La Crosse County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in La Crosse County, Wisconsin? DLRadar grades every La Crosse County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 La Crosse County breakdown.
- La Crosse County's most distressed ZIP is 54601 at 23/100.
- 15 ZIP codes tracked in La Crosse County, averaging 22/100 distress.
- La Crosse County reads peak — home values up 5.0% year over year.
- Vacancy runs 6.5% across La Crosse County's tracked ZIPs, with a 10.3% poverty rate.
- The typical La Crosse County home is worth about $252,493 against a ~$72,021 median income.
- Lending headwind in La Crosse County sits at 34/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54601 | 23/100 |
| 2 | 54603 | 23/100 |
| 3 | 54614 | 23/100 |
| 4 | 54636 | 23/100 |
| 5 | 54650 | 23/100 |
| 6 | 54653 | 23/100 |
| 7 | 54669 | 23/100 |
| 8 | 54619 | 22/100 |
| 9 | 54623 | 22/100 |
| 10 | 54644 | 22/100 |
| 11 | 54656 | 22/100 |
| 12 | 54658 | 22/100 |
Most distressed ZIP codes in La Crosse County (composite distress 0-100, 2026)
What is driving La Crosse County distress
DLRadar builds La Crosse County's distress picture only from records anyone can pull; its ZIPs average 22/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
La Crosse County market phase and pricing
La Crosse County currently sits in peak after a 5.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in La Crosse County
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Frequently asked questions
Which part of La Crosse County, WI scores highest for distress?
ZIP 54601 leads La Crosse County at 23/100, recomputed monthly from public records.
What market phase is La Crosse County in?
FHFA price-index movement places La Crosse County in peak; prices are up 5.0% over twelve months.
Which datasets feed the La Crosse County scores?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 15 La Crosse County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between La Crosse County ZIP codes?
A single county score papers over real variation. Across the La Crosse County ZIPs DLRadar ranks, scores run from 23/100 in 54601 down to 22/100 in 54658, against a La Crosse County average of 22/100. Because the gap runs to 1 points, La Crosse County rewards ZIP-level precision.
What do La Crosse County home values and vacancy say about distressed supply?
The typical La Crosse County home carries about $252,493 of value against a median household income near $72,021. Vacancy across La Crosse County's tracked ZIPs runs 6.5% and the poverty rate is 10.3%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside La Crosse County's foreclosure and tax-lien record and its 34/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.