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Mcminn County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Mcminn County, Tennessee? DLRadar grades every Mcminn County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Mcminn County breakdown.

  • Mcminn County's most distressed ZIP is 37846 at 23/100.
  • 12 ZIP codes tracked in Mcminn County, averaging 16/100 distress.
  • Mcminn County reads peak — home values up 2.0% year over year.
  • Vacancy runs 11.5% across Mcminn County's tracked ZIPs, with a 12.9% poverty rate.
  • The typical Mcminn County home is worth about $199,183 against a ~$57,806 median income.
  • Lending headwind in Mcminn County sits at 41/100 — a forward read on distressed supply.

Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.

RankZIPComposite distress
13784623/100
23735422/100
33787422/100
43732515/100
53732914/100
63788014/100
73730313/100
83730913/100
93732213/100
103733113/100
113737013/100
123782613/100

Most distressed ZIP codes in Mcminn County (composite distress 0-100, 2026)

What is driving Mcminn County distress

The Mcminn County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 16/100 ZIP average. No proprietary or modelled inputs enter the score.

Mcminn County market phase and pricing

DLRadar places Mcminn County in peak; prices moved up 2.0% over the year. Longer marketing times follow, and with them the sellers worth calling.

See the distressed properties behind the data in Mcminn County

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Questions about this county

Which ZIP code leads Mcminn County on distress?

ZIP 37846 leads Mcminn County at 23/100, recomputed monthly from public records.

Which phase does Mcminn County sit in right now?

Mcminn County is classified peak with a 2.0% year-over-year increase, following the FHFA House Price Index.

What are the sources behind these Mcminn County numbers?

Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 12 Mcminn County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.

How much do distress scores vary between Mcminn County ZIP codes?

A single county score papers over real variation. Across the Mcminn County ZIPs DLRadar ranks, scores run from 23/100 in 37846 down to 13/100 in 37826, against a Mcminn County average of 16/100. A spread of 10 points means Mcminn County has to be worked ZIP by ZIP.

What do Mcminn County home values and vacancy say about distressed supply?

The typical Mcminn County home carries about $199,183 of value against a median household income near $57,806. Vacancy across Mcminn County's tracked ZIPs runs 11.5% and the poverty rate is 12.9%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Mcminn County's filings and its 41/100 lending headwind.

Related

Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.

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