Franklin County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Franklin County, Arkansas? DLRadar grades every Franklin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Franklin County breakdown.
- Franklin County's most distressed ZIP is 72946 at 26/100.
- 13 ZIP codes tracked in Franklin County, averaging 19/100 distress.
- Franklin County reads peak — home values up 3.3% year over year.
- Vacancy runs 13.2% across Franklin County's tracked ZIPs, with a 19% poverty rate.
- The typical Franklin County home is worth about $148,146 against a ~$56,148 median income.
- Lending headwind in Franklin County sits at 16/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 72946 | 26/100 |
| 2 | 72959 | 26/100 |
| 3 | 72727 | 21/100 |
| 4 | 72855 | 21/100 |
| 5 | 72943 | 21/100 |
| 6 | 72947 | 21/100 |
| 7 | 72930 | 19/100 |
| 8 | 72933 | 17/100 |
| 9 | 72951 | 17/100 |
| 10 | 72821 | 16/100 |
| 11 | 72721 | 15/100 |
| 12 | 72928 | 14/100 |
Most distressed ZIP codes in Franklin County (composite distress 0-100, 2026)
What is driving Franklin County distress
Franklin County's placement in the national index rests on public filings — a 19/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Franklin County market phase and pricing
Franklin County currently sits in peak after a 3.3% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Common questions
Which part of Franklin County, AR scores highest for distress?
ZIP 72946 leads Franklin County at 26/100, recomputed monthly from public records.
What stage of the price cycle is Franklin County at?
Franklin County reads peak, with home prices up 3.3% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Franklin County analysis built from?
Franklin County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 13 ZIPs are comparable to anywhere else.
How much do distress scores vary between Franklin County ZIP codes?
Averaging the county conceals how uneven it is. Across the Franklin County ZIPs DLRadar ranks, scores run from 26/100 in 72946 down to 14/100 in 72928, against a Franklin County average of 19/100. That 12-point gap is why acquisition targeting in Franklin County works at ZIP level rather than county level.
What do Franklin County home values and vacancy say about distressed supply?
The typical Franklin County home carries about $148,146 of value against a median household income near $56,148. Vacancy across Franklin County's tracked ZIPs runs 13.2% and the poverty rate is 19%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Franklin County's foreclosure and tax-lien filings and its 16/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.