN candidates 3; active ZIPs 3.
HUD assisted housing in Cheatham, TN
1 assisted properties with 96 units sit in Cheatham, TN; largest Cheatham, TN properties: Sycamore Place Apartments (Ashland City) 96 units.
Lenders with branches in Cheatham, TN
Cheatham, TN lenders by branch count: Legends Bank (Cheatham, TN): stress 71, 2 branches low in Cheatham, TN; Pinnacle Bank (Cheatham, TN): stress 64, 1 branch low in Cheatham, TN.
Vacancy and permits, Cheatham, TN
1,170 of 17,449 Cheatham, TN housing units are vacant; Cheatham, TN permits, twelve months: 0 multifamily units in Cheatham, TN, 200 one-to-four unit units.
Work Cheatham, TN at the parcel level
Every Cheatham, TN parcel carries owner and address; every Cheatham, TN parcel carries APN; Cheatham, TN distress scores sit on the Cheatham, TN live board.
Cheatham, TN figures refresh with each source.
Cheatham, TN questions
Most distressed ZIP code in Cheatham County, TN?
ZIP 37209 leads Cheatham, TN at 33/100; next in Cheatham, TN: 37043 at 32/100; the Cheatham, TN average is 27/100.
Where does Cheatham County, TN rank for investment opportunity?
Cheatham, TN is #1,757 among all ranked counties, #55 in Tennessee; the Cheatham, TN driver is construction; Cheatham, TN moved down 87 places.
How many mortgages are delinquent in Cheatham County, TN?
Cheatham, TN takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Cheatham, TN.
Which banks lend in Cheatham County, TN?
2 watched lenders hold Cheatham, TN branches; the largest Cheatham, TN footprints are Legends Bank (2), Pinnacle Bank (1).
More on Cheatham, TN
Cheatham County, TN distress report: public-record figures for Cheatham, TN; not legal advice for Cheatham, TN; not tax or investment advice; verify every Cheatham, TN record before acting.