Kent County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Kent County, MI distress report, 2026: 39 ZIPs scored in Kent, MI, Kent, MI average 27/100; the top Kent, MI ZIP is 49301 at 28/100; Kent, MI market phase peak, Kent, MI prices +3.9% year over year.
- Kent, MI ranks #2,715 nationally (opportunity index); Kent, MI #78 in Michigan; Kent, MI index 24.9.
- Kent, MI ninety-day mortgage delinquency 0.5% in December 2025; Kent, MI twelve-month change -0.1%.
- Kent, MI ZIP phases: 38 peak, 1 expansion.
- Kent, MI residential listings tracked: 135 across 27 ZIPs; Kent, MI candidate listings 19.
- Kent, MI HUD assisted properties: 45 with 3,052 units.
- Kent, MI lenders on watch: 8; largest Kent, MI footprint Macatawa Bank National Assn (11 branches).
- Kent, MI most distressed ZIP: 49301 at 28/100.
Kent, MI figures: DLRadar distress index; Kent, MI inputs: CFPB, FHFA, HUD, FDIC; Kent, MI rebuilt as sources refresh.
| Rank | Kent, MI ZIP | Score |
|---|---|---|
| 1 | 49301 | 28/100 |
| 2 | 49302 | 28/100 |
| 3 | 49306 | 28/100 |
| 4 | 49319 | 28/100 |
| 5 | 49321 | 28/100 |
| 6 | 49341 | 28/100 |
| 7 | 49345 | 28/100 |
| 8 | 49503 | 28/100 |
| 9 | 49504 | 28/100 |
| 10 | 49505 | 28/100 |
| 11 | 49506 | 28/100 |
| 12 | 49507 | 28/100 |
Most distressed Kent, MI ZIPs (0-100, 2026)
Mortgage delinquency in Kent, MI
0.5% of Kent, MI mortgages were ninety-plus days late (Kent, MI, December 2025); Kent, MI thirty-to-eighty-nine days late: 1.7%; Kent, MI twelve-month change -0.1%; Kent, MI peak since 2008: 4.1% (November 2009); Michigan overall 0.9%. Kent, MI ninety-day series: Dec 24 0.6, Jan 25 0.5, Feb 25 0.4 (Kent, MI), Mar 25 0.4, Apr 25 0.3, May 25 0.5 (Kent, MI), Jun 25 0.4, Jul 25 0.4, Aug 25 0.4 (Kent, MI), Sep 25 0.5, Oct 25 0.5, Nov 25 0.4 (Kent, MI), Dec 25 0.5.
Opportunity index: Kent, MI
Kent, MI index 24.9, Kent, MI phase weak; Kent, MI primary driver bank institutional, Kent, MI second driver listings discount. Kent, MI components: property stress 13.0, foreclosure pressure 10.7, listing discounts 28.8, bank stress 60.1, insurance 0.0; Kent, MI pulse 26.7; Kent, MI capital opportunity 22.3; Kent, MI seven-day change +0.4%.
ZIP market phases inside Kent, MI
39 Kent, MI ZIPs carry a price-cycle phase; Kent, MI ZIPs by phase (Kent, MI), deepest drawdown first: peak, +3.9% YoY (Kent, MI): 48809, 48815, 48838, 49301, Kent, MI 49302, 49306, 49319, 49321, Kent, MI 49325, 49326, 49331; peak, +4.0% YoY (Kent, MI): 49315, 49316; peak, +2.6% YoY (Kent, MI): 49318; expansion, +5.4% YoY (Kent, MI): 49327; peak, +4.1% YoY (Kent, MI): 49330.
Residential listings by Kent, MI ZIP
Kent, MI ZIPs with the most tracked Kent, MI residential listings: 49503 17 listings, 5 candidates, bank pressure 64; 49504 17 listings, 0 candidates, bank pressure 64; 49525 17 listings, 0 candidates, bank pressure 64; 49505 16 listings, 2 candidates, bank pressure 64 (Kent, MI); 49506 13 listings, 2 candidates, bank pressure 64; 49507 11 listings, 0 candidates, bank pressure 64; 49546 9 listings, 1 candidates, bank pressure 64; 49508 7 listings, 0 candidates, bank pressure 64. Kent, MI totals: 135 listings; Kent, MI candidates 19; active ZIPs 21.
HUD assisted housing in Kent, MI
45 assisted properties with 3,052 units sit in Kent, MI; largest Kent, MI properties: Regency Park Apartments (Grand Rapids) 250 units; Grandview Apartments (Grand Rapids) 193 units, 193 assisted; Weston Apartments (Grand Rapids) 190 units, 190 assisted in Kent, MI; Villa Maria Retirement Community (Grand Rapids) 180 units, 54 assisted; Pheasant Ridge (Kentwood) 166 units; Ransom Towers (Grand Rapids) 153 units, 153 assisted.
Lenders with branches in Kent, MI
Kent, MI lenders by branch count: Macatawa Bank National Assn (Kent, MI): stress 37, 11 branches low in Kent, MI; Independent Bank (Kent, MI): stress 67, 9 branches low in Kent, MI; Choiceone Bank (Kent, MI): stress 60, 7 branches low in Kent, MI; United Bank Of Michigan (Kent, MI): stress 63, 6 branches low in Kent, MI; Mercantile Bank (Kent, MI): stress 52, 6 branches low in Kent, MI; Union Bank (Kent, MI): stress 81, 3 branches low in Kent, MI; Grand River Bank (Kent, MI): stress 78, 2 branches low in Kent, MI; West Michigan Community Bank (Kent, MI): stress 66, 2 branches low in Kent, MI.
Vacancy and permits, Kent, MI
12,488 of 269,136 Kent, MI housing units are vacant; Kent, MI permits, twelve months: 1,153 multifamily units in Kent, MI, 1,247 one-to-four unit units.
Work Kent, MI at the parcel level
Every Kent, MI parcel carries owner and address; every Kent, MI parcel carries APN; Kent, MI distress scores sit on the Kent, MI live board.
Kent, MI figures refresh with each source.
Kent, MI questions
Most distressed ZIP code in Kent County, MI?
ZIP 49301 leads Kent, MI at 28/100; next in Kent, MI: 49302 at 28/100; the Kent, MI average is 27/100.
Where does Kent County, MI rank for investment opportunity?
Kent, MI is #2,715 among all ranked counties, #78 in Michigan; the Kent, MI driver is bank institutional; Kent, MI moved up 187 places.
How many mortgages are delinquent in Kent County, MI?
0.5% of Kent, MI mortgages were ninety-plus days late in December 2025; the Kent, MI peak since 2008 was 4.1%.
Which banks lend in Kent County, MI?
8 watched lenders hold Kent, MI branches; the largest Kent, MI footprints are Macatawa Bank National Assn (11), Independent Bank (9), Choiceone Bank (7).
More on Kent, MI
Kent County, MI distress report: public-record figures for Kent, MI; not legal advice for Kent, MI; not tax or investment advice; verify every Kent, MI record before acting.