Franklin County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Franklin County, Nebraska? DLRadar grades every Franklin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Franklin County breakdown.
- Franklin County's most distressed ZIP is 68932 at 18/100.
- 8 ZIP codes tracked in Franklin County, averaging 14/100 distress.
- Franklin County reads peak — home values up 3.3% year over year.
- Vacancy runs 18.5% across Franklin County's tracked ZIPs, with a 13.7% poverty rate.
- The typical Franklin County home is worth about $105,057 against a ~$59,104 median income.
- Lending headwind in Franklin County sits at 23/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 68932 | 18/100 |
| 2 | 68982 | 15/100 |
| 3 | 68929 | 14/100 |
| 4 | 68939 | 14/100 |
| 5 | 68960 | 14/100 |
| 6 | 68972 | 14/100 |
| 7 | 68981 | 13/100 |
| 8 | 68947 | 12/100 |
Most distressed ZIP codes in Franklin County (composite distress 0-100, 2026)
What is driving Franklin County distress
DLRadar builds Franklin County's distress picture only from records anyone can pull; its ZIPs average 14/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Franklin County market phase and pricing
The cycle in Franklin County is peak, with values up 3.3% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Franklin County
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Questions about this county
What is the most distressed ZIP code in Franklin County, NE?
ZIP 68932 leads Franklin County at 18/100, recomputed monthly from public records.
Which phase does Franklin County sit in right now?
The market phase for Franklin County is peak, prices rising 3.3% on the year — derived from the FHFA House Price Index path.
What is this Franklin County analysis built from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 8 ZIP codes in Franklin County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Franklin County ZIP codes?
A county average hides the spread. Across the Franklin County ZIPs DLRadar ranks, scores run from 18/100 in 68932 down to 12/100 in 68947, against a Franklin County average of 14/100. With 6 points between best and worst, county-level targeting in Franklin County wastes effort.
What do Franklin County home values and vacancy say about distressed supply?
The typical Franklin County home carries about $105,057 of value against a median household income near $59,104. Vacancy across Franklin County's tracked ZIPs runs 18.5% and the poverty rate is 13.7%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Franklin County's filings and its 23/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.