Isabella County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Isabella County, MI distress report, 2026: 16 ZIPs scored in Isabella, MI, Isabella, MI average 17/100; the top Isabella, MI ZIP is 48880 at 25/100; Isabella, MI market phase peak, Isabella, MI prices +4.2% year over year.
- Isabella, MI ranks #1,907 nationally (opportunity index); Isabella, MI #60 in Michigan; Isabella, MI index 28.0.
- Isabella, MI: no CFPB county sample; Isabella, MI non-metro area reading 1.0%.
- Isabella, MI ZIP phases: 13 peak, 3 expansion.
- Isabella, MI residential listings tracked: 15 across 7 ZIPs; Isabella, MI candidate listings 8.
- Isabella, MI HUD assisted properties: 1 with 26 units.
- Isabella, MI lenders on watch: 2; largest Isabella, MI footprint Isabella Bank (10 branches).
- Isabella, MI most distressed ZIP: 48880 at 25/100.
Isabella, MI figures: DLRadar distress index; Isabella, MI inputs: CFPB, FHFA, HUD, FDIC; Isabella, MI rebuilt as sources refresh.
| Rank | Isabella, MI ZIP | Score |
|---|---|---|
| 1 | 48880 | 25/100 |
| 2 | 48829 | 24/100 |
| 3 | 48877 | 23/100 |
| 4 | 48618 | 22/100 |
| 5 | 49305 | 22/100 |
| 6 | 49340 | 21/100 |
| 7 | 48883 | 19/100 |
| 8 | 49310 | 17/100 |
| 9 | 48632 | 13/100 |
| 10 | 48858 | 13/100 |
| 11 | 48859 | 13/100 |
| 12 | 48878 | 13/100 |
Most distressed Isabella, MI ZIPs (0-100, 2026)
Mortgage delinquency around Isabella, MI
No CFPB county sample covers Isabella, MI; the non-metro area reading for Isabella, MI: 1.0% ninety-plus; Isabella, MI area thirty-to-eighty-nine 2.6% (December 2025, Isabella, MI); Michigan overall 0.9%.
Opportunity index: Isabella, MI
Isabella, MI index 28.0, Isabella, MI phase early_signal; Isabella, MI primary driver vacancy, Isabella, MI second driver bank institutional. Isabella, MI components: property stress 13.3, foreclosure pressure 13.5, listing discounts 32.0, bank stress 59.5, insurance 0.0; Isabella, MI pulse 31.0; Isabella, MI capital opportunity 23.6.
ZIP market phases inside Isabella, MI
16 Isabella, MI ZIPs carry a price-cycle phase; Isabella, MI ZIPs by phase (Isabella, MI), deepest drawdown first: peak, +3.7% YoY, 0.6% off peak (Isabella, MI): 48618; peak, +4.0% YoY, 0.3% off peak (Isabella, MI): 48880, 48883; peak, +4.2% YoY, 0.0% off peak (Isabella, MI): 48858; expansion, +5.0% YoY (Isabella, MI): 48617, 48622; expansion, +5.1% YoY (Isabella, MI): 48632; peak, +4.0% YoY (Isabella, MI): 48829; peak, +4.2% YoY (Isabella, MI): 48859, 48878, 48893, 48896, Isabella, MI 49305, 49310, 49340; peak, +4.1% YoY (Isabella, MI): 48877.
Residential listings by Isabella, MI ZIP
Isabella, MI ZIPs with the most tracked Isabella, MI residential listings: 48858 11 listings, 5 candidates, bank pressure 61; 48883 3 listings, 2 candidates, bank pressure 61; 48878 1 listings, 1 candidates, bank pressure 63; 48859 0 listings, 0 candidates, bank pressure 63 (Isabella, MI); 48893 0 listings, 0 candidates, bank pressure 63; 48896 0 listings, 0 candidates, bank pressure 63; 49310 0 listings, 0 candidates, bank pressure 61. Isabella, MI totals: 15 listings; Isabella, MI candidates 8; active ZIPs 1.
HUD assisted housing in Isabella, MI
1 assisted properties with 26 units sit in Isabella, MI; largest Isabella, MI properties: Immanuel Village (Mount Pleasant) 26 units, 26 assisted.
Lenders with branches in Isabella, MI
Isabella, MI lenders by branch count: Isabella Bank (Isabella, MI): stress 73, 10 branches low in Isabella, MI; Mercantile Bank (Isabella, MI): stress 52, 3 branches low in Isabella, MI.
Vacancy and permits, Isabella, MI
3,746 of 28,660 Isabella, MI housing units are vacant; Isabella, MI permits, twelve months: 0 multifamily units in Isabella, MI, 86 one-to-four unit units.
Work Isabella, MI at the parcel level
Every Isabella, MI parcel carries owner and address; every Isabella, MI parcel carries APN; Isabella, MI distress scores sit on the Isabella, MI live board.
Isabella, MI figures refresh with each source.
Isabella, MI questions
Most distressed ZIP code in Isabella County, MI?
ZIP 48880 leads Isabella, MI at 25/100; next in Isabella, MI: 48829 at 24/100; the Isabella, MI average is 17/100.
Where does Isabella County, MI rank for investment opportunity?
Isabella, MI is #1,907 among all ranked counties, #60 in Michigan; the Isabella, MI driver is vacancy; Isabella, MI moved up 170 places.
How many mortgages are delinquent in Isabella County, MI?
Isabella, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Isabella, MI.
Which banks lend in Isabella County, MI?
2 watched lenders hold Isabella, MI branches; the largest Isabella, MI footprints are Isabella Bank (10), Mercantile Bank (3).
More on Isabella, MI
Isabella County, MI distress report: public-record figures for Isabella, MI; not legal advice for Isabella, MI; not tax or investment advice; verify every Isabella, MI record before acting.