Knox County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Knox County, TN distress report, 2026: 31 ZIPs scored in Knox, TN, Knox, TN average 25/100; the top Knox, TN ZIP is 37764 at 29/100; Knox, TN market phase neutral, Knox, TN prices +3.8% year over year.
- Knox, TN ranks #2,568 nationally (opportunity index); Knox, TN #84 in Tennessee; Knox, TN index 25.6.
- Knox, TN ninety-day mortgage delinquency 0.6% in December 2025; Knox, TN twelve-month change +0.2%.
- Knox, TN ZIP phases: 29 neutral, 2 peak.
- Knox, TN residential listings tracked: 95 across 23 ZIPs; Knox, TN candidate listings 15.
- Knox, TN HUD assisted properties: 54 with 6,362 units.
- Knox, TN lenders on watch: 8; largest Knox, TN footprint First Horizon Bank (19 branches).
- Knox, TN most distressed ZIP: 37764 at 29/100.
Knox, TN figures: DLRadar distress index; Knox, TN inputs: CFPB, FHFA, HUD, FDIC; Knox, TN rebuilt as sources refresh.
| Rank | Knox, TN ZIP | Score |
|---|---|---|
| 1 | 37764 | 29/100 |
| 2 | 37902 | 27/100 |
| 3 | 37909 | 27/100 |
| 4 | 37912 | 27/100 |
| 5 | 37914 | 27/100 |
| 6 | 37915 | 27/100 |
| 7 | 37916 | 27/100 |
| 8 | 37917 | 27/100 |
| 9 | 37918 | 27/100 |
| 10 | 37919 | 27/100 |
| 11 | 37920 | 27/100 |
| 12 | 37921 | 27/100 |
Most distressed Knox, TN ZIPs (0-100, 2026)
Mortgage delinquency in Knox, TN
0.6% of Knox, TN mortgages were ninety-plus days late (Knox, TN, December 2025); Knox, TN thirty-to-eighty-nine days late: 1.9%; Knox, TN twelve-month change +0.2%; Knox, TN peak since 2008: 2.8% (February 2011); Tennessee overall 0.9%. Knox, TN ninety-day series: Dec 24 0.4, Jan 25 0.5, Feb 25 0.4 (Knox, TN), Mar 25 0.5, Apr 25 0.4, May 25 0.4 (Knox, TN), Jun 25 0.5, Jul 25 0.4, Aug 25 0.5 (Knox, TN), Sep 25 0.6, Oct 25 0.5, Nov 25 0.5 (Knox, TN), Dec 25 0.6.
Opportunity index: Knox, TN
Knox, TN index 25.6, Knox, TN phase weak; Knox, TN primary driver bank institutional, Knox, TN second driver vacancy. Knox, TN components: property stress 17.0, foreclosure pressure 16.5, listing discounts 25.3, bank stress 55.1, insurance 0.0; Knox, TN pulse 27.6; Knox, TN capital opportunity 22.6; Knox, TN seven-day change -0.3%.
ZIP market phases inside Knox, TN
31 Knox, TN ZIPs carry a price-cycle phase; Knox, TN ZIPs by phase (Knox, TN), deepest drawdown first: peak, +2.0% YoY, 0.5% off peak (Knox, TN): 37871; peak, +2.2% YoY, 0.0% off peak (Knox, TN): 37764; neutral, +3.8% YoY (Knox, TN): 37709, 37721, 37754, 37772, Knox, TN 37779, 37806, 37807, 37830, Knox, TN 37849, 37853, 37902, 37909, Knox, TN 37912, 37914.
Residential listings by Knox, TN ZIP
Knox, TN ZIPs with the most tracked Knox, TN residential listings: 37922 11 listings, 1 candidates, bank pressure 58; 37934 9 listings, 0 candidates, bank pressure 58; 37920 8 listings, 3 candidates, bank pressure 59; 37914 7 listings, 1 candidates, bank pressure 58 (Knox, TN); 37917 7 listings, 0 candidates, bank pressure 58; 37912 6 listings, 0 candidates, bank pressure 58; 37932 6 listings, 0 candidates, bank pressure 58; 37918 5 listings, 1 candidates, bank pressure 58. Knox, TN totals: 95 listings; Knox, TN candidates 15; active ZIPs 19.
HUD assisted housing in Knox, TN
54 assisted properties with 6,362 units sit in Knox, TN; largest Knox, TN properties: Fox Lake Apartments (Knoxville) 340 units; The 1100 Studio Apartments (Knoxville) 299 units, 299 assisted; Cagle Terrace (Knoxville) 272 units, 272 assisted in Knox, TN; Regency Apartments (Knoxville) 264 units; Greenbrier Ridge (Knoxville) 256 units; Legacy Pointe Apartments (Knoxville) 252 units.
Lenders with branches in Knox, TN
Knox, TN lenders by branch count: First Horizon Bank (Knox, TN): stress 58, 19 branches low in Knox, TN; Home Federal Bank Of Tn (Knox, TN): stress 60, 17 branches low in Knox, TN; Southeast Bank (Knox, TN): stress 81, 5 branches low in Knox, TN; Pinnacle Bank (Knox, TN): stress 64, 5 branches low in Knox, TN; First Century Bank (Knox, TN): stress 60, 4 branches low in Knox, TN; Firstbank (Knox, TN): stress 55, 4 branches low in Knox, TN; Commercial Bank (Knox, TN): stress 50, 4 branches low in Knox, TN; Tennessee State Bank (Knox, TN): stress 71, 3 branches low in Knox, TN.
Vacancy and permits, Knox, TN
17,515 of 218,661 Knox, TN housing units are vacant; Knox, TN permits, twelve months: 2,426 multifamily units in Knox, TN, 2,753 one-to-four unit units.
Work Knox, TN at the parcel level
Every Knox, TN parcel carries owner and address; every Knox, TN parcel carries APN; Knox, TN distress scores sit on the Knox, TN live board.
Knox, TN figures refresh with each source.
Knox, TN questions
Most distressed ZIP code in Knox County, TN?
ZIP 37764 leads Knox, TN at 29/100; next in Knox, TN: 37902 at 27/100; the Knox, TN average is 25/100.
Where does Knox County, TN rank for investment opportunity?
Knox, TN is #2,568 among all ranked counties, #84 in Tennessee; the Knox, TN driver is bank institutional; Knox, TN moved up 176 places.
How many mortgages are delinquent in Knox County, TN?
0.6% of Knox, TN mortgages were ninety-plus days late in December 2025; the Knox, TN peak since 2008 was 2.8%.
Which banks lend in Knox County, TN?
8 watched lenders hold Knox, TN branches; the largest Knox, TN footprints are First Horizon Bank (19), Home Federal Bank Of Tn (17), Southeast Bank (5).
More on Knox, TN
Knox County, TN distress report: public-record figures for Knox, TN; not legal advice for Knox, TN; not tax or investment advice; verify every Knox, TN record before acting.