Lincoln County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lincoln County, WI distress report, 2026: 7 ZIPs scored in Lincoln, WI, Lincoln, WI average 15/100; the top Lincoln, WI ZIP is 54452 at 17/100; Lincoln, WI market phase peak, Lincoln, WI prices +4.6% year over year.
- Lincoln, WI ranks #767 nationally (opportunity index); Lincoln, WI #5 in Wisconsin; Lincoln, WI index 32.1.
- Lincoln, WI: no CFPB county sample; Lincoln, WI non-metro area reading 0.5%.
- Lincoln, WI ZIP phases: 7 peak.
- Lincoln, WI residential listings tracked: 12 across 4 ZIPs; Lincoln, WI candidate listings 9.
- Lincoln, WI HUD assisted properties: 1 with 33 units.
- Lincoln, WI lenders on watch: 4; largest Lincoln, WI footprint Incrediblebank (2 branches).
- Lincoln, WI most distressed ZIP: 54452 at 17/100.
Lincoln, WI figures: DLRadar distress index; Lincoln, WI inputs: CFPB, FHFA, HUD, FDIC; Lincoln, WI rebuilt as sources refresh.
| Rank | Lincoln, WI ZIP | Score |
|---|---|---|
| 1 | 54452 | 17/100 |
| 2 | 54442 | 16/100 |
| 3 | 54435 | 15/100 |
| 4 | 54487 | 15/100 |
| 5 | 54501 | 15/100 |
| 6 | 54564 | 15/100 |
| 7 | 54459 | 11/100 |
Most distressed Lincoln, WI ZIPs (0-100, 2026)
Mortgage delinquency around Lincoln, WI
No CFPB county sample covers Lincoln, WI; the non-metro area reading for Lincoln, WI: 0.5% ninety-plus; Lincoln, WI area thirty-to-eighty-nine 1.3% (December 2025, Lincoln, WI); Wisconsin overall 0.5%.
Opportunity index: Lincoln, WI
Lincoln, WI index 32.1, Lincoln, WI phase watchlist; Lincoln, WI primary driver vacancy, Lincoln, WI second driver construction. Lincoln, WI components: property stress 17.4, foreclosure pressure 16.7, listing discounts 38.8, bank stress 59.8, insurance 0.0; Lincoln, WI pulse 35.5; Lincoln, WI capital opportunity 27.0.
ZIP market phases inside Lincoln, WI
7 Lincoln, WI ZIPs carry a price-cycle phase; Lincoln, WI ZIPs by phase (Lincoln, WI), deepest drawdown first: peak, +4.6% YoY (Lincoln, WI): 54435, 54442, 54459, 54487, Lincoln, WI 54501, 54564; peak, +4.7% YoY (Lincoln, WI): 54452.
Residential listings by Lincoln, WI ZIP
Lincoln, WI ZIPs with the most tracked Lincoln, WI residential listings: 54487 7 listings, 6 candidates, bank pressure 67; 54452 3 listings, 2 candidates, bank pressure 66; 54435 2 listings, 1 candidates, bank pressure 69; 54442 0 listings, 0 candidates, bank pressure 65 (Lincoln, WI). Lincoln, WI totals: 12 listings; Lincoln, WI candidates 9; active ZIPs 0.
HUD assisted housing in Lincoln, WI
1 assisted properties with 33 units sit in Lincoln, WI; largest Lincoln, WI properties: Alice Henke Villa (Tomahawk) 33 units, 32 assisted.
Lenders with branches in Lincoln, WI
Lincoln, WI lenders by branch count: Incrediblebank (Lincoln, WI): stress 77, 2 branches low in Lincoln, WI; Crossbridge Community Bank (Lincoln, WI): stress 55, 2 branches low in Lincoln, WI; Associated Bank Na (Lincoln, WI): stress 68, 1 branch low in Lincoln, WI; Nicolet National Bank (Lincoln, WI): stress 50, 1 branch low in Lincoln, WI.
Vacancy and permits, Lincoln, WI
3,555 of 16,327 Lincoln, WI housing units are vacant; Lincoln, WI permits, twelve months: 0 multifamily units in Lincoln, WI, 134 one-to-four unit units.
Work Lincoln, WI at the parcel level
Every Lincoln, WI parcel carries owner and address; every Lincoln, WI parcel carries APN; Lincoln, WI distress scores sit on the Lincoln, WI live board.
Lincoln, WI figures refresh with each source.
Lincoln, WI questions
Most distressed ZIP code in Lincoln County, WI?
ZIP 54452 leads Lincoln, WI at 17/100; next in Lincoln, WI: 54442 at 16/100; the Lincoln, WI average is 15/100.
Where does Lincoln County, WI rank for investment opportunity?
Lincoln, WI is #767 among all ranked counties, #5 in Wisconsin; the Lincoln, WI driver is vacancy; Lincoln, WI moved up 225 places.
How many mortgages are delinquent in Lincoln County, WI?
Lincoln, WI takes the non-metro area reading of 0.5% for December 2025; no CFPB county sample covers Lincoln, WI.
Which banks lend in Lincoln County, WI?
4 watched lenders hold Lincoln, WI branches; the largest Lincoln, WI footprints are Incrediblebank (2), Crossbridge Community Bank (2), Associated Bank Na (1).
More on Lincoln, WI
Lincoln County, WI distress report: public-record figures for Lincoln, WI; not legal advice for Lincoln, WI; not tax or investment advice; verify every Lincoln, WI record before acting.