Giles County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Giles County, TN distress report, 2026: 17 ZIPs scored in Giles, TN, Giles, TN average 23/100; the top Giles, TN ZIP is 38451 at 27/100; Giles, TN market phase peak, Giles, TN prices +2.8% year over year.
- Giles, TN ranks #1,192 nationally (opportunity index); Giles, TN #26 in Tennessee; Giles, TN index 30.5.
- Giles, TN: no CFPB county sample; Giles, TN non-metro area reading 1.3%.
- Giles, TN ZIP phases: 17 peak.
- Giles, TN residential listings tracked: 7 across 6 ZIPs; Giles, TN candidate listings 4.
- Giles, TN HUD assisted properties: 4 with 182 units.
- Giles, TN lenders on watch: 3; largest Giles, TN footprint First Nb Of Pulaski (5 branches).
- Giles, TN most distressed ZIP: 38451 at 27/100.
Giles, TN figures: DLRadar distress index; Giles, TN inputs: CFPB, FHFA, HUD, FDIC; Giles, TN rebuilt as sources refresh.
| Rank | Giles, TN ZIP | Score |
|---|---|---|
| 1 | 38451 | 27/100 |
| 2 | 38474 | 26/100 |
| 3 | 38455 | 25/100 |
| 4 | 38460 | 25/100 |
| 5 | 38472 | 25/100 |
| 6 | 38473 | 25/100 |
| 7 | 38477 | 25/100 |
| 8 | 38478 | 25/100 |
| 9 | 38449 | 23/100 |
| 10 | 38453 | 22/100 |
| 11 | 38456 | 22/100 |
| 12 | 38468 | 22/100 |
Most distressed Giles, TN ZIPs (0-100, 2026)
Mortgage delinquency around Giles, TN
No CFPB county sample covers Giles, TN; the non-metro area reading for Giles, TN: 1.3% ninety-plus; Giles, TN area thirty-to-eighty-nine 3.3% (December 2025, Giles, TN); Tennessee overall 0.9%.
Opportunity index: Giles, TN
Giles, TN index 30.5, Giles, TN phase early_signal; Giles, TN primary driver vacancy, Giles, TN second driver construction. Giles, TN components: property stress 22.6, foreclosure pressure 24.0, listing discounts 19.8, bank stress 56.3, insurance 0.0; Giles, TN pulse 36.7; Giles, TN capital opportunity 21.2; Giles, TN seven-day change -0.8%.
ZIP market phases inside Giles, TN
17 Giles, TN ZIPs carry a price-cycle phase; Giles, TN ZIPs by phase (Giles, TN), deepest drawdown first: peak, +1.5% YoY, 0.2% off peak (Giles, TN): 38474, 38451; peak, +2.4% YoY, 0.0% off peak (Giles, TN): 38483; peak, +2.2% YoY (Giles, TN): 37047, 38453, 38464; peak, +2.0% YoY (Giles, TN): 37144; peak, +2.4% YoY (Giles, TN): 38449; peak, +2.8% YoY (Giles, TN): 38455, 38460, 38472, 38473, Giles, TN 38477; peak, +2.3% YoY (Giles, TN): 38456; peak, +2.1% YoY (Giles, TN): 38459, 38468.
Residential listings by Giles, TN ZIP
Giles, TN ZIPs with the most tracked Giles, TN residential listings: 38478 6 listings, 3 candidates, bank pressure 64; 38473 1 listings, 1 candidates, bank pressure 62; 38455 0 listings, 0 candidates, bank pressure 70; 38460 0 listings, 0 candidates, bank pressure 70 (Giles, TN); 38472 0 listings, 0 candidates, bank pressure 64; 38477 0 listings, 0 candidates, bank pressure 70. Giles, TN totals: 7 listings; Giles, TN candidates 4; active ZIPs 0.
HUD assisted housing in Giles, TN
4 assisted properties with 182 units sit in Giles, TN; largest Giles, TN properties: Tanglewood Apartments (Pulaski) 81 units, 80 assisted; Pulaski Terrace Apartments I (Pulaski) 56 units, 56 assisted; Pulaski Terrace Apartments Ii (Pulaski) 30 units, 30 assisted in Giles, TN; Peebles Court (Pulaski) 15 units, 14 assisted.
Lenders with branches in Giles, TN
Giles, TN lenders by branch count: First Nb Of Pulaski (Giles, TN): stress 62, 5 branches low in Giles, TN; Bank Of Frankewing (Giles, TN): stress 79, 2 branches low in Giles, TN; First Farmers&Merchants Bank (Giles, TN): stress 65, 1 branch low in Giles, TN.
Vacancy and permits, Giles, TN
2,163 of 14,221 Giles, TN housing units are vacant; Giles, TN permits, twelve months: 0 multifamily units in Giles, TN, 83 one-to-four unit units.
Work Giles, TN at the parcel level
Every Giles, TN parcel carries owner and address; every Giles, TN parcel carries APN; Giles, TN distress scores sit on the Giles, TN live board.
Giles, TN figures refresh with each source.
Giles, TN questions
Most distressed ZIP code in Giles County, TN?
ZIP 38451 leads Giles, TN at 27/100; next in Giles, TN: 38474 at 26/100; the Giles, TN average is 23/100.
Where does Giles County, TN rank for investment opportunity?
Giles, TN is #1,192 among all ranked counties, #26 in Tennessee; the Giles, TN driver is vacancy; Giles, TN moved down 529 places.
How many mortgages are delinquent in Giles County, TN?
Giles, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Giles, TN.
Which banks lend in Giles County, TN?
3 watched lenders hold Giles, TN branches; the largest Giles, TN footprints are First Nb Of Pulaski (5), Bank Of Frankewing (2), First Farmers&Merchants Bank (1).
More on Giles, TN
Giles County, TN distress report: public-record figures for Giles, TN; not legal advice for Giles, TN; not tax or investment advice; verify every Giles, TN record before acting.