Franklin County, KS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Franklin County, KS distress report, 2026: 13 ZIPs scored in Franklin, KS, Franklin, KS average 19/100; the top Franklin, KS ZIP is 66524 at 22/100; Franklin, KS market phase peak, Franklin, KS prices +3.5% year over year.
- Franklin, KS ranks #1,259 nationally (opportunity index); Franklin, KS #35 in Kansas; Franklin, KS index 30.3.
- Franklin, KS: no CFPB county sample; Franklin, KS non-metro area reading 1.0%.
- Franklin, KS ZIP phases: 13 peak.
- Franklin, KS residential listings tracked: 17 across 8 ZIPs; Franklin, KS candidate listings 2.
- Franklin, KS HUD assisted properties: 3 with 145 units.
- Franklin, KS lenders on watch: 5; largest Franklin, KS footprint Kansas State Bank (2 branches).
- Franklin, KS most distressed ZIP: 66524 at 22/100.
Franklin, KS figures: DLRadar distress index; Franklin, KS inputs: CFPB, FHFA, HUD, FDIC; Franklin, KS rebuilt as sources refresh.
| Rank | Franklin, KS ZIP | Score |
|---|---|---|
| 1 | 66524 | 22/100 |
| 2 | 66528 | 22/100 |
| 3 | 66006 | 21/100 |
| 4 | 66067 | 20/100 |
| 5 | 66076 | 20/100 |
| 6 | 66078 | 20/100 |
| 7 | 66079 | 20/100 |
| 8 | 66092 | 19/100 |
| 9 | 66095 | 19/100 |
| 10 | 66080 | 18/100 |
| 11 | 66042 | 17/100 |
| 12 | 66033 | 16/100 |
Most distressed Franklin, KS ZIPs (0-100, 2026)
Mortgage delinquency around Franklin, KS
No CFPB county sample covers Franklin, KS; the non-metro area reading for Franklin, KS: 1.0% ninety-plus; Franklin, KS area thirty-to-eighty-nine 2.4% (December 2025, Franklin, KS); Kansas overall 0.8%.
Opportunity index: Franklin, KS
Franklin, KS index 30.3, Franklin, KS phase watchlist; Franklin, KS primary driver construction, Franklin, KS second driver bank institutional. Franklin, KS components: property stress 12.5, foreclosure pressure 11.4, listing discounts 39.1, bank stress 57.7, insurance 0.0; Franklin, KS pulse 32.7; Franklin, KS capital opportunity 26.6; Franklin, KS seven-day change +0.3%.
ZIP market phases inside Franklin, KS
13 Franklin, KS ZIPs carry a price-cycle phase; Franklin, KS ZIPs by phase (Franklin, KS), deepest drawdown first: peak, +4.5% YoY (Franklin, KS): 66006; peak, +3.0% YoY (Franklin, KS): 66033; peak, +3.2% YoY (Franklin, KS): 66042; peak, +2.8% YoY (Franklin, KS): 66064; peak, +3.5% YoY (Franklin, KS): 66067, 66076, 66078, 66079, Franklin, KS 66092; peak, +3.3% YoY (Franklin, KS): 66080; peak, +3.4% YoY (Franklin, KS): 66095; peak, +4.8% YoY (Franklin, KS): 66524, 66528.
Residential listings by Franklin, KS ZIP
Franklin, KS ZIPs with the most tracked Franklin, KS residential listings: 66067 7 listings, 1 candidates, bank pressure 64; 66092 4 listings, 1 candidates, bank pressure 60; 66042 2 listings, 0 candidates, bank pressure 61; 66076 1 listings, 0 candidates, bank pressure 64 (Franklin, KS); 66079 1 listings, 0 candidates, bank pressure 64; 66080 1 listings, 0 candidates, bank pressure 62; 66095 1 listings, 0 candidates, bank pressure 62; 66078 0 listings, 0 candidates, bank pressure 64. Franklin, KS totals: 17 listings; Franklin, KS candidates 2; active ZIPs 7.
HUD assisted housing in Franklin, KS
3 assisted properties with 145 units sit in Franklin, KS; largest Franklin, KS properties: Sunflower Plaza Tower (Ottawa) 60 units, 60 assisted; Cedar Square (Ottawa) 49 units, 48 assisted; Mission Woods (Ottawa) 36 units, 36 assisted in Franklin, KS.
Lenders with branches in Franklin, KS
Franklin, KS lenders by branch count: Kansas State Bank (Franklin, KS): stress 68, 2 branches moderate in Franklin, KS; Goppert State Service Bank (Franklin, KS): stress 63, 2 branches low in Franklin, KS; Patriots Bank (Franklin, KS): stress 59, 2 branches low in Franklin, KS; Landmark National Bank (Franklin, KS): stress 58, 1 branch low in Franklin, KS; Mid-America Bank (Franklin, KS): stress 56, 1 branch low in Franklin, KS.
Vacancy and permits, Franklin, KS
901 of 11,310 Franklin, KS housing units are vacant; Franklin, KS permits, twelve months: 18 multifamily units in Franklin, KS, 83 one-to-four unit units.
Work Franklin, KS at the parcel level
Every Franklin, KS parcel carries owner and address; every Franklin, KS parcel carries APN; Franklin, KS distress scores sit on the Franklin, KS live board.
Franklin, KS figures refresh with each source.
Franklin, KS questions
Most distressed ZIP code in Franklin County, KS?
ZIP 66524 leads Franklin, KS at 22/100; next in Franklin, KS: 66528 at 22/100; the Franklin, KS average is 19/100.
Where does Franklin County, KS rank for investment opportunity?
Franklin, KS is #1,259 among all ranked counties, #35 in Kansas; the Franklin, KS driver is construction; Franklin, KS moved up 425 places.
How many mortgages are delinquent in Franklin County, KS?
Franklin, KS takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Franklin, KS.
Which banks lend in Franklin County, KS?
5 watched lenders hold Franklin, KS branches; the largest Franklin, KS footprints are Kansas State Bank (2), Goppert State Service Bank (2), Patriots Bank (2).
More on Franklin, KS
Franklin County, KS distress report: public-record figures for Franklin, KS; not legal advice for Franklin, KS; not tax or investment advice; verify every Franklin, KS record before acting.