Clarke County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clarke County, MS distress report, 2026: 9 ZIPs scored in Clarke, MS, Clarke, MS average 12/100; the top Clarke, MS ZIP is 39439 at 18/100; Clarke, MS market phase peak, Clarke, MS prices +3.6% year over year.
- Clarke, MS ranks #1,718 nationally (opportunity index); Clarke, MS #57 in Mississippi; Clarke, MS index 28.7.
- Clarke, MS: no CFPB county sample; Clarke, MS non-metro area reading 1.8%.
- Clarke, MS ZIP phases: 9 peak.
- Clarke, MS residential listings tracked: 4 across 5 ZIPs; Clarke, MS candidate listings 0.
- Clarke, MS lenders on watch: 4; largest Clarke, MS footprint Great Southern Bank (2 branches).
- Clarke, MS most distressed ZIP: 39439 at 18/100.
Clarke, MS figures: DLRadar distress index; Clarke, MS inputs: CFPB, FHFA, HUD, FDIC; Clarke, MS rebuilt as sources refresh.
| Rank | Clarke, MS ZIP | Score |
|---|---|---|
| 1 | 39439 | 18/100 |
| 2 | 39366 | 16/100 |
| 3 | 39301 | 15/100 |
| 4 | 39347 | 15/100 |
| 5 | 39367 | 13/100 |
| 6 | 39330 | 10/100 |
| 7 | 39360 | 9/100 |
| 8 | 39355 | 6/100 |
| 9 | 39363 | 6/100 |
Most distressed Clarke, MS ZIPs (0-100, 2026)
Mortgage delinquency around Clarke, MS
No CFPB county sample covers Clarke, MS; the non-metro area reading for Clarke, MS: 1.8% ninety-plus; Clarke, MS area thirty-to-eighty-nine 5.9% (December 2025, Clarke, MS); Mississippi overall 1.8%.
Opportunity index: Clarke, MS
Clarke, MS index 28.7, Clarke, MS phase early_signal; Clarke, MS primary driver vacancy, Clarke, MS second driver bank institutional. Clarke, MS components: property stress 16.9, foreclosure pressure 18.1, listing discounts 31.5, bank stress 58.4, insurance 0.0; Clarke, MS pulse 31.6; Clarke, MS capital opportunity 24.3; Clarke, MS seven-day change +0.6%.
ZIP market phases inside Clarke, MS
9 Clarke, MS ZIPs carry a price-cycle phase; Clarke, MS ZIPs by phase (Clarke, MS), deepest drawdown first: peak, +3.6% YoY (Clarke, MS): 39301, 39330, 39347, 39355, Clarke, MS 39363, 39366, 39439; peak, +3.7% YoY (Clarke, MS): 39360; peak, +3.8% YoY (Clarke, MS): 39367.
Residential listings by Clarke, MS ZIP
Clarke, MS ZIPs with the most tracked Clarke, MS residential listings: 39360 3 listings, 0 candidates, bank pressure 71; 39355 1 listings, 0 candidates, bank pressure 72; 39330 0 listings, 0 candidates, bank pressure 68; 39363 0 listings, 0 candidates, bank pressure 72 (Clarke, MS); 39366 0 listings, 0 candidates, bank pressure 64. Clarke, MS totals: 4 listings; Clarke, MS candidates 0; active ZIPs 1.
Lenders with branches in Clarke, MS
Clarke, MS lenders by branch count: Great Southern Bank (Clarke, MS): stress 86, 2 branches moderate in Clarke, MS; First State Bank (Clarke, MS): stress 85, 1 branch moderate in Clarke, MS; Bankplus (Clarke, MS): stress 61, 1 branch moderate in Clarke, MS; Citizens Nb Of Meridian (Clarke, MS): stress 58, 1 branch moderate in Clarke, MS.
Vacancy and permits, Clarke, MS
1,700 of 7,645 Clarke, MS housing units are vacant.
Work Clarke, MS at the parcel level
Every Clarke, MS parcel carries owner and address; every Clarke, MS parcel carries APN; Clarke, MS distress scores sit on the Clarke, MS live board.
Clarke, MS figures refresh with each source.
Clarke, MS questions
Most distressed ZIP code in Clarke County, MS?
ZIP 39439 leads Clarke, MS at 18/100; next in Clarke, MS: 39366 at 16/100; the Clarke, MS average is 12/100.
Where does Clarke County, MS rank for investment opportunity?
Clarke, MS is #1,718 among all ranked counties, #57 in Mississippi; the Clarke, MS driver is vacancy; Clarke, MS moved up 213 places.
How many mortgages are delinquent in Clarke County, MS?
Clarke, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Clarke, MS.
Which banks lend in Clarke County, MS?
4 watched lenders hold Clarke, MS branches; the largest Clarke, MS footprints are Great Southern Bank (2), First State Bank (1), Bankplus (1).
More on Clarke, MS
Clarke County, MS distress report: public-record figures for Clarke, MS; not legal advice for Clarke, MS; not tax or investment advice; verify every Clarke, MS record before acting.