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Clarke County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Clarke County, Mississippi? DLRadar grades every Clarke County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Clarke County breakdown.

  • Clarke County's most distressed ZIP is 39439 at 18/100.
  • 9 ZIP codes tracked in Clarke County, averaging 12/100 distress.
  • Clarke County reads peak — home values up 3.6% year over year.
  • Vacancy runs 18.5% across Clarke County's tracked ZIPs, with a 23.8% poverty rate.
  • The typical Clarke County home is worth about $112,933 against a ~$40,820 median income.
  • Lending headwind in Clarke County sits at 86/100 — a forward read on distressed supply.

Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
13943918/100
23934715/100
33936615/100
43930114/100
53936714/100
6393309/100
7393609/100
8393555/100
9393635/100

Most distressed ZIP codes in Clarke County (composite distress 0-100, 2026)

What is driving Clarke County distress

Clarke County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 12/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.

Clarke County market phase and pricing

Clarke County currently sits in peak after a 3.6% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.

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Frequently asked questions

Where is distress highest inside Clarke County, MS?

ZIP 39439 leads Clarke County at 18/100, recomputed monthly from public records.

Which phase does Clarke County sit in right now?

Clarke County reads peak, with home prices up 3.6% year over year. Phase comes from FHFA House Price Index trajectory.

What are the sources behind these Clarke County numbers?

Clarke County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 9 ZIPs are comparable to anywhere else.

How much do distress scores vary between Clarke County ZIP codes?

County-level numbers smooth away the detail that matters. Across the Clarke County ZIPs DLRadar ranks, scores run from 18/100 in 39439 down to 5/100 in 39363, against a Clarke County average of 12/100. A spread of 13 points means Clarke County has to be worked ZIP by ZIP.

What do Clarke County home values and vacancy say about distressed supply?

The typical Clarke County home carries about $112,933 of value against a median household income near $40,820. Vacancy across Clarke County's tracked ZIPs runs 18.5% and the poverty rate is 23.8%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Clarke County's foreclosure and tax-lien record and its 86/100 lending headwind.

Related

Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.

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