National Bank Exposure by ZIP, Monthly: the Full Deposit and Stress Table
This is the whole bank layer in one file: every FDIC-insured bank, every ZIP where it holds deposits, the deposits, the share and the bank's current stress score. Subscribers pull it monthly to keep their own maps and models current without rebuilding the FDIC join themselves.
- The national bank exposure file covers the whole country. us-bank-exposure-monthly: a monthly subscription at $79 per month.
- Rows behind the national bank exposure file: 631,101.
- Banks: 4,228.
- Datasets under us-bank-exposure-monthly: bank zip exposure (1 registered).
us-bank-exposure-monthly: the national bank exposure file figures as of 2026-10-20; catalog entry us-bank-exposure-monthly.
| The national bank exposure file | us-bank-exposure-monthly value |
|---|---|
| Rows | 631,101 |
| Banks for us-bank-exposure-monthly | 4,228 |
| ZIP codes | 33,458 |
| Price and mode of us-bank-exposure-monthly | a monthly subscription at $79 per month |
| The national bank exposure file: geography | the whole country |
| us-bank-exposure-monthly dataset: bank zip exposure | fresh, newest Mon Oct 19 |
The national bank exposure file coverage, recomputed every six hours.
Who it is for
Research desks, proptech teams, lenders tracking competitors and anyone who builds their own risk model and needs the exposure join as an input.
What you receive
One row per bank per ZIP with certificate, bank name, ZIP, state and county, branch count, deposits, deposit share, the bank's stress score and the ZIP's deposit-weighted stress, plus a bank summary tab.
How to work it
Join it to your own ZIP data on the ZIP column; filter by stress score to isolate the ZIPs where strained lenders dominate; diff month to month to see scores move.
Freshness gate on the national bank exposure file
Before any sale of the national bank exposure file, the registry checks bank zip exposure for us-bank-exposure-monthly ("fresh", newest Mon Oct 19). If one source stalls, us-bank-exposure-monthly is withdrawn until the national bank exposure file refreshes with it, so no buyer of us-bank-exposure-monthly pays for stale rows.
Get the national bank exposure file
The subscription rebuilds the file each month; the state stress file is the one-time version for a single state.
Every row of us-bank-exposure-monthly carries a fingerprint; the national bank exposure file is licensed to the buyer.
National Bank Exposure by ZIP, Monthly: the Full Deposit and Stress Table: questions
Does the file change every month?
Stress scores change with each call report and daily recomputation; branch and deposit rows change annually with the FDIC release.
What does the national bank exposure file cost?
The national bank exposure file is a monthly subscription at $79 per month; us-bank-exposure-monthly covers the whole country. Stress Points also buy us-bank-exposure-monthly for plan members.
More on the national bank exposure file
National Bank Exposure by ZIP, Monthly: the Full Deposit and Stress Table (us-bank-exposure-monthly) is fed by catalog entry us-bank-exposure-monthly and is not legal advice. Nothing in the national bank exposure file is tax or investment advice; verify every us-bank-exposure-monthly record with the issuing office before acting.