Collier County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Collier County, FL distress report, 2026: 24 ZIPs scored in Collier, FL, Collier, FL average 38/100; the top Collier, FL ZIP is 34134 at 54/100; Collier, FL market phase recovery, Collier, FL prices +0.4% year over year.
- Collier, FL ranks #236 nationally (opportunity index); Collier, FL #30 in Florida; Collier, FL index 35.5.
- Collier, FL ninety-day mortgage delinquency 0.8% in December 2025; Collier, FL twelve-month change +0.4%.
- Collier, FL ZIP phases: 22 recovery, 2 contraction.
- Collier, FL residential listings tracked: 389 across 22 ZIPs; Collier, FL candidate listings 200.
- Collier, FL HUD assisted properties: 4 with 158 units.
- Collier, FL lenders on watch: 6; largest Collier, FL footprint Bankunited National Assn (1 branch).
- Collier, FL most distressed ZIP: 34134 at 54/100.
Collier, FL figures: DLRadar distress index; Collier, FL inputs: CFPB, FHFA, HUD, FDIC; Collier, FL rebuilt as sources refresh.
| Rank | Collier, FL ZIP | Score |
|---|---|---|
| 1 | 34134 | 54/100 |
| 2 | 34135 | 54/100 |
| 3 | 34110 | 38/100 |
| 4 | 34101 | 37/100 |
| 5 | 34102 | 37/100 |
| 6 | 34103 | 37/100 |
| 7 | 34104 | 37/100 |
| 8 | 34105 | 37/100 |
| 9 | 34108 | 37/100 |
| 10 | 34109 | 37/100 |
| 11 | 34112 | 37/100 |
| 12 | 34113 | 37/100 |
Most distressed Collier, FL ZIPs (0-100, 2026)
Mortgage delinquency in Collier, FL
0.8% of Collier, FL mortgages were ninety-plus days late (Collier, FL, December 2025); Collier, FL thirty-to-eighty-nine days late: 1.9%; Collier, FL twelve-month change +0.4%; Collier, FL peak since 2008: 7.5% (January 2010); Florida overall 1.2%. Collier, FL ninety-day series: Dec 24 0.4, Jan 25 0.5, Feb 25 0.6 (Collier, FL), Mar 25 0.6, Apr 25 0.6, May 25 0.9 (Collier, FL), Jun 25 0.7, Jul 25 0.8, Aug 25 0.6 (Collier, FL), Sep 25 0.6, Oct 25 0.6, Nov 25 0.6 (Collier, FL), Dec 25 0.8.
Opportunity index: Collier, FL
Collier, FL index 35.5, Collier, FL phase peak_opportunity; Collier, FL primary driver vacancy, Collier, FL second driver bank institutional. Collier, FL components: property stress 31.0, foreclosure pressure 34.1, listing discounts 34.0, bank stress 55.8, insurance 0.2; Collier, FL pulse 40.0; Collier, FL capital opportunity 28.8; Collier, FL seven-day change +0.9%.
ZIP market phases inside Collier, FL
24 Collier, FL ZIPs carry a price-cycle phase; Collier, FL ZIPs by phase (Collier, FL), deepest drawdown first: contraction, -1.4% YoY, 8.7% off peak (Collier, FL): 34135; contraction, -1.2% YoY, 7.8% off peak (Collier, FL): 34134; recovery, +0.3% YoY, 1.6% off peak (Collier, FL): 34110; recovery, +0.4% YoY, 1.4% off peak (Collier, FL): 34119; recovery, +0.4% YoY, 1.3% off peak (Collier, FL): 34101, 34102, 34103, 34104, Collier, FL 34105, 34108, 34109, 34112, Collier, FL 34113, 34114, 34116, 34117.
Residential listings by Collier, FL ZIP
Collier, FL ZIPs with the most tracked Collier, FL residential listings: 34142 166 listings, 129 candidates, bank pressure 60; 34120 41 listings, 9 candidates, bank pressure 60; 34112 31 listings, 6 candidates, bank pressure 60; 34114 25 listings, 8 candidates, bank pressure 60 (Collier, FL); 34109 16 listings, 7 candidates, bank pressure 60; 34119 16 listings, 8 candidates, bank pressure 62; 34110 13 listings, 3 candidates, bank pressure 62; 34113 13 listings, 5 candidates, bank pressure 60. Collier, FL totals: 389 listings; Collier, FL candidates 200; active ZIPs 1.
HUD assisted housing in Collier, FL
4 assisted properties with 158 units sit in Collier, FL; largest Collier, FL properties: Shadowwood Park Apartments (Naples) 96 units; Cypress Run (Immokalee) 40 units, 39 assisted; Housing Alternatives Of Sw Florida (Naples) 12 units, 6 assisted in Collier, FL; Collier Housing Alternatives (Naples) 10 units, 9 assisted.
Lenders with branches in Collier, FL
Collier, FL lenders by branch count: Bankunited National Assn (Collier, FL): stress 76, 1 branch low in Collier, FL; Everbank National Assn (Collier, FL): stress 73, 1 branch low in Collier, FL; First Bank (Collier, FL): stress 63, 1 branch low in Collier, FL; Seacoast National Bank (Collier, FL): stress 58, 1 branch low in Collier, FL; Cogent Bank (Collier, FL): stress 47, 1 branch low in Collier, FL; Natbank National Assn (Collier, FL): stress 41, 1 branch low in Collier, FL.
Vacancy and permits, Collier, FL
73,531 of 239,406 Collier, FL housing units are vacant; Collier, FL permits, twelve months: 1,237 multifamily units in Collier, FL, 1,963 one-to-four unit units.
Work Collier, FL at the parcel level
Every Collier, FL parcel carries owner and address; every Collier, FL parcel carries APN; Collier, FL distress scores sit on the Collier, FL live board; Collier, FL lead lists by signal.
Collier, FL figures refresh with each source.
Collier, FL questions
Most distressed ZIP code in Collier County, FL?
ZIP 34134 leads Collier, FL at 54/100; next in Collier, FL: 34135 at 54/100; the Collier, FL average is 38/100.
Where does Collier County, FL rank for investment opportunity?
Collier, FL is #236 among all ranked counties, #30 in Florida; the Collier, FL driver is vacancy; Collier, FL moved up 127 places.
How many mortgages are delinquent in Collier County, FL?
0.8% of Collier, FL mortgages were ninety-plus days late in December 2025; the Collier, FL peak since 2008 was 7.5%.
Which banks lend in Collier County, FL?
6 watched lenders hold Collier, FL branches; the largest Collier, FL footprints are Bankunited National Assn (1), Everbank National Assn (1), First Bank (1).
More on Collier, FL
Collier County, FL distress report: public-record figures for Collier, FL; not legal advice for Collier, FL; not tax or investment advice; verify every Collier, FL record before acting.