Humboldt County, NV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Humboldt County, Nevada? DLRadar grades every Humboldt County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 35/100. Here is the 2026 Humboldt County breakdown.
- Humboldt County's most distressed ZIP is 89412 at 35/100.
- 9 ZIP codes tracked in Humboldt County, averaging 11/100 distress.
- Humboldt County reads peak — home values up 1.5% year over year.
- Vacancy runs 33.6% across Humboldt County's tracked ZIPs, with a 29% poverty rate.
- The typical Humboldt County home is worth about $195,250 against a ~$79,718 median income.
- Lending headwind in Humboldt County sits at 66/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 89412 | 35/100 |
| 2 | 89421 | 16/100 |
| 3 | 89414 | 9/100 |
| 4 | 89404 | 7/100 |
| 5 | 89425 | 7/100 |
| 6 | 89426 | 7/100 |
| 7 | 89438 | 7/100 |
| 8 | 89446 | 7/100 |
| 9 | 89445 | 6/100 |
Most distressed ZIP codes in Humboldt County (composite distress 0-100, 2026)
What is driving Humboldt County distress
Nothing here is estimated: Humboldt County is scored from filings alone, and its ZIPs average 11/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Humboldt County market phase and pricing
Humboldt County reads peak — home prices rose 1.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Humboldt County
The Humboldt County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
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Frequently asked
Which part of Humboldt County, NV scores highest for distress?
ZIP 89412 leads Humboldt County at 35/100, recomputed monthly from public records.
Where is Humboldt County in the housing cycle?
Humboldt County is classified peak with a 1.5% year-over-year increase, following the FHFA House Price Index.
Which datasets feed the Humboldt County scores?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 9 ZIP codes in Humboldt County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Humboldt County ZIP codes?
A county average hides the spread. Across the Humboldt County ZIPs DLRadar ranks, scores run from 35/100 in 89412 down to 6/100 in 89445, against a Humboldt County average of 11/100. The 29-point range is the argument for ZIP-level search across Humboldt County.
What do Humboldt County home values and vacancy say about distressed supply?
The typical Humboldt County home carries about $195,250 of value against a median household income near $79,718. Vacancy across Humboldt County's tracked ZIPs runs 33.6% and the poverty rate is 29%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Humboldt County's foreclosure and lien filings and its 66/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.