Jefferson County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jefferson County, Mississippi? DLRadar grades every Jefferson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Jefferson County breakdown.
- Jefferson County's most distressed ZIP is 39661 at 22/100.
- 7 ZIP codes tracked in Jefferson County, averaging 11/100 distress.
- Jefferson County reads peak — home values up 3.6% year over year.
- Vacancy runs 30.2% across Jefferson County's tracked ZIPs, with a 25.3% poverty rate.
- The typical Jefferson County home is worth about $89,629 against a ~$40,459 median income.
- Lending headwind in Jefferson County sits at 55/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 39661 | 22/100 |
| 2 | 39120 | 21/100 |
| 3 | 39144 | 14/100 |
| 4 | 39653 | 13/100 |
| 5 | 39096 | 3/100 |
| 6 | 39668 | 3/100 |
| 7 | 39069 | 2/100 |
Most distressed ZIP codes in Jefferson County (composite distress 0-100, 2026)
What is driving Jefferson County distress
The Jefferson County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 11/100 ZIP average. No proprietary or modelled inputs enter the score.
Jefferson County market phase and pricing
Jefferson County reads peak — home prices rose 3.6% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Jefferson County
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Frequently asked
Which Jefferson County ZIP scores worst for distress?
ZIP 39661 leads Jefferson County at 22/100, recomputed monthly from public records.
How would you describe the Jefferson County market phase?
Phase for Jefferson County: peak, tracking a 3.6% gain year over year, read off the FHFA index.
What are the sources behind these Jefferson County numbers?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 7 Jefferson County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Jefferson County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Jefferson County ZIPs DLRadar ranks, scores run from 22/100 in 39661 down to 2/100 in 39069, against a Jefferson County average of 11/100. The 20-point range is the argument for ZIP-level search across Jefferson County.
What do Jefferson County home values and vacancy say about distressed supply?
The typical Jefferson County home carries about $89,629 of value against a median household income near $40,459. Vacancy across Jefferson County's tracked ZIPs runs 30.2% and the poverty rate is 25.3%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Jefferson County's foreclosure and lien filings and its 55/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.