Kalamazoo County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Kalamazoo County, MI distress report, 2026: 25 ZIPs scored in Kalamazoo, MI, Kalamazoo, MI average 27/100; the top Kalamazoo, MI ZIP is 49001 at 29/100; Kalamazoo, MI market phase peak, Kalamazoo, MI prices +0.6% year over year.
- Kalamazoo, MI ranks #2,521 nationally (opportunity index); Kalamazoo, MI #75 in Michigan; Kalamazoo, MI index 25.8.
- Kalamazoo, MI ninety-day mortgage delinquency 1.0% in December 2025; Kalamazoo, MI twelve-month change +0.7%.
- Kalamazoo, MI ZIP phases: 23 peak, 2 expansion.
- Kalamazoo, MI residential listings tracked: 15 across 18 ZIPs; Kalamazoo, MI candidate listings 7.
- Kalamazoo, MI HUD assisted properties: 26 with 3,223 units.
- Kalamazoo, MI lenders on watch: 5; largest Kalamazoo, MI footprint Sturgis Bank&Trust Co (3 branches).
- Kalamazoo, MI most distressed ZIP: 49001 at 29/100.
Kalamazoo, MI figures: DLRadar distress index; Kalamazoo, MI inputs: CFPB, FHFA, HUD, FDIC; Kalamazoo, MI rebuilt as sources refresh.
| Rank | Kalamazoo, MI ZIP | Score |
|---|---|---|
| 1 | 49001 | 29/100 |
| 2 | 49002 | 29/100 |
| 3 | 49004 | 29/100 |
| 4 | 49006 | 29/100 |
| 5 | 49007 | 29/100 |
| 6 | 49008 | 29/100 |
| 7 | 49009 | 29/100 |
| 8 | 49012 | 29/100 |
| 9 | 49024 | 29/100 |
| 10 | 49048 | 29/100 |
| 11 | 49053 | 29/100 |
| 12 | 49074 | 29/100 |
Most distressed Kalamazoo, MI ZIPs (0-100, 2026)
Mortgage delinquency in Kalamazoo, MI
1.0% of Kalamazoo, MI mortgages were ninety-plus days late (Kalamazoo, MI, December 2025); Kalamazoo, MI thirty-to-eighty-nine days late: 1.7%; Kalamazoo, MI twelve-month change +0.7%; Kalamazoo, MI peak since 2008: 3.4% (February 2010); Michigan overall 0.9%. Kalamazoo, MI ninety-day series: Dec 24 0.3, Jan 25 0.5, Feb 25 0.6 (Kalamazoo, MI), Mar 25 0.6, Apr 25 0.5, May 25 0.3 (Kalamazoo, MI), Jun 25 0.3, Jul 25 0.2, Aug 25 0.4 (Kalamazoo, MI), Sep 25 0.4, Oct 25 0.5, Nov 25 0.7 (Kalamazoo, MI), Dec 25 1.0.
Opportunity index: Kalamazoo, MI
Kalamazoo, MI index 25.8, Kalamazoo, MI phase weak; Kalamazoo, MI primary driver bank institutional, Kalamazoo, MI second driver construction. Kalamazoo, MI components: property stress 14.1, foreclosure pressure 11.0, listing discounts 24.6, bank stress 59.1, insurance 0.0; Kalamazoo, MI pulse 29.0; Kalamazoo, MI capital opportunity 20.9; Kalamazoo, MI seven-day change +0.1%.
ZIP market phases inside Kalamazoo, MI
25 Kalamazoo, MI ZIPs carry a price-cycle phase; Kalamazoo, MI ZIPs by phase (Kalamazoo, MI), deepest drawdown first: peak, +0.6% YoY, 0.5% off peak (Kalamazoo, MI): 49001, 49002, 49004, 49006, Kalamazoo, MI 49007, 49008, 49024, 49048, Kalamazoo, MI 49053, 49074, 49083, 49088; peak, +0.7% YoY, 0.5% off peak (Kalamazoo, MI): 49012, 49097; peak, +0.8% YoY, 0.5% off peak (Kalamazoo, MI): 49009, 49087.
Residential listings by Kalamazoo, MI ZIP
Kalamazoo, MI ZIPs with the most tracked Kalamazoo, MI residential listings: 49048 4 listings, 2 candidates, bank pressure 65; 49004 2 listings, 1 candidates, bank pressure 65; 49009 2 listings, 2 candidates, bank pressure 65; 49001 1 listings, 1 candidates, bank pressure 65 (Kalamazoo, MI); 49002 1 listings, 0 candidates, bank pressure 65; 49024 1 listings, 0 candidates, bank pressure 65; 49034 1 listings, 0 candidates, bank pressure 68; 49053 1 listings, 0 candidates, bank pressure 65. Kalamazoo, MI totals: 15 listings; Kalamazoo, MI candidates 7; active ZIPs 10.
HUD assisted housing in Kalamazoo, MI
26 assisted properties with 3,223 units sit in Kalamazoo, MI; largest Kalamazoo, MI properties: Milham Meadows (Portage) 300 units, 265 assisted; City View In The Square (Kalamazoo) 216 units, 216 assisted; Fox Ridge (Kalamazoo) 216 units, 211 assisted in Kalamazoo, MI; Skyrise (Kalamazoo) 204 units, 204 assisted; Interfaith Homes Of Kalamazoo Inc (Kalamazoo) 200 units, 198 assisted; Canterbury House Apartments (Kalamazoo) 192 units.
Lenders with branches in Kalamazoo, MI
Kalamazoo, MI lenders by branch count: Sturgis Bank&Trust Co (Kalamazoo, MI): stress 77, 3 branches low in Kalamazoo, MI; First Nb Of Michigan (Kalamazoo, MI): stress 74, 3 branches low in Kalamazoo, MI; Mercantile Bank (Kalamazoo, MI): stress 52, 3 branches low in Kalamazoo, MI; Kalamazoo County State Bank (Kalamazoo, MI): stress 77, 2 branches low in Kalamazoo, MI; Southern Michigan Bank&Trust (Kalamazoo, MI): stress 76, 2 branches low in Kalamazoo, MI.
Vacancy and permits, Kalamazoo, MI
7,798 of 114,908 Kalamazoo, MI housing units are vacant; Kalamazoo, MI permits, twelve months: 7 multifamily units in Kalamazoo, MI, 443 one-to-four unit units.
Work Kalamazoo, MI at the parcel level
Every Kalamazoo, MI parcel carries owner and address; every Kalamazoo, MI parcel carries APN; Kalamazoo, MI distress scores sit on the Kalamazoo, MI live board.
Kalamazoo, MI figures refresh with each source.
Kalamazoo, MI questions
Most distressed ZIP code in Kalamazoo County, MI?
ZIP 49001 leads Kalamazoo, MI at 29/100; next in Kalamazoo, MI: 49002 at 29/100; the Kalamazoo, MI average is 27/100.
Where does Kalamazoo County, MI rank for investment opportunity?
Kalamazoo, MI is #2,521 among all ranked counties, #75 in Michigan; the Kalamazoo, MI driver is bank institutional; Kalamazoo, MI moved up 6 places.
How many mortgages are delinquent in Kalamazoo County, MI?
1.0% of Kalamazoo, MI mortgages were ninety-plus days late in December 2025; the Kalamazoo, MI peak since 2008 was 3.4%.
Which banks lend in Kalamazoo County, MI?
5 watched lenders hold Kalamazoo, MI branches; the largest Kalamazoo, MI footprints are Sturgis Bank&Trust Co (3), First Nb Of Michigan (3), Mercantile Bank (3).
More on Kalamazoo, MI
Kalamazoo County, MI distress report: public-record figures for Kalamazoo, MI; not legal advice for Kalamazoo, MI; not tax or investment advice; verify every Kalamazoo, MI record before acting.