Churchill County, NV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Churchill County, Nevada? DLRadar grades every Churchill County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Churchill County breakdown.
- Churchill County's most distressed ZIP is 89408 at 14/100.
- 3 ZIP codes tracked in Churchill County, averaging 13/100 distress.
- Churchill County reads peak — home values up 1.5% year over year.
- Vacancy runs 7.2% across Churchill County's tracked ZIPs, with a 10.2% poverty rate.
- The typical Churchill County home is worth about $348,200 against a ~$80,275 median income.
- Lending headwind in Churchill County sits at 68/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 89408 | 14/100 |
| 2 | 89406 | 12/100 |
| 3 | 89496 | 12/100 |
Most distressed ZIP codes in Churchill County (composite distress 0-100, 2026)
What is driving Churchill County distress
Churchill County's placement in the national index rests on public filings — a 13/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Churchill County market phase and pricing
Phase for Churchill County: peak (+1.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Churchill County
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Questions and answers
Which ZIP code leads Churchill County on distress?
ZIP 89408 leads Churchill County at 14/100, recomputed monthly from public records.
Which phase does Churchill County sit in right now?
FHFA price-index movement places Churchill County in peak; prices are up 1.5% over twelve months.
Where does the Churchill County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 3 Churchill County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Churchill County ZIP codes?
The county figure is a blend, not a description. Across the Churchill County ZIPs DLRadar ranks, scores run from 14/100 in 89408 down to 12/100 in 89496, against a Churchill County average of 13/100. Because the gap runs to 2 points, Churchill County rewards ZIP-level precision.
What do Churchill County home values and vacancy say about distressed supply?
The typical Churchill County home carries about $348,200 of value against a median household income near $80,275. Vacancy across Churchill County's tracked ZIPs runs 7.2% and the poverty rate is 10.2%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Churchill County's filings and its 68/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.