Fergus County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Fergus County, Montana? DLRadar grades every Fergus County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Fergus County breakdown.
- Fergus County's most distressed ZIP is 59430 at 22/100.
- 11 ZIP codes tracked in Fergus County, averaging 21/100 distress.
- Fergus County reads peak — home values up 2.2% year over year.
- Vacancy runs 22.9% across Fergus County's tracked ZIPs, with a 12.8% poverty rate.
- The typical Fergus County home is worth about $212,267 against a ~$58,843 median income.
- Lending headwind in Fergus County sits at 46/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59430 | 22/100 |
| 2 | 59441 | 22/100 |
| 3 | 59451 | 22/100 |
| 4 | 59457 | 22/100 |
| 5 | 59464 | 22/100 |
| 6 | 59471 | 22/100 |
| 7 | 59489 | 22/100 |
| 8 | 59032 | 20/100 |
| 9 | 59424 | 20/100 |
| 10 | 59453 | 20/100 |
| 11 | 59418 | 17/100 |
Most distressed ZIP codes in Fergus County (composite distress 0-100, 2026)
What is driving Fergus County distress
Fergus County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 21/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Fergus County market phase and pricing
Fergus County currently sits in peak after a 2.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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What people ask
Which ZIP code leads Fergus County on distress?
ZIP 59430 leads Fergus County at 22/100, recomputed monthly from public records.
How would you describe the Fergus County market phase?
FHFA price-index movement places Fergus County in peak; prices are up 2.2% over twelve months.
Which datasets feed the Fergus County scores?
Every Fergus County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 11 Fergus County ZIP codes that it runs on every other U.S. county, so Fergus County's numbers are directly comparable to any other market.
How much do distress scores vary between Fergus County ZIP codes?
One county number flattens a wide range. Across the Fergus County ZIPs DLRadar ranks, scores run from 22/100 in 59430 down to 17/100 in 59418, against a Fergus County average of 21/100. Those 5 points separate the ZIPs worth working in Fergus County from the rest.
What do Fergus County home values and vacancy say about distressed supply?
The typical Fergus County home carries about $212,267 of value against a median household income near $58,843. Vacancy across Fergus County's tracked ZIPs runs 22.9% and the poverty rate is 12.8%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Fergus County's foreclosure and tax-lien filings and its 46/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.