Garfield County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Garfield County, NE distress report, 2026: 3 ZIPs scored in Garfield, NE, Garfield, NE average 5/100; the top Garfield, NE ZIP is 68637 at 10/100; Garfield, NE market phase peak, Garfield, NE prices +3.3% year over year.
- Garfield, NE ranks #1,165 nationally (opportunity index); Garfield, NE #18 in Nebraska; Garfield, NE index 30.6.
- Garfield, NE: no CFPB county sample; Garfield, NE non-metro area reading 0.8%.
- Garfield, NE ZIP phases: 3 peak.
- Garfield, NE residential listings tracked: 1 across 1 ZIPs; Garfield, NE candidate listings 0.
- Garfield, NE lenders on watch: 3; largest Garfield, NE footprint Security First Bank (1 branch).
- Garfield, NE most distressed ZIP: 68637 at 10/100.
Garfield, NE figures: DLRadar distress index; Garfield, NE inputs: CFPB, FHFA, HUD, FDIC; Garfield, NE rebuilt as sources refresh.
| Rank | Garfield, NE ZIP | Score |
|---|---|---|
| 1 | 68637 | 10/100 |
| 2 | 68862 | 4/100 |
| 3 | 68823 | 2/100 |
Most distressed Garfield, NE ZIPs (0-100, 2026)
Mortgage delinquency around Garfield, NE
No CFPB county sample covers Garfield, NE; the non-metro area reading for Garfield, NE: 0.8% ninety-plus; Garfield, NE area thirty-to-eighty-nine 2.1% (December 2025, Garfield, NE); Nebraska overall 0.6%.
Opportunity index: Garfield, NE
Garfield, NE index 30.6, Garfield, NE phase watchlist; Garfield, NE primary driver vacancy, Garfield, NE second driver bank institutional. Garfield, NE components: property stress 16.5, foreclosure pressure 17.1, listing discounts 40.7, bank stress 56.4, insurance 0.0; Garfield, NE pulse 32.1; Garfield, NE capital opportunity 28.3; Garfield, NE seven-day change +0.2%.
ZIP market phases inside Garfield, NE
3 Garfield, NE ZIPs carry a price-cycle phase; Garfield, NE ZIPs by phase (Garfield, NE), deepest drawdown first: peak, +3.3% YoY (Garfield, NE): 68637, 68823, 68862.
Residential listings by Garfield, NE ZIP
Garfield, NE ZIPs with the most tracked Garfield, NE residential listings: 68823 1 listings, 0 candidates, bank pressure 56. Garfield, NE totals: 1 listings; Garfield, NE candidates 0; active ZIPs 1.
Lenders with branches in Garfield, NE
Garfield, NE lenders by branch count: Security First Bank (Garfield, NE): stress 77, 1 branch low in Garfield, NE; Pathway Bank (Garfield, NE): stress 52, 1 branch low in Garfield, NE; Heartland Bank (Garfield, NE): stress 46, 1 branch low in Garfield, NE.
Vacancy and permits, Garfield, NE
289 of 990 Garfield, NE housing units are vacant; Garfield, NE permits, twelve months: 0 multifamily units in Garfield, NE, 4 one-to-four unit units.
Work Garfield, NE at the parcel level
Every Garfield, NE parcel carries owner and address; every Garfield, NE parcel carries APN; Garfield, NE distress scores sit on the Garfield, NE live board.
Garfield, NE figures refresh with each source.
Garfield, NE questions
Most distressed ZIP code in Garfield County, NE?
ZIP 68637 leads Garfield, NE at 10/100; next in Garfield, NE: 68862 at 4/100; the Garfield, NE average is 5/100.
Where does Garfield County, NE rank for investment opportunity?
Garfield, NE is #1,165 among all ranked counties, #18 in Nebraska; the Garfield, NE driver is vacancy; Garfield, NE moved up 638 places.
How many mortgages are delinquent in Garfield County, NE?
Garfield, NE takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Garfield, NE.
Which banks lend in Garfield County, NE?
3 watched lenders hold Garfield, NE branches; the largest Garfield, NE footprints are Security First Bank (1), Pathway Bank (1), Heartland Bank (1).
More on Garfield, NE
Garfield County, NE distress report: public-record figures for Garfield, NE; not legal advice for Garfield, NE; not tax or investment advice; verify every Garfield, NE record before acting.