Isabella County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Isabella County, Michigan? DLRadar grades every Isabella County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Isabella County breakdown.
- Isabella County's most distressed ZIP is 48829 at 23/100.
- 16 ZIP codes tracked in Isabella County, averaging 17/100 distress.
- Isabella County reads peak — home values up 4.2% year over year.
- Vacancy runs 19.2% across Isabella County's tracked ZIPs, with a 21.6% poverty rate.
- The typical Isabella County home is worth about $158,480 against a ~$54,964 median income.
- Lending headwind in Isabella County sits at 64/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48829 | 23/100 |
| 2 | 48880 | 23/100 |
| 3 | 48618 | 21/100 |
| 4 | 48877 | 21/100 |
| 5 | 49305 | 21/100 |
| 6 | 49340 | 20/100 |
| 7 | 48883 | 19/100 |
| 8 | 49310 | 17/100 |
| 9 | 48617 | 13/100 |
| 10 | 48622 | 13/100 |
| 11 | 48632 | 13/100 |
| 12 | 48858 | 13/100 |
Most distressed ZIP codes in Isabella County (composite distress 0-100, 2026)
What is driving Isabella County distress
The Isabella County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 17/100 ZIP average. No proprietary or modelled inputs enter the score.
Isabella County market phase and pricing
DLRadar places Isabella County in peak; prices moved up 4.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Isabella County
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Frequently asked
What is the most distressed ZIP code in Isabella County, MI?
ZIP 48829 leads Isabella County at 23/100, recomputed monthly from public records.
Where is Isabella County in the housing cycle?
Isabella County currently sits in peak, with values up 4.2% year on year, based on FHFA price-index trajectory.
Can the Isabella County figures be verified?
Each Isabella County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 16 local ZIPs and every other county in the country.
How much do distress scores vary between Isabella County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Isabella County ZIPs DLRadar ranks, scores run from 23/100 in 48829 down to 13/100 in 48858, against a Isabella County average of 17/100. The 10-point range is the argument for ZIP-level search across Isabella County.
What do Isabella County home values and vacancy say about distressed supply?
The typical Isabella County home carries about $158,480 of value against a median household income near $54,964. Vacancy across Isabella County's tracked ZIPs runs 19.2% and the poverty rate is 21.6%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Isabella County's foreclosure and tax-lien filings and its 64/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.