Laramie County, WY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Laramie County, WY distress report, 2026: 13 ZIPs scored in Laramie, WY, Laramie, WY average 24/100; the top Laramie, WY ZIP is 82001 at 26/100; Laramie, WY market phase peak, Laramie, WY prices +4.8% year over year.
- Laramie, WY ranks #2,242 nationally (opportunity index); Laramie, WY #18 in Wyoming; Laramie, WY index 26.9.
- Laramie, WY: no CFPB county sample; Laramie, WY state reading 0.8%.
- Laramie, WY ZIP phases: 13 peak.
- Laramie, WY residential listings tracked: 111 across 12 ZIPs; Laramie, WY candidate listings 19.
- Laramie, WY HUD assisted properties: 10 with 418 units.
- Laramie, WY lenders on watch: 6; largest Laramie, WY footprint Pinnacle Bank Wyoming (2 branches).
- Laramie, WY most distressed ZIP: 82001 at 26/100.
Laramie, WY figures: DLRadar distress index; Laramie, WY inputs: CFPB, FHFA, HUD, FDIC; Laramie, WY rebuilt as sources refresh.
| Rank | Laramie, WY ZIP | Score |
|---|---|---|
| 1 | 82001 | 26/100 |
| 2 | 82005 | 26/100 |
| 3 | 82007 | 26/100 |
| 4 | 82009 | 26/100 |
| 5 | 82050 | 26/100 |
| 6 | 82053 | 26/100 |
| 7 | 82054 | 26/100 |
| 8 | 82059 | 26/100 |
| 9 | 82060 | 26/100 |
| 10 | 82061 | 26/100 |
| 11 | 82081 | 26/100 |
| 12 | 82082 | 21/100 |
Most distressed Laramie, WY ZIPs (0-100, 2026)
Mortgage delinquency around Laramie, WY
No CFPB county sample covers Laramie, WY; the state reading for Laramie, WY: 0.8% ninety-plus; Laramie, WY area thirty-to-eighty-nine 2.2% (December 2025, Laramie, WY).
Opportunity index: Laramie, WY
Laramie, WY index 26.9, Laramie, WY phase weak; Laramie, WY primary driver bank institutional, Laramie, WY second driver construction. Laramie, WY components: property stress 14.9, foreclosure pressure 13.0, listing discounts 32.5, bank stress 54.6, insurance 0.0; Laramie, WY pulse 28.0; Laramie, WY capital opportunity 25.2; Laramie, WY seven-day change +0.2%.
ZIP market phases inside Laramie, WY
13 Laramie, WY ZIPs carry a price-cycle phase; Laramie, WY ZIPs by phase (Laramie, WY), deepest drawdown first: peak, +4.2% YoY, 0.0% off peak (Laramie, WY): 82082; peak, +4.8% YoY (Laramie, WY): 82001, 82005, 82007, 82009, Laramie, WY 82050, 82053, 82054, 82059, Laramie, WY 82060, 82061, 82081; peak, +3.6% YoY (Laramie, WY): 82221.
Residential listings by Laramie, WY ZIP
Laramie, WY ZIPs with the most tracked Laramie, WY residential listings: 82009 49 listings, 15 candidates, bank pressure 56; 82001 45 listings, 3 candidates, bank pressure 56; 82007 16 listings, 1 candidates, bank pressure 56; 82060 1 listings, 0 candidates, bank pressure 56 (Laramie, WY); 82005 0 listings, 0 candidates, bank pressure 56; 82050 0 listings, 0 candidates, bank pressure 56; 82053 0 listings, 0 candidates, bank pressure 56; 82054 0 listings, 0 candidates, bank pressure 56. Laramie, WY totals: 111 listings; Laramie, WY candidates 19; active ZIPs 4.
HUD assisted housing in Laramie, WY
10 assisted properties with 418 units sit in Laramie, WY; largest Laramie, WY properties: Prairie View (Cheyenne) 112 units; Windwood Manor (Cheyenne) 84 units; Cheyenne Station (Cheyenne) 72 units, 72 assisted in Laramie, WY; Cheyenne North Apartments (Cheyenne) 56 units, 56 assisted; Heritage Court (Cheyenne) 35 units, 34 assisted; Holy Trinity Manor (Cheyenne) 30 units, 30 assisted.
Lenders with branches in Laramie, WY
Laramie, WY lenders by branch count: Pinnacle Bank Wyoming (Laramie, WY): stress 58, 2 branches low in Laramie, WY; Jonah Bank Of Wyoming (Laramie, WY): stress 53, 2 branches low in Laramie, WY; Platte Valley Bank (Laramie, WY): stress 53, 2 branches low in Laramie, WY; Farmers State Bank (Laramie, WY): stress 64, 1 branch low in Laramie, WY; Hilltop National Bank (Laramie, WY): stress 60, 1 branch low in Laramie, WY; Central Bank&Trust (Laramie, WY): stress 52, 1 branch low in Laramie, WY.
Vacancy and permits, Laramie, WY
2,380 of 45,659 Laramie, WY housing units are vacant; Laramie, WY permits, twelve months: 160 multifamily units in Laramie, WY, 306 one-to-four unit units.
Work Laramie, WY at the parcel level
Every Laramie, WY parcel carries owner and address; every Laramie, WY parcel carries APN; Laramie, WY distress scores sit on the Laramie, WY live board.
Laramie, WY figures refresh with each source.
Laramie, WY questions
Most distressed ZIP code in Laramie County, WY?
ZIP 82001 leads Laramie, WY at 26/100; next in Laramie, WY: 82005 at 26/100; the Laramie, WY average is 24/100.
Where does Laramie County, WY rank for investment opportunity?
Laramie, WY is #2,242 among all ranked counties, #18 in Wyoming; the Laramie, WY driver is bank institutional; Laramie, WY moved up 479 places.
How many mortgages are delinquent in Laramie County, WY?
Laramie, WY takes the state reading of 0.8% for December 2025; no CFPB county sample covers Laramie, WY.
Which banks lend in Laramie County, WY?
6 watched lenders hold Laramie, WY branches; the largest Laramie, WY footprints are Pinnacle Bank Wyoming (2), Jonah Bank Of Wyoming (2), Platte Valley Bank (2).
More on Laramie, WY
Laramie County, WY distress report: public-record figures for Laramie, WY; not legal advice for Laramie, WY; not tax or investment advice; verify every Laramie, WY record before acting.