Garden County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Garden County, Nebraska? DLRadar grades every Garden County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Garden County breakdown.
- Garden County's most distressed ZIP is 69148 at 20/100.
- 9 ZIP codes tracked in Garden County, averaging 15/100 distress.
- Garden County reads peak — home values up 3.3% year over year.
- Vacancy runs 35.6% across Garden County's tracked ZIPs, with a 13.1% poverty rate.
- The typical Garden County home is worth about $111,143 against a ~$51,654 median income.
- Lending headwind in Garden County sits at 21/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 69148 | 20/100 |
| 2 | 69147 | 19/100 |
| 3 | 69149 | 19/100 |
| 4 | 69154 | 19/100 |
| 5 | 69335 | 13/100 |
| 6 | 69351 | 13/100 |
| 7 | 69333 | 12/100 |
| 8 | 69340 | 10/100 |
| 9 | 69129 | 9/100 |
Most distressed ZIP codes in Garden County (composite distress 0-100, 2026)
What is driving Garden County distress
DLRadar builds Garden County's distress picture only from records anyone can pull; its ZIPs average 15/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Garden County market phase and pricing
DLRadar places Garden County in peak; prices moved up 3.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Garden County
Garden County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
No card required · full read access to live data for 60 minutes.
Frequently asked
Which Garden County ZIP scores worst for distress?
ZIP 69148 leads Garden County at 20/100, recomputed monthly from public records.
Which phase does Garden County sit in right now?
Garden County reads peak, with home prices up 3.3% year over year. Phase comes from FHFA House Price Index trajectory.
What are the sources behind these Garden County numbers?
Every Garden County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 9 Garden County ZIP codes that it runs on every other U.S. county, so Garden County's numbers are directly comparable to any other market.
How much do distress scores vary between Garden County ZIP codes?
Averaging the county conceals how uneven it is. Across the Garden County ZIPs DLRadar ranks, scores run from 20/100 in 69148 down to 9/100 in 69129, against a Garden County average of 15/100. That 11-point gap is why acquisition targeting in Garden County works at ZIP level rather than county level.
What do Garden County home values and vacancy say about distressed supply?
The typical Garden County home carries about $111,143 of value against a median household income near $51,654. Vacancy across Garden County's tracked ZIPs runs 35.6% and the poverty rate is 13.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Garden County's filings and its 21/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.