Harlan County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Harlan County, Nebraska? DLRadar grades every Harlan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Harlan County breakdown.
- Harlan County's most distressed ZIP is 68949 at 17/100.
- 8 ZIP codes tracked in Harlan County, averaging 16/100 distress.
- Harlan County reads peak — home values up 3.3% year over year.
- Vacancy runs 24.1% across Harlan County's tracked ZIPs, with a 10.4% poverty rate.
- The typical Harlan County home is worth about $126,763 against a ~$62,371 median income.
- Lending headwind in Harlan County sits at 0/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 68949 | 17/100 |
| 2 | 68977 | 17/100 |
| 3 | 68967 | 16/100 |
| 4 | 68920 | 15/100 |
| 5 | 68966 | 15/100 |
| 6 | 68971 | 15/100 |
| 7 | 68982 | 15/100 |
| 8 | 68960 | 14/100 |
Most distressed ZIP codes in Harlan County (composite distress 0-100, 2026)
What is driving Harlan County distress
DLRadar builds Harlan County's distress picture only from records anyone can pull; its ZIPs average 16/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Harlan County market phase and pricing
Harlan County currently sits in peak after a 3.3% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Harlan County
The Harlan County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
Nothing charged today · every module open, on live data.
Questions about this county
Where is distress highest inside Harlan County, NE?
ZIP 68949 leads Harlan County at 17/100, recomputed monthly from public records.
What market phase is Harlan County in?
Harlan County reads peak, with home prices up 3.3% year over year. Phase comes from FHFA House Price Index trajectory.
What are the sources behind these Harlan County numbers?
Harlan County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 8 ZIPs are comparable to anywhere else.
How much do distress scores vary between Harlan County ZIP codes?
A county average hides the spread. Across the Harlan County ZIPs DLRadar ranks, scores run from 17/100 in 68949 down to 14/100 in 68960, against a Harlan County average of 16/100. With 3 points between best and worst, county-level targeting in Harlan County wastes effort.
What do Harlan County home values and vacancy say about distressed supply?
The typical Harlan County home carries about $126,763 of value against a median household income near $62,371. Vacancy across Harlan County's tracked ZIPs runs 24.1% and the poverty rate is 10.4%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Harlan County's foreclosure and lien filings and its 0/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.