Jones County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jones County, MS distress report, 2026: 13 ZIPs scored in Jones, MS, Jones, MS average 24/100; the top Jones, MS ZIP is 39479 at 30/100; Jones, MS market phase peak, Jones, MS prices +3.6% year over year.
- Jones, MS ranks #593 nationally (opportunity index); Jones, MS #16 in Mississippi; Jones, MS index 33.0.
- Jones, MS: no CFPB county sample; Jones, MS non-metro area reading 1.8%.
- Jones, MS ZIP phases: 10 peak, 3 neutral.
- Jones, MS residential listings tracked: 61 across 7 ZIPs; Jones, MS candidate listings 23.
- Jones, MS HUD assisted properties: 1 with 9 units.
- Jones, MS lenders on watch: 7; largest Jones, MS footprint Community Bank Of Ms (7 branches).
- Jones, MS most distressed ZIP: 39479 at 30/100.
Jones, MS figures: DLRadar distress index; Jones, MS inputs: CFPB, FHFA, HUD, FDIC; Jones, MS rebuilt as sources refresh.
| Rank | Jones, MS ZIP | Score |
|---|---|---|
| 1 | 39479 | 30/100 |
| 2 | 39437 | 26/100 |
| 3 | 39440 | 26/100 |
| 4 | 39459 | 26/100 |
| 5 | 39477 | 26/100 |
| 6 | 39464 | 25/100 |
| 7 | 39480 | 25/100 |
| 8 | 39401 | 24/100 |
| 9 | 39443 | 24/100 |
| 10 | 39168 | 23/100 |
| 11 | 39465 | 22/100 |
| 12 | 39439 | 18/100 |
Most distressed Jones, MS ZIPs (0-100, 2026)
Mortgage delinquency around Jones, MS
No CFPB county sample covers Jones, MS; the non-metro area reading for Jones, MS: 1.8% ninety-plus; Jones, MS area thirty-to-eighty-nine 5.9% (December 2025, Jones, MS); Mississippi overall 1.8%.
Opportunity index: Jones, MS
Jones, MS index 33.0, Jones, MS phase peak_opportunity; Jones, MS primary driver construction, Jones, MS second driver vacancy. Jones, MS components: property stress 15.9, foreclosure pressure 16.5, listing discounts 33.4, bank stress 58.0, insurance 0.0; Jones, MS pulse 38.4; Jones, MS capital opportunity 25.0; Jones, MS seven-day change +0.3%.
ZIP market phases inside Jones, MS
13 Jones, MS ZIPs carry a price-cycle phase; Jones, MS ZIPs by phase (Jones, MS), deepest drawdown first: neutral, +4.0% YoY, 2.6% off peak (Jones, MS): 39465; neutral, +4.0% YoY, 2.5% off peak (Jones, MS): 39401; neutral, +3.9% YoY, 1.1% off peak (Jones, MS): 39476; peak, +3.7% YoY, 0.4% off peak (Jones, MS): 39464; peak, +3.8% YoY (Jones, MS): 39168, 39479; peak, +3.6% YoY (Jones, MS): 39437, 39439, 39440, 39443, Jones, MS 39459, 39477, 39480.
Residential listings by Jones, MS ZIP
Jones, MS ZIPs with the most tracked Jones, MS residential listings: 39440 35 listings, 10 candidates, bank pressure 59; 39443 22 listings, 10 candidates, bank pressure 61; 39437 2 listings, 2 candidates, bank pressure 59; 39459 1 listings, 1 candidates, bank pressure 59 (Jones, MS); 39464 1 listings, 0 candidates, bank pressure 58; 39477 0 listings, 0 candidates, bank pressure 59; 39480 0 listings, 0 candidates, bank pressure 57. Jones, MS totals: 61 listings; Jones, MS candidates 23; active ZIPs 1.
HUD assisted housing in Jones, MS
1 assisted properties with 9 units sit in Jones, MS; largest Jones, MS properties: First Avenue Group Home (Laurel) 9 units, 8 assisted.
Lenders with branches in Jones, MS
Jones, MS lenders by branch count: Community Bank Of Ms (Jones, MS): stress 74, 7 branches low in Jones, MS; First State Bank (Jones, MS): stress 85, 2 branches low in Jones, MS; Trustmark Bank (Jones, MS): stress 58, 2 branches low in Jones, MS; Bankfirst Financial Services (Jones, MS): stress 57, 2 branches low in Jones, MS; Citizens Nb Of Meridian (Jones, MS): stress 58, 1 branch low in Jones, MS; Renasant Bank (Jones, MS): stress 43, 1 branch low in Jones, MS; Citizens Bank (Jones, MS): stress 33, 1 branch low in Jones, MS.
Vacancy and permits, Jones, MS
3,869 of 28,826 Jones, MS housing units are vacant; Jones, MS permits, twelve months: 0 multifamily units in Jones, MS, 1 one-to-four unit units.
Work Jones, MS at the parcel level
Every Jones, MS parcel carries owner and address; every Jones, MS parcel carries APN; Jones, MS distress scores sit on the Jones, MS live board.
Jones, MS figures refresh with each source.
Jones, MS questions
Most distressed ZIP code in Jones County, MS?
ZIP 39479 leads Jones, MS at 30/100; next in Jones, MS: 39437 at 26/100; the Jones, MS average is 24/100.
Where does Jones County, MS rank for investment opportunity?
Jones, MS is #593 among all ranked counties, #16 in Mississippi; the Jones, MS driver is construction; Jones, MS moved down 106 places.
How many mortgages are delinquent in Jones County, MS?
Jones, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Jones, MS.
Which banks lend in Jones County, MS?
7 watched lenders hold Jones, MS branches; the largest Jones, MS footprints are Community Bank Of Ms (7), First State Bank (2), Trustmark Bank (2).
More on Jones, MS
Jones County, MS distress report: public-record figures for Jones, MS; not legal advice for Jones, MS; not tax or investment advice; verify every Jones, MS record before acting.