La Crosse County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
La Crosse County, WI distress report, 2026: 15 ZIPs scored in La Crosse, WI, La Crosse, WI average 20/100; the top La Crosse, WI ZIP is 54656 at 23/100; La Crosse, WI market phase peak, La Crosse, WI prices +5.0% year over year.
- La Crosse, WI ranks #3,217 nationally (opportunity index); La Crosse, WI #72 in Wisconsin; La Crosse, WI index 18.4.
- La Crosse, WI: no CFPB county sample; La Crosse, WI metro area reading 0.7%.
- La Crosse, WI ZIP phases: 12 peak, 3 expansion.
- La Crosse, WI residential listings tracked: 1 across 9 ZIPs; La Crosse, WI candidate listings 0.
- La Crosse, WI HUD assisted properties: 3 with 70 units.
- La Crosse, WI lenders on watch: 8; largest La Crosse, WI footprint River Bank (5 branches).
- La Crosse, WI most distressed ZIP: 54656 at 23/100.
La Crosse, WI figures: DLRadar distress index; La Crosse, WI inputs: CFPB, FHFA, HUD, FDIC; La Crosse, WI rebuilt as sources refresh.
| Rank | La Crosse, WI ZIP | Score |
|---|---|---|
| 1 | 54656 | 23/100 |
| 2 | 54619 | 22/100 |
| 3 | 54661 | 21/100 |
| 4 | 54658 | 20/100 |
| 5 | 54667 | 20/100 |
| 6 | 54601 | 19/100 |
| 7 | 54603 | 19/100 |
| 8 | 54614 | 19/100 |
| 9 | 54623 | 19/100 |
| 10 | 54636 | 19/100 |
| 11 | 54644 | 19/100 |
| 12 | 54650 | 19/100 |
Most distressed La Crosse, WI ZIPs (0-100, 2026)
Mortgage delinquency around La Crosse, WI
No CFPB county sample covers La Crosse, WI; the metro area reading for La Crosse, WI (La Crosse-Onalaska, WI-MN): 0.7% ninety-plus; La Crosse, WI area thirty-to-eighty-nine 1.4% (December 2025, La Crosse, WI); Wisconsin overall 0.5%.
Opportunity index: La Crosse, WI
La Crosse, WI index 18.4, La Crosse, WI phase weak; La Crosse, WI primary driver bank institutional, La Crosse, WI second driver vacancy. La Crosse, WI components: property stress 8.1, foreclosure pressure 5.3, listing discounts 8.7, bank stress 56.6, insurance 0.0; La Crosse, WI pulse 21.4; La Crosse, WI capital opportunity 13.8.
ZIP market phases inside La Crosse, WI
15 La Crosse, WI ZIPs carry a price-cycle phase; La Crosse, WI ZIPs by phase (La Crosse, WI), deepest drawdown first: peak, +5.0% YoY (La Crosse, WI): 54601, 54603, 54614, 54623, La Crosse, WI 54636, 54650, 54658, 54667, La Crosse, WI 54669; expansion, +5.2% YoY (La Crosse, WI): 54619; peak, +4.6% YoY (La Crosse, WI): 54642, 54661; peak, +4.9% YoY (La Crosse, WI): 54644; expansion, +5.1% YoY (La Crosse, WI): 54653; expansion, +5.3% YoY (La Crosse, WI): 54656.
Residential listings by La Crosse, WI ZIP
La Crosse, WI ZIPs with the most tracked La Crosse, WI residential listings: 54601 1 listings, 0 candidates, bank pressure 60; 54603 0 listings, 0 candidates, bank pressure 60; 54614 0 listings, 0 candidates, bank pressure 60; 54623 0 listings, 0 candidates, bank pressure 59 (La Crosse, WI); 54636 0 listings, 0 candidates, bank pressure 60; 54644 0 listings, 0 candidates, bank pressure 60; 54650 0 listings, 0 candidates, bank pressure 60; 54653 0 listings, 0 candidates, bank pressure 61. La Crosse, WI totals: 1 listings; La Crosse, WI candidates 0; active ZIPs 1.
HUD assisted housing in La Crosse, WI
3 assisted properties with 70 units sit in La Crosse, WI; largest La Crosse, WI properties: Christopherson House/Sagen (La Crosse) 30 units, 30 assisted; Leo Fishman Manor & Al Baldus Manor (Onalaska) 24 units, 24 assisted; Schumann Apartments (La Crosse) 16 units, 16 assisted in La Crosse, WI.
Lenders with branches in La Crosse, WI
La Crosse, WI lenders by branch count: River Bank (La Crosse, WI): stress 60, 5 branches low in La Crosse, WI; First Nb Of Bangor (La Crosse, WI): stress 0, 5 branches low in La Crosse, WI; Associated Bank Na (La Crosse, WI): stress 68, 4 branches low in La Crosse, WI; Coulee Bank (La Crosse, WI): stress 90, 3 branches low in La Crosse, WI; State Bank Financial (La Crosse, WI): stress 68, 3 branches low in La Crosse, WI; Park Bank National Assn (La Crosse, WI): stress 74, 2 branches moderate in La Crosse, WI; Union State Bank (La Crosse, WI): stress 62, 2 branches low in La Crosse, WI; Citizens Stb Of La Crosse (La Crosse, WI): stress 28, 2 branches low in La Crosse, WI.
Vacancy and permits, La Crosse, WI
2,514 of 54,011 La Crosse, WI housing units are vacant; La Crosse, WI permits, twelve months: 170 multifamily units in La Crosse, WI, 265 one-to-four unit units.
Work La Crosse, WI at the parcel level
Every La Crosse, WI parcel carries owner and address; every La Crosse, WI parcel carries APN; La Crosse, WI distress scores sit on the La Crosse, WI live board.
La Crosse, WI figures refresh with each source.
La Crosse, WI questions
Most distressed ZIP code in La Crosse County, WI?
ZIP 54656 leads La Crosse, WI at 23/100; next in La Crosse, WI: 54619 at 22/100; the La Crosse, WI average is 20/100.
Where does La Crosse County, WI rank for investment opportunity?
La Crosse, WI is #3,217 among all ranked counties, #72 in Wisconsin; the La Crosse, WI driver is bank institutional; La Crosse, WI moved down 35 places.
How many mortgages are delinquent in La Crosse County, WI?
La Crosse, WI takes the metro area reading of 0.7% for December 2025; no CFPB county sample covers La Crosse, WI.
Which banks lend in La Crosse County, WI?
8 watched lenders hold La Crosse, WI branches; the largest La Crosse, WI footprints are River Bank (5), First Nb Of Bangor (5), Associated Bank Na (4).
More on La Crosse, WI
La Crosse County, WI distress report: public-record figures for La Crosse, WI; not legal advice for La Crosse, WI; not tax or investment advice; verify every La Crosse, WI record before acting.