Franklin County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Franklin County, AR distress report, 2026: 13 ZIPs scored in Franklin, AR, Franklin, AR average 19/100; the top Franklin, AR ZIP is 72946 at 27/100; Franklin, AR market phase peak, Franklin, AR prices +3.3% year over year.
- Franklin, AR ranks #2,080 nationally (opportunity index); Franklin, AR #73 in Arkansas; Franklin, AR index 27.4.
- Franklin, AR: no CFPB county sample; Franklin, AR non-metro area reading 1.5%.
- Franklin, AR ZIP phases: 13 peak.
- Franklin, AR residential listings tracked: 4 across 6 ZIPs; Franklin, AR candidate listings 3.
- Franklin, AR lenders on watch: 5; largest Franklin, AR footprint Bank Ozk (4 branches).
- Franklin, AR most distressed ZIP: 72946 at 27/100.
Franklin, AR figures: DLRadar distress index; Franklin, AR inputs: CFPB, FHFA, HUD, FDIC; Franklin, AR rebuilt as sources refresh.
| Rank | Franklin, AR ZIP | Score |
|---|---|---|
| 1 | 72946 | 27/100 |
| 2 | 72959 | 26/100 |
| 3 | 72855 | 22/100 |
| 4 | 72943 | 22/100 |
| 5 | 72947 | 22/100 |
| 6 | 72727 | 21/100 |
| 7 | 72930 | 19/100 |
| 8 | 72933 | 17/100 |
| 9 | 72951 | 17/100 |
| 10 | 72721 | 16/100 |
| 11 | 72821 | 14/100 |
| 12 | 72949 | 13/100 |
Most distressed Franklin, AR ZIPs (0-100, 2026)
Mortgage delinquency around Franklin, AR
No CFPB county sample covers Franklin, AR; the non-metro area reading for Franklin, AR: 1.5% ninety-plus; Franklin, AR area thirty-to-eighty-nine 3.0% (December 2025, Franklin, AR); Arkansas overall 1.3%.
Opportunity index: Franklin, AR
Franklin, AR index 27.4, Franklin, AR phase weak; Franklin, AR primary driver vacancy, Franklin, AR second driver bank institutional. Franklin, AR components: property stress 14.5, foreclosure pressure 13.8, listing discounts 28.3, bank stress 50.1, insurance 0.0; Franklin, AR pulse 29.5; Franklin, AR capital opportunity 24.2; Franklin, AR seven-day change +1.7%.
ZIP market phases inside Franklin, AR
13 Franklin, AR ZIPs carry a price-cycle phase; Franklin, AR ZIPs by phase (Franklin, AR), deepest drawdown first: peak, +3.0% YoY, 0.8% off peak (Franklin, AR): 72946; peak, +3.2% YoY, 0.4% off peak (Franklin, AR): 72947; peak, +3.2% YoY, 0.3% off peak (Franklin, AR): 72930; peak, +3.1% YoY, 0.2% off peak (Franklin, AR): 72959; peak, +3.3% YoY, 0.2% off peak (Franklin, AR): 72933; peak, +3.3% YoY, 0.1% off peak (Franklin, AR): 72821, 72855, 72928, 72949, Franklin, AR 72951, 72943; peak, +3.2% YoY, 0.0% off peak (Franklin, AR): 72721; peak, +3.0% YoY, 0.0% off peak (Franklin, AR): 72727.
Residential listings by Franklin, AR ZIP
Franklin, AR ZIPs with the most tracked Franklin, AR residential listings: 72949 4 listings, 3 candidates, bank pressure 49; 72821 0 listings, 0 candidates, bank pressure 47; 72928 0 listings, 0 candidates, bank pressure 46; 72930 0 listings, 0 candidates, bank pressure 54 (Franklin, AR); 72933 0 listings, 0 candidates, bank pressure 54; 72947 0 listings, 0 candidates, bank pressure 54. Franklin, AR totals: 4 listings; Franklin, AR candidates 3; active ZIPs 1.
Lenders with branches in Franklin, AR
Franklin, AR lenders by branch count: Bank Ozk (Franklin, AR): stress 41, 4 branches low in Franklin, AR; Simmons Bank (Franklin, AR): stress 56, 2 branches low in Franklin, AR; Priority Bank (Franklin, AR): stress 55, 1 branch low in Franklin, AR; First Nb Of Fort Smith (Franklin, AR): stress 42, 1 branch low in Franklin, AR; Union Bank (Franklin, AR): stress 38, 1 branch low in Franklin, AR.
Vacancy and permits, Franklin, AR
709 of 7,757 Franklin, AR housing units are vacant; Franklin, AR permits, twelve months: 0 multifamily units in Franklin, AR, 23 one-to-four unit units.
Work Franklin, AR at the parcel level
Every Franklin, AR parcel carries owner and address; every Franklin, AR parcel carries APN; Franklin, AR distress scores sit on the Franklin, AR live board.
Franklin, AR figures refresh with each source.
Franklin, AR questions
Most distressed ZIP code in Franklin County, AR?
ZIP 72946 leads Franklin, AR at 27/100; next in Franklin, AR: 72959 at 26/100; the Franklin, AR average is 19/100.
Where does Franklin County, AR rank for investment opportunity?
Franklin, AR is #2,080 among all ranked counties, #73 in Arkansas; the Franklin, AR driver is vacancy; Franklin, AR moved up 401 places.
How many mortgages are delinquent in Franklin County, AR?
Franklin, AR takes the non-metro area reading of 1.5% for December 2025; no CFPB county sample covers Franklin, AR.
Which banks lend in Franklin County, AR?
5 watched lenders hold Franklin, AR branches; the largest Franklin, AR footprints are Bank Ozk (4), Simmons Bank (2), Priority Bank (1).
More on Franklin, AR
Franklin County, AR distress report: public-record figures for Franklin, AR; not legal advice for Franklin, AR; not tax or investment advice; verify every Franklin, AR record before acting.