Lincoln County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lincoln County, Wisconsin? DLRadar grades every Lincoln County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Lincoln County breakdown.
- Lincoln County's most distressed ZIP is 54452 at 18/100.
- 7 ZIP codes tracked in Lincoln County, averaging 15/100 distress.
- Lincoln County reads peak — home values up 4.6% year over year.
- Vacancy runs 38.2% across Lincoln County's tracked ZIPs, with a 8.4% poverty rate.
- The typical Lincoln County home is worth about $199,071 against a ~$68,916 median income.
- Lending headwind in Lincoln County sits at 51/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54452 | 18/100 |
| 2 | 54442 | 17/100 |
| 3 | 54487 | 16/100 |
| 4 | 54435 | 15/100 |
| 5 | 54501 | 15/100 |
| 6 | 54564 | 15/100 |
| 7 | 54459 | 12/100 |
Most distressed ZIP codes in Lincoln County (composite distress 0-100, 2026)
What is driving Lincoln County distress
Lincoln County's placement in the national index rests on public filings — a 15/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Lincoln County market phase and pricing
DLRadar places Lincoln County in peak; prices moved up 4.6% over the year. Longer marketing times follow, and with them the sellers worth calling.
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Questions about this county
Which ZIP code leads Lincoln County on distress?
ZIP 54452 leads Lincoln County at 18/100, recomputed monthly from public records.
Where is Lincoln County in the housing cycle?
Lincoln County reads peak, with home prices up 4.6% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Lincoln County figures be verified?
Lincoln County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 7 ZIPs are comparable to anywhere else.
How much do distress scores vary between Lincoln County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Lincoln County ZIPs DLRadar ranks, scores run from 18/100 in 54452 down to 12/100 in 54459, against a Lincoln County average of 15/100. The 6-point range is the argument for ZIP-level search across Lincoln County.
What do Lincoln County home values and vacancy say about distressed supply?
The typical Lincoln County home carries about $199,071 of value against a median household income near $68,916. Vacancy across Lincoln County's tracked ZIPs runs 38.2% and the poverty rate is 8.4%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Lincoln County's foreclosure and tax-lien filings and its 51/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.