Liberty County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Liberty County, Montana? DLRadar grades every Liberty County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Liberty County breakdown.
- Liberty County's most distressed ZIP is 59456 at 14/100.
- 7 ZIP codes tracked in Liberty County, averaging 7/100 distress.
- Liberty County reads peak — home values up 2.2% year over year.
- Vacancy runs 19.8% across Liberty County's tracked ZIPs, with a 19.9% poverty rate.
- The typical Liberty County home is worth about $185,325 against a ~$55,455 median income.
- Lending headwind in Liberty County sits at 42/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59456 | 14/100 |
| 2 | 59416 | 12/100 |
| 3 | 59531 | 9/100 |
| 4 | 59444 | 6/100 |
| 5 | 59545 | 3/100 |
| 6 | 59461 | 1/100 |
| 7 | 59522 | 1/100 |
Most distressed ZIP codes in Liberty County (composite distress 0-100, 2026)
What is driving Liberty County distress
DLRadar builds Liberty County's distress picture only from records anyone can pull; its ZIPs average 7/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Liberty County market phase and pricing
Phase for Liberty County: peak (+2.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Liberty County
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What people ask
What is the most distressed ZIP code in Liberty County, MT?
ZIP 59456 leads Liberty County at 14/100, recomputed monthly from public records.
What market phase is Liberty County in?
The market phase for Liberty County is peak, prices rising 2.2% on the year — derived from the FHFA House Price Index path.
Where does the Liberty County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 7 Liberty County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Liberty County ZIP codes?
A single county score papers over real variation. Across the Liberty County ZIPs DLRadar ranks, scores run from 14/100 in 59456 down to 1/100 in 59522, against a Liberty County average of 7/100. That 13-point gap is why acquisition targeting in Liberty County works at ZIP level rather than county level.
What do Liberty County home values and vacancy say about distressed supply?
The typical Liberty County home carries about $185,325 of value against a median household income near $55,455. Vacancy across Liberty County's tracked ZIPs runs 19.8% and the poverty rate is 19.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Liberty County's foreclosure and lien data and its 42/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.