Jackson County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jackson County, TN distress report, 2026: 11 ZIPs scored in Jackson, TN, Jackson, TN average 17/100; the top Jackson, TN ZIP is 38501 at 22/100; Jackson, TN market phase peak, Jackson, TN prices +2.0% year over year.
- Jackson, TN ranks #2,369 nationally (opportunity index); Jackson, TN #74 in Tennessee; Jackson, TN index 26.4.
- Jackson, TN: no CFPB county sample; Jackson, TN non-metro area reading 1.3%.
- Jackson, TN ZIP phases: 11 peak.
- Jackson, TN residential listings tracked: 5 across 4 ZIPs; Jackson, TN candidate listings 4.
- Jackson, TN lenders on watch: 2; largest Jackson, TN footprint Wellworth Bank (1 branch).
- Jackson, TN most distressed ZIP: 38501 at 22/100.
Jackson, TN figures: DLRadar distress index; Jackson, TN inputs: CFPB, FHFA, HUD, FDIC; Jackson, TN rebuilt as sources refresh.
| Rank | Jackson, TN ZIP | Score |
|---|---|---|
| 1 | 38501 | 22/100 |
| 2 | 38506 | 21/100 |
| 3 | 38545 | 20/100 |
| 4 | 38564 | 19/100 |
| 5 | 37030 | 17/100 |
| 6 | 37145 | 17/100 |
| 7 | 38588 | 17/100 |
| 8 | 37150 | 16/100 |
| 9 | 38551 | 14/100 |
| 10 | 38562 | 13/100 |
| 11 | 38568 | 12/100 |
Most distressed Jackson, TN ZIPs (0-100, 2026)
Mortgage delinquency around Jackson, TN
No CFPB county sample covers Jackson, TN; the non-metro area reading for Jackson, TN: 1.3% ninety-plus; Jackson, TN area thirty-to-eighty-nine 3.3% (December 2025, Jackson, TN); Tennessee overall 0.9%.
Opportunity index: Jackson, TN
Jackson, TN index 26.4, Jackson, TN phase weak; Jackson, TN primary driver vacancy, Jackson, TN second driver bank institutional. Jackson, TN components: property stress 21.2, foreclosure pressure 22.1, listing discounts 17.9, bank stress 49.6, insurance 0.0; Jackson, TN pulse 29.6; Jackson, TN capital opportunity 21.5; Jackson, TN seven-day change -0.6%.
ZIP market phases inside Jackson, TN
11 Jackson, TN ZIPs carry a price-cycle phase; Jackson, TN ZIPs by phase (Jackson, TN), deepest drawdown first: peak, +1.3% YoY, 0.2% off peak (Jackson, TN): 37030; peak, +1.4% YoY, 0.2% off peak (Jackson, TN): 37145; peak, +2.0% YoY, 0.1% off peak (Jackson, TN): 37150; peak, +2.1% YoY, 0.0% off peak (Jackson, TN): 38588; peak, +2.0% YoY (Jackson, TN): 38501, 38506, 38545, 38562, Jackson, TN 38564; peak, +2.8% YoY (Jackson, TN): 38551; peak, +2.3% YoY (Jackson, TN): 38568.
Residential listings by Jackson, TN ZIP
Jackson, TN ZIPs with the most tracked Jackson, TN residential listings: 38562 3 listings, 2 candidates, bank pressure 54; 38588 2 listings, 2 candidates, bank pressure 64; 38545 0 listings, 0 candidates, bank pressure 53; 38564 0 listings, 0 candidates, bank pressure 53 (Jackson, TN). Jackson, TN totals: 5 listings; Jackson, TN candidates 4; active ZIPs 0.
Lenders with branches in Jackson, TN
Jackson, TN lenders by branch count: Wellworth Bank (Jackson, TN): stress 65, 1 branch low in Jackson, TN; First Freedom Bank (Jackson, TN): stress 43, 1 branch low in Jackson, TN.
Vacancy and permits, Jackson, TN
1,059 of 5,854 Jackson, TN housing units are vacant.
Work Jackson, TN at the parcel level
Every Jackson, TN parcel carries owner and address; every Jackson, TN parcel carries APN; Jackson, TN distress scores sit on the Jackson, TN live board.
Jackson, TN figures refresh with each source.
Jackson, TN questions
Most distressed ZIP code in Jackson County, TN?
ZIP 38501 leads Jackson, TN at 22/100; next in Jackson, TN: 38506 at 21/100; the Jackson, TN average is 17/100.
Where does Jackson County, TN rank for investment opportunity?
Jackson, TN is #2,369 among all ranked counties, #74 in Tennessee; the Jackson, TN driver is vacancy; Jackson, TN moved down 6 places.
How many mortgages are delinquent in Jackson County, TN?
Jackson, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Jackson, TN.
Which banks lend in Jackson County, TN?
2 watched lenders hold Jackson, TN branches; the largest Jackson, TN footprints are Wellworth Bank (1), First Freedom Bank (1).
More on Jackson, TN
Jackson County, TN distress report: public-record figures for Jackson, TN; not legal advice for Jackson, TN; not tax or investment advice; verify every Jackson, TN record before acting.