Jackson County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jackson County, Wisconsin? DLRadar grades every Jackson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Jackson County breakdown.
- Jackson County's most distressed ZIP is 54644 at 22/100.
- 15 ZIP codes tracked in Jackson County, averaging 19/100 distress.
- Jackson County reads peak — home values up 4.6% year over year.
- Vacancy runs 16.4% across Jackson County's tracked ZIPs, with a 9.2% poverty rate.
- The typical Jackson County home is worth about $196,057 against a ~$68,848 median income.
- Lending headwind in Jackson County sits at 61/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54644 | 22/100 |
| 2 | 54616 | 21/100 |
| 3 | 54627 | 21/100 |
| 4 | 54666 | 20/100 |
| 5 | 54758 | 20/100 |
| 6 | 54466 | 19/100 |
| 7 | 54611 | 19/100 |
| 8 | 54615 | 19/100 |
| 9 | 54635 | 19/100 |
| 10 | 54642 | 19/100 |
| 11 | 54643 | 19/100 |
| 12 | 54659 | 19/100 |
Most distressed ZIP codes in Jackson County (composite distress 0-100, 2026)
What is driving Jackson County distress
Jackson County's placement in the national index rests on public filings — a 19/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Jackson County market phase and pricing
The cycle in Jackson County is peak, with values up 4.6% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Jackson County
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Frequently asked
Which Jackson County ZIP scores worst for distress?
ZIP 54644 leads Jackson County at 22/100, recomputed monthly from public records.
How would you describe the Jackson County market phase?
FHFA price-index movement places Jackson County in peak; prices are up 4.6% over twelve months.
What are the sources behind these Jackson County numbers?
Every Jackson County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 15 Jackson County ZIP codes that it runs on every other U.S. county, so Jackson County's numbers are directly comparable to any other market.
How much do distress scores vary between Jackson County ZIP codes?
One county number flattens a wide range. Across the Jackson County ZIPs DLRadar ranks, scores run from 22/100 in 54644 down to 19/100 in 54659, against a Jackson County average of 19/100. With 3 points between best and worst, county-level targeting in Jackson County wastes effort.
What do Jackson County home values and vacancy say about distressed supply?
The typical Jackson County home carries about $196,057 of value against a median household income near $68,848. Vacancy across Jackson County's tracked ZIPs runs 16.4% and the poverty rate is 9.2%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Jackson County's foreclosure and lien filings and its 61/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.