Cross County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cross County, Arkansas? DLRadar grades every Cross County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Cross County breakdown.
- Cross County's most distressed ZIP is 72331 at 32/100.
- 9 ZIP codes tracked in Cross County, averaging 25/100 distress.
- Cross County reads peak — home values up 3.3% year over year.
- Vacancy runs 16.3% across Cross County's tracked ZIPs, with a 20.1% poverty rate.
- The typical Cross County home is worth about $87,925 against a ~$50,356 median income.
- Lending headwind in Cross County sits at 35/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 72331 | 32/100 |
| 2 | 72101 | 28/100 |
| 3 | 72347 | 26/100 |
| 4 | 72324 | 25/100 |
| 5 | 72373 | 25/100 |
| 6 | 72387 | 25/100 |
| 7 | 72396 | 25/100 |
| 8 | 72346 | 18/100 |
| 9 | 72326 | 17/100 |
Most distressed ZIP codes in Cross County (composite distress 0-100, 2026)
What is driving Cross County distress
DLRadar builds Cross County's distress picture only from records anyone can pull; its ZIPs average 25/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Cross County market phase and pricing
Phase for Cross County: peak (+3.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Cross County
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Frequently asked
Where is distress highest inside Cross County, AR?
ZIP 72331 leads Cross County at 32/100, recomputed monthly from public records.
Which phase does Cross County sit in right now?
The market phase for Cross County is peak, prices rising 3.3% on the year — derived from the FHFA House Price Index path.
What is this Cross County analysis built from?
Cross County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 9 ZIPs are comparable to anywhere else.
How much do distress scores vary between Cross County ZIP codes?
One county number flattens a wide range. Across the Cross County ZIPs DLRadar ranks, scores run from 32/100 in 72331 down to 17/100 in 72326, against a Cross County average of 25/100. With 15 points between best and worst, county-level targeting in Cross County wastes effort.
What do Cross County home values and vacancy say about distressed supply?
The typical Cross County home carries about $87,925 of value against a median household income near $50,356. Vacancy across Cross County's tracked ZIPs runs 16.3% and the poverty rate is 20.1%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Cross County's foreclosure and lien data and its 35/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.