Jackson County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jackson County, MS distress report, 2026: 11 ZIPs scored in Jackson, MS, Jackson, MS average 22/100; the top Jackson, MS ZIP is 39532 at 33/100; Jackson, MS market phase neutral, Jackson, MS prices +4.8% year over year.
- Jackson, MS ranks #1,676 nationally (opportunity index); Jackson, MS #55 in Mississippi; Jackson, MS index 28.8.
- Jackson, MS ninety-day mortgage delinquency 2.3% in December 2025; Jackson, MS twelve-month change +0.7%.
- Jackson, MS ZIP phases: 10 neutral, 1 peak.
- Jackson, MS residential listings tracked: 122 across 8 ZIPs; Jackson, MS candidate listings 36.
- Jackson, MS HUD assisted properties: 7 with 695 units.
- Jackson, MS lenders on watch: 8; largest Jackson, MS footprint Merchants&Marine Bank (9 branches).
- Jackson, MS most distressed ZIP: 39532 at 33/100.
Jackson, MS figures: DLRadar distress index; Jackson, MS inputs: CFPB, FHFA, HUD, FDIC; Jackson, MS rebuilt as sources refresh.
| Rank | Jackson, MS ZIP | Score |
|---|---|---|
| 1 | 39532 | 33/100 |
| 2 | 39573 | 25/100 |
| 3 | 39553 | 20/100 |
| 4 | 39562 | 20/100 |
| 5 | 39563 | 20/100 |
| 6 | 39564 | 20/100 |
| 7 | 39565 | 20/100 |
| 8 | 39567 | 20/100 |
| 9 | 39581 | 20/100 |
| 10 | 39595 | 20/100 |
| 11 | 39452 | 19/100 |
Most distressed Jackson, MS ZIPs (0-100, 2026)
Mortgage delinquency in Jackson, MS
2.3% of Jackson, MS mortgages were ninety-plus days late (Jackson, MS, December 2025); Jackson, MS thirty-to-eighty-nine days late: 3.4%; Jackson, MS twelve-month change +0.7%; Jackson, MS peak since 2008: 5.4% (June 2012); Mississippi overall 1.8%. Jackson, MS ninety-day series: Dec 24 1.6, Jan 25 2.2, Feb 25 1.8 (Jackson, MS), Mar 25 1.8, Apr 25 1.4, May 25 1.4 (Jackson, MS), Jun 25 1.3, Jul 25 1.2, Aug 25 1.6 (Jackson, MS), Sep 25 1.6, Oct 25 1.5, Nov 25 2.1 (Jackson, MS), Dec 25 2.3.
Opportunity index: Jackson, MS
Jackson, MS index 28.8, Jackson, MS phase early_signal; Jackson, MS primary driver bank institutional, Jackson, MS second driver vacancy. Jackson, MS components: property stress 14.4, foreclosure pressure 12.4, listing discounts 44.9, bank stress 63.6, insurance 0.0; Jackson, MS pulse 29.2; Jackson, MS capital opportunity 28.3; Jackson, MS seven-day change +0.1%.
ZIP market phases inside Jackson, MS
11 Jackson, MS ZIPs carry a price-cycle phase; Jackson, MS ZIPs by phase (Jackson, MS), deepest drawdown first: neutral, +4.8% YoY, 0.3% off peak (Jackson, MS): 39532, 39553, 39562, 39563, Jackson, MS 39564, 39565, 39567, 39581, Jackson, MS 39595; neutral, +4.6% YoY, 0.3% off peak (Jackson, MS): 39573; peak, +3.9% YoY, 0.0% off peak (Jackson, MS): 39452.
Residential listings by Jackson, MS ZIP
Jackson, MS ZIPs with the most tracked Jackson, MS residential listings: 39564 93 listings, 18 candidates, bank pressure 64; 39581 9 listings, 7 candidates, bank pressure 64; 39553 5 listings, 2 candidates, bank pressure 64; 39562 5 listings, 4 candidates, bank pressure 64 (Jackson, MS); 39567 5 listings, 3 candidates, bank pressure 64; 39565 4 listings, 2 candidates, bank pressure 64; 39563 1 listings, 0 candidates, bank pressure 64; 39595 0 listings, 0 candidates, bank pressure 64. Jackson, MS totals: 122 listings; Jackson, MS candidates 36; active ZIPs 7.
HUD assisted housing in Jackson, MS
7 assisted properties with 695 units sit in Jackson, MS; largest Jackson, MS properties: Toulon Apartments (Ocean Springs) 240 units; The Pointe Apartments (Gautier) 168 units; New Carver Village Ii (Pascagoula) 108 units in Jackson, MS; New Carver Village I (Pascagoula) 100 units; Samaritan House Apartments (Ocean Springs) 50 units, 50 assisted; Gautier Voa Senior Housing, Inc. (Gauiter) 20 units, 19 assisted.
Lenders with branches in Jackson, MS
Jackson, MS lenders by branch count: Merchants&Marine Bank (Jackson, MS): stress 47, 9 branches low in Jackson, MS; First Fs&La (Jackson, MS): stress 84, 6 branches low in Jackson, MS; Hancock Whitney Bank (Jackson, MS): stress 64, 5 branches low in Jackson, MS; Citizens Bk Philadelphia Ms (Jackson, MS): stress 85, 3 branches low in Jackson, MS; Community Bank Of Ms (Jackson, MS): stress 74, 2 branches low in Jackson, MS; Peoples Bank Biloxi Ms (Jackson, MS): stress 66, 2 branches low in Jackson, MS; Renasant Bank (Jackson, MS): stress 43, 2 branches low in Jackson, MS; Century Bank (Jackson, MS): stress 69, 1 branch low in Jackson, MS.
Vacancy and permits, Jackson, MS
5,911 of 63,558 Jackson, MS housing units are vacant; Jackson, MS permits, twelve months: 150 multifamily units in Jackson, MS, 732 one-to-four unit units.
Work Jackson, MS at the parcel level
Every Jackson, MS parcel carries owner and address; every Jackson, MS parcel carries APN; Jackson, MS distress scores sit on the Jackson, MS live board.
Jackson, MS figures refresh with each source.
Jackson, MS questions
Most distressed ZIP code in Jackson County, MS?
ZIP 39532 leads Jackson, MS at 33/100; next in Jackson, MS: 39573 at 25/100; the Jackson, MS average is 22/100.
Where does Jackson County, MS rank for investment opportunity?
Jackson, MS is #1,676 among all ranked counties, #55 in Mississippi; the Jackson, MS driver is bank institutional; Jackson, MS moved up 805 places.
How many mortgages are delinquent in Jackson County, MS?
2.3% of Jackson, MS mortgages were ninety-plus days late in December 2025; the Jackson, MS peak since 2008 was 5.4%.
Which banks lend in Jackson County, MS?
8 watched lenders hold Jackson, MS branches; the largest Jackson, MS footprints are Merchants&Marine Bank (9), First Fs&La (6), Hancock Whitney Bank (5).
More on Jackson, MS
Jackson County, MS distress report: public-record figures for Jackson, MS; not legal advice for Jackson, MS; not tax or investment advice; verify every Jackson, MS record before acting.