Jones County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jones County, Mississippi? DLRadar grades every Jones County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Jones County breakdown.
- Jones County's most distressed ZIP is 39437 at 26/100.
- 13 ZIP codes tracked in Jones County, averaging 22/100 distress.
- Jones County reads peak — home values up 3.6% year over year.
- Vacancy runs 14.7% across Jones County's tracked ZIPs, with a 20.2% poverty rate.
- The typical Jones County home is worth about $140,638 against a ~$51,988 median income.
- Lending headwind in Jones County sits at 45/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 39437 | 26/100 |
| 2 | 39440 | 26/100 |
| 3 | 39459 | 26/100 |
| 4 | 39477 | 26/100 |
| 5 | 39480 | 26/100 |
| 6 | 39443 | 24/100 |
| 7 | 39464 | 24/100 |
| 8 | 39479 | 24/100 |
| 9 | 39168 | 22/100 |
| 10 | 39401 | 20/100 |
| 11 | 39439 | 18/100 |
| 12 | 39465 | 18/100 |
Most distressed ZIP codes in Jones County (composite distress 0-100, 2026)
What is driving Jones County distress
Jones County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 22/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Jones County market phase and pricing
The cycle in Jones County is peak, with values up 3.6% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions about this county
Where is distress highest inside Jones County, MS?
ZIP 39437 leads Jones County at 26/100, recomputed monthly from public records.
What stage of the price cycle is Jones County at?
Jones County is classified peak with a 3.6% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Jones County numbers?
Every Jones County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 13 Jones County ZIP codes that it runs on every other U.S. county, so Jones County's numbers are directly comparable to any other market.
How much do distress scores vary between Jones County ZIP codes?
A single county score papers over real variation. Across the Jones County ZIPs DLRadar ranks, scores run from 26/100 in 39437 down to 18/100 in 39465, against a Jones County average of 22/100. Because the gap runs to 8 points, Jones County rewards ZIP-level precision.
What do Jones County home values and vacancy say about distressed supply?
The typical Jones County home carries about $140,638 of value against a median household income near $51,988. Vacancy across Jones County's tracked ZIPs runs 14.7% and the poverty rate is 20.2%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Jones County's foreclosure and tax-lien filings and its 45/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.