Gogebic County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Gogebic County, Michigan? DLRadar grades every Gogebic County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Gogebic County breakdown.
- Gogebic County's most distressed ZIP is 54540 at 17/100.
- 7 ZIP codes tracked in Gogebic County, averaging 9/100 distress.
- Gogebic County reads expansion — home values up 5.5% year over year.
- Vacancy runs 44.7% across Gogebic County's tracked ZIPs, with a 12.6% poverty rate.
- The typical Gogebic County home is worth about $156,557 against a ~$49,419 median income.
- Lending headwind in Gogebic County sits at 100/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54540 | 17/100 |
| 2 | 49911 | 8/100 |
| 3 | 49938 | 8/100 |
| 4 | 49947 | 8/100 |
| 5 | 49959 | 8/100 |
| 6 | 49968 | 8/100 |
| 7 | 49969 | 8/100 |
Most distressed ZIP codes in Gogebic County (composite distress 0-100, 2026)
What is driving Gogebic County distress
DLRadar builds Gogebic County's distress picture only from records anyone can pull; its ZIPs average 9/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Gogebic County market phase and pricing
DLRadar places Gogebic County in expansion; prices moved up 5.5% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Gogebic County
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What people ask
Which ZIP code leads Gogebic County on distress?
ZIP 54540 leads Gogebic County at 17/100, recomputed monthly from public records.
How would you describe the Gogebic County market phase?
Gogebic County is classified expansion with a 5.5% year-over-year increase, following the FHFA House Price Index.
Which datasets feed the Gogebic County scores?
Gogebic County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 7 ZIPs are comparable to anywhere else.
How much do distress scores vary between Gogebic County ZIP codes?
One county number flattens a wide range. Across the Gogebic County ZIPs DLRadar ranks, scores run from 17/100 in 54540 down to 8/100 in 49969, against a Gogebic County average of 9/100. That 9-point gap is why acquisition targeting in Gogebic County works at ZIP level rather than county level.
What do Gogebic County home values and vacancy say about distressed supply?
The typical Gogebic County home carries about $156,557 of value against a median household income near $49,419. Vacancy across Gogebic County's tracked ZIPs runs 44.7% and the poverty rate is 12.6%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Gogebic County's foreclosure and tax-lien filings and its 100/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.