Cheatham County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cheatham County, Tennessee? DLRadar grades every Cheatham County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Cheatham County breakdown.
- Cheatham County's most distressed ZIP is 37043 at 33/100.
- 12 ZIP codes tracked in Cheatham County, averaging 26/100 distress.
- Cheatham County reads peak — home values up 1.3% year over year.
- Vacancy runs 6.6% across Cheatham County's tracked ZIPs, with a 7.9% poverty rate.
- The typical Cheatham County home is worth about $354,608 against a ~$84,327 median income.
- Lending headwind in Cheatham County sits at 45/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 37043 | 33/100 |
| 2 | 37209 | 33/100 |
| 3 | 37080 | 29/100 |
| 4 | 37032 | 26/100 |
| 5 | 37062 | 26/100 |
| 6 | 37036 | 25/100 |
| 7 | 37143 | 25/100 |
| 8 | 37187 | 25/100 |
| 9 | 37146 | 24/100 |
| 10 | 37015 | 23/100 |
| 11 | 37035 | 22/100 |
| 12 | 37082 | 22/100 |
Most distressed ZIP codes in Cheatham County (composite distress 0-100, 2026)
What is driving Cheatham County distress
Cheatham County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 26/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Cheatham County market phase and pricing
DLRadar places Cheatham County in peak; prices moved up 1.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Cheatham County
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Common questions
Where is distress highest inside Cheatham County, TN?
ZIP 37043 leads Cheatham County at 33/100, recomputed monthly from public records.
Where is Cheatham County in the housing cycle?
Phase for Cheatham County: peak, tracking a 1.3% gain year over year, read off the FHFA index.
How is the Cheatham County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 12 Cheatham County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Cheatham County ZIP codes?
Averaging the county conceals how uneven it is. Across the Cheatham County ZIPs DLRadar ranks, scores run from 33/100 in 37043 down to 22/100 in 37082, against a Cheatham County average of 26/100. Those 11 points separate the ZIPs worth working in Cheatham County from the rest.
What do Cheatham County home values and vacancy say about distressed supply?
The typical Cheatham County home carries about $354,608 of value against a median household income near $84,327. Vacancy across Cheatham County's tracked ZIPs runs 6.6% and the poverty rate is 7.9%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Cheatham County's filings and its 45/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.