Jefferson County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, MS distress report, 2026: 7 ZIPs scored in Jefferson, MS, Jefferson, MS average 12/100; the top Jefferson, MS ZIP is 39661 at 22/100; Jefferson, MS market phase peak, Jefferson, MS prices +3.6% year over year.
- Jefferson, MS ranks #1,537 nationally (opportunity index); Jefferson, MS #51 in Mississippi; Jefferson, MS index 29.3.
- Jefferson, MS: no CFPB county sample; Jefferson, MS non-metro area reading 1.8%.
- Jefferson, MS ZIP phases: 7 peak.
- Jefferson, MS residential listings tracked: 5 across 3 ZIPs; Jefferson, MS candidate listings 1.
- Jefferson, MS lenders on watch: 1; largest Jefferson, MS footprint United Mississippi Bank (1 branch).
- Jefferson, MS most distressed ZIP: 39661 at 22/100.
Jefferson, MS figures: DLRadar distress index; Jefferson, MS inputs: CFPB, FHFA, HUD, FDIC; Jefferson, MS rebuilt as sources refresh.
| Rank | Jefferson, MS ZIP | Score |
|---|---|---|
| 1 | 39661 | 22/100 |
| 2 | 39120 | 20/100 |
| 3 | 39144 | 17/100 |
| 4 | 39653 | 14/100 |
| 5 | 39668 | 4/100 |
| 6 | 39096 | 3/100 |
| 7 | 39069 | 2/100 |
Most distressed Jefferson, MS ZIPs (0-100, 2026)
Mortgage delinquency around Jefferson, MS
No CFPB county sample covers Jefferson, MS; the non-metro area reading for Jefferson, MS: 1.8% ninety-plus; Jefferson, MS area thirty-to-eighty-nine 5.9% (December 2025, Jefferson, MS); Mississippi overall 1.8%.
Opportunity index: Jefferson, MS
Jefferson, MS index 29.3, Jefferson, MS phase early_signal; Jefferson, MS primary driver vacancy, Jefferson, MS second driver bank institutional. Jefferson, MS components: property stress 18.4, foreclosure pressure 19.9, listing discounts 22.8, bank stress 54.2, insurance 0.0; Jefferson, MS pulse 34.1; Jefferson, MS capital opportunity 22.0; Jefferson, MS seven-day change +0.1%.
ZIP market phases inside Jefferson, MS
7 Jefferson, MS ZIPs carry a price-cycle phase; Jefferson, MS ZIPs by phase (Jefferson, MS), deepest drawdown first: peak, +3.4% YoY, 0.4% off peak (Jefferson, MS): 39144; peak, +3.6% YoY, 0.0% off peak (Jefferson, MS): 39668; peak, +3.6% YoY (Jefferson, MS): 39069, 39096, 39120; peak, +3.8% YoY (Jefferson, MS): 39653, 39661.
Residential listings by Jefferson, MS ZIP
Jefferson, MS ZIPs with the most tracked Jefferson, MS residential listings: 39096 4 listings, 0 candidates, bank pressure 55; 39069 1 listings, 1 candidates, bank pressure 64; 39668 0 listings, 0 candidates, bank pressure 59. Jefferson, MS totals: 5 listings; Jefferson, MS candidates 1; active ZIPs 1.
Lenders with branches in Jefferson, MS
Jefferson, MS lenders by branch count: United Mississippi Bank (Jefferson, MS): stress 62, 1 branch low in Jefferson, MS.
Vacancy and permits, Jefferson, MS
896 of 3,390 Jefferson, MS housing units are vacant.
Work Jefferson, MS at the parcel level
Every Jefferson, MS parcel carries owner and address; every Jefferson, MS parcel carries APN; Jefferson, MS distress scores sit on the Jefferson, MS live board.
Jefferson, MS figures refresh with each source.
Jefferson, MS questions
Most distressed ZIP code in Jefferson County, MS?
ZIP 39661 leads Jefferson, MS at 22/100; next in Jefferson, MS: 39120 at 20/100; the Jefferson, MS average is 12/100.
Where does Jefferson County, MS rank for investment opportunity?
Jefferson, MS is #1,537 among all ranked counties, #51 in Mississippi; the Jefferson, MS driver is vacancy; Jefferson, MS moved down 204 places.
How many mortgages are delinquent in Jefferson County, MS?
Jefferson, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Jefferson, MS.
Which banks lend in Jefferson County, MS?
1 watched lenders hold Jefferson, MS branches; the largest Jefferson, MS footprints are United Mississippi Bank (1).
More on Jefferson, MS
Jefferson County, MS distress report: public-record figures for Jefferson, MS; not legal advice for Jefferson, MS; not tax or investment advice; verify every Jefferson, MS record before acting.