Granite County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Granite County, Montana? DLRadar grades every Granite County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 9/100. Here is the 2026 Granite County breakdown.
- Granite County's most distressed ZIP is 59825 at 9/100.
- 5 ZIP codes tracked in Granite County, averaging 5/100 distress.
- Granite County reads peak — home values up 2.2% year over year.
- Vacancy runs 28% across Granite County's tracked ZIPs, with a 10.5% poverty rate.
- The typical Granite County home is worth about $327,880 against a ~$56,129 median income.
- Lending headwind in Granite County sits at 73/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59825 | 9/100 |
| 2 | 59711 | 8/100 |
| 3 | 59832 | 2/100 |
| 4 | 59837 | 2/100 |
| 5 | 59858 | 2/100 |
Most distressed ZIP codes in Granite County (composite distress 0-100, 2026)
What is driving Granite County distress
Granite County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 5/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Granite County market phase and pricing
The cycle in Granite County is peak, with values up 2.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Granite County
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Questions and answers
What is the hardest-hit ZIP in Granite County?
ZIP 59825 leads Granite County at 9/100, recomputed monthly from public records.
Where is Granite County in the housing cycle?
The market phase for Granite County is peak, prices rising 2.2% on the year — derived from the FHFA House Price Index path.
Where does the Granite County data come from?
Each Granite County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 5 local ZIPs and every other county in the country.
How much do distress scores vary between Granite County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Granite County ZIPs DLRadar ranks, scores run from 9/100 in 59825 down to 2/100 in 59858, against a Granite County average of 5/100. Those 7 points separate the ZIPs worth working in Granite County from the rest.
What do Granite County home values and vacancy say about distressed supply?
The typical Granite County home carries about $327,880 of value against a median household income near $56,129. Vacancy across Granite County's tracked ZIPs runs 28% and the poverty rate is 10.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Granite County's foreclosure and tax-lien filings and its 73/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.