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Where distress is building, which way the cycle is turning, and what is live now.

Forest County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Forest County, Wisconsin? DLRadar grades every Forest County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Forest County breakdown.

  • Forest County's most distressed ZIP is 54104 at 17/100.
  • 11 ZIP codes tracked in Forest County, averaging 15/100 distress.
  • Forest County reads peak — home values up 4.6% year over year.
  • Vacancy runs 58.4% across Forest County's tracked ZIPs, with a 11.6% poverty rate.
  • The typical Forest County home is worth about $198,682 against a ~$63,867 median income.
  • Lending headwind in Forest County sits at 100/100 — a forward read on distressed supply.

All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.

RankZIPComposite distress
15410417/100
25412516/100
35452116/100
45410315/100
55451115/100
65452015/100
75454115/100
85454215/100
95456615/100
105456214/100
115446513/100

Most distressed ZIP codes in Forest County (composite distress 0-100, 2026)

What is driving Forest County distress

Nothing here is estimated: Forest County is scored from filings alone, and its ZIPs average 15/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.

Forest County market phase and pricing

The cycle in Forest County is peak, with values up 4.6% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.

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Questions about this county

Which ZIP code leads Forest County on distress?

ZIP 54104 leads Forest County at 17/100, recomputed monthly from public records.

What stage of the price cycle is Forest County at?

Forest County reads peak, with home prices up 4.6% year over year. Phase comes from FHFA House Price Index trajectory.

Where does the Forest County data come from?

Forest County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 11 ZIPs are comparable to anywhere else.

How much do distress scores vary between Forest County ZIP codes?

One county number flattens a wide range. Across the Forest County ZIPs DLRadar ranks, scores run from 17/100 in 54104 down to 13/100 in 54465, against a Forest County average of 15/100. With 4 points between best and worst, county-level targeting in Forest County wastes effort.

What do Forest County home values and vacancy say about distressed supply?

The typical Forest County home carries about $198,682 of value against a median household income near $63,867. Vacancy across Forest County's tracked ZIPs runs 58.4% and the poverty rate is 11.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Forest County's filings and its 100/100 lending headwind.

Related

Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.

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