Chugach County, AK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Chugach County, Alaska? DLRadar grades every Chugach County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 9/100. Here is the 2026 Chugach County breakdown.
- Chugach County's most distressed ZIP is 99574 at 9/100.
- 4 ZIP codes tracked in Chugach County, averaging 9/100 distress.
- Chugach County reads peak — home values up 0.1% year over year, 0.4% off peak.
- Vacancy runs 46.8% across Chugach County's tracked ZIPs, with a 14.3% poverty rate.
- The typical Chugach County home is worth about $271,467 against a ~$91,134 median income.
- Lending headwind in Chugach County sits at 38/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 99574 | 9/100 |
| 2 | 99677 | 9/100 |
| 3 | 99686 | 9/100 |
| 4 | 99693 | 9/100 |
Most distressed ZIP codes in Chugach County (composite distress 0-100, 2026)
What is driving Chugach County distress
Nothing here is estimated: Chugach County is scored from filings alone, and its ZIPs average 9/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Chugach County market phase and pricing
Phase for Chugach County: peak (+0.1% YoY, 0.4% off peak). As pricing power fades, listings sit longer and sellers become reachable.
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Questions about this county
What is the hardest-hit ZIP in Chugach County?
ZIP 99574 leads Chugach County at 9/100, recomputed monthly from public records.
What stage of the price cycle is Chugach County at?
The market phase for Chugach County is peak, prices rising 0.1% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Chugach County numbers?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 4 Chugach County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Chugach County ZIP codes?
A single county score papers over real variation. Across the Chugach County ZIPs DLRadar ranks, scores run from 9/100 in 99574 down to 9/100 in 99693, against a Chugach County average of 9/100. Because the gap runs to 0 points, Chugach County rewards ZIP-level precision.
What do Chugach County home values and vacancy say about distressed supply?
The typical Chugach County home carries about $271,467 of value against a median household income near $91,134. Vacancy across Chugach County's tracked ZIPs runs 46.8% and the poverty rate is 14.3%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Chugach County's foreclosure and tax-lien filings and its 38/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.