Dane County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Dane County, WI distress report, 2026: 46 ZIPs scored in Dane, WI, Dane, WI average 24/100; the top Dane, WI ZIP is 53534 at 27/100; Dane, WI market phase neutral, Dane, WI prices +4.7% year over year.
- Dane, WI ranks #3,174 nationally (opportunity index); Dane, WI #68 in Wisconsin; Dane, WI index 20.8.
- Dane, WI ninety-day mortgage delinquency 0.3% in December 2025; Dane, WI twelve-month change 0.0%.
- Dane, WI ZIP phases: 40 neutral, 4 peak, 2 expansion.
- Dane, WI residential listings tracked: 100 across 35 ZIPs; Dane, WI candidate listings 21.
- Dane, WI HUD assisted properties: 43 with 4,067 units.
- Dane, WI lenders on watch: 8; largest Dane, WI footprint Lake Ridge Bank (16 branches).
- Dane, WI most distressed ZIP: 53534 at 27/100.
Dane, WI figures: DLRadar distress index; Dane, WI inputs: CFPB, FHFA, HUD, FDIC; Dane, WI rebuilt as sources refresh.
| Rank | Dane, WI ZIP | Score |
|---|---|---|
| 1 | 53534 | 27/100 |
| 2 | 53523 | 26/100 |
| 3 | 53515 | 25/100 |
| 4 | 53527 | 25/100 |
| 5 | 53528 | 25/100 |
| 6 | 53529 | 25/100 |
| 7 | 53531 | 25/100 |
| 8 | 53532 | 25/100 |
| 9 | 53558 | 25/100 |
| 10 | 53559 | 25/100 |
| 11 | 53562 | 25/100 |
| 12 | 53571 | 25/100 |
Most distressed Dane, WI ZIPs (0-100, 2026)
Mortgage delinquency in Dane, WI
0.3% of Dane, WI mortgages were ninety-plus days late (Dane, WI, December 2025); Dane, WI thirty-to-eighty-nine days late: 0.6%; Dane, WI twelve-month change 0.0%; Dane, WI peak since 2008: 1.8% (February 2010); Wisconsin overall 0.5%. Dane, WI ninety-day series: Dec 24 0.3, Jan 25 0.2, Feb 25 0.2 (Dane, WI), Mar 25 0.1, Apr 25 0.1, May 25 0.2 (Dane, WI), Jun 25 0.2, Jul 25 0.2, Aug 25 0.2 (Dane, WI), Sep 25 0.3, Oct 25 0.2, Nov 25 0.2 (Dane, WI), Dec 25 0.3.
Opportunity index: Dane, WI
Dane, WI index 20.8, Dane, WI phase weak; Dane, WI primary driver bank institutional, Dane, WI second driver construction. Dane, WI components: property stress 7.1, foreclosure pressure 4.3, listing discounts 16.7, bank stress 58.6, insurance 0.0; Dane, WI pulse 23.7; Dane, WI capital opportunity 16.4; Dane, WI seven-day change +0.2%.
ZIP market phases inside Dane, WI
46 Dane, WI ZIPs carry a price-cycle phase; Dane, WI ZIPs by phase (Dane, WI), deepest drawdown first: neutral, +4.7% YoY (Dane, WI): 53507, 53508, 53515, 53517, Dane, WI 53521, 53527, 53528, 53529, Dane, WI 53531, 53532, 53544, 53555, Dane, WI 53558; peak, +4.6% YoY (Dane, WI): 53516; peak, +4.9% YoY (Dane, WI): 53523; peak, +4.5% YoY (Dane, WI): 53534.
Residential listings by Dane, WI ZIP
Dane, WI ZIPs with the most tracked Dane, WI residential listings: 53719 16 listings, 4 candidates, bank pressure 61; 53711 13 listings, 2 candidates, bank pressure 61; 53704 11 listings, 2 candidates, bank pressure 61; 53593 8 listings, 1 candidates, bank pressure 61 (Dane, WI); 53703 7 listings, 2 candidates, bank pressure 61; 53714 6 listings, 2 candidates, bank pressure 61; 53718 6 listings, 1 candidates, bank pressure 61; 53705 5 listings, 0 candidates, bank pressure 61. Dane, WI totals: 100 listings; Dane, WI candidates 21; active ZIPs 22.
HUD assisted housing in Dane, WI
43 assisted properties with 4,067 units sit in Dane, WI; largest Dane, WI properties: The Fairways Apartments (Fitchburg) 369 units; The Pines Apartments (Fitchburg) 305 units; Nob Hill Apartments (Madison) 254 units in Dane, WI; Arbor Hills Apartment Homes (Madison) 236 units; The Marling Apartments (Madison) 228 units; Sun Valley Apartments (Fitchburg) 202 units.
Lenders with branches in Dane, WI
Dane, WI lenders by branch count: Lake Ridge Bank (Dane, WI): stress 68, 16 branches low in Dane, WI; Park Bank (Dane, WI): stress 76, 10 branches low in Dane, WI; Associated Bank Na (Dane, WI): stress 68, 10 branches low in Dane, WI; One Community Bank (Dane, WI): stress 55, 8 branches low in Dane, WI; Bank Of Sun Prairie (Dane, WI): stress 78, 4 branches low in Dane, WI; Capitol Bank (Dane, WI): stress 60, 3 branches low in Dane, WI; Johnson Bank (Dane, WI): stress 57, 3 branches low in Dane, WI; Dmb Community Bank (Dane, WI): stress 77, 2 branches low in Dane, WI.
Vacancy and permits, Dane, WI
9,532 of 261,061 Dane, WI housing units are vacant; Dane, WI permits, twelve months: 4,556 multifamily units in Dane, WI, 1,463 one-to-four unit units.
Work Dane, WI at the parcel level
Every Dane, WI parcel carries owner and address; every Dane, WI parcel carries APN; Dane, WI distress scores sit on the Dane, WI live board.
Dane, WI figures refresh with each source.
Dane, WI questions
Most distressed ZIP code in Dane County, WI?
ZIP 53534 leads Dane, WI at 27/100; next in Dane, WI: 53523 at 26/100; the Dane, WI average is 24/100.
Where does Dane County, WI rank for investment opportunity?
Dane, WI is #3,174 among all ranked counties, #68 in Wisconsin; the Dane, WI driver is bank institutional; Dane, WI moved down 48 places.
How many mortgages are delinquent in Dane County, WI?
0.3% of Dane, WI mortgages were ninety-plus days late in December 2025; the Dane, WI peak since 2008 was 1.8%.
Which banks lend in Dane County, WI?
8 watched lenders hold Dane, WI branches; the largest Dane, WI footprints are Lake Ridge Bank (16), Park Bank (10), Associated Bank Na (10).
More on Dane, WI
Dane County, WI distress report: public-record figures for Dane, WI; not legal advice for Dane, WI; not tax or investment advice; verify every Dane, WI record before acting.