Mcnairy County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mcnairy County, Tennessee? DLRadar grades every Mcnairy County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Mcnairy County breakdown.
- Mcnairy County's most distressed ZIP is 38310 at 25/100.
- 15 ZIP codes tracked in Mcnairy County, averaging 22/100 distress.
- Mcnairy County reads peak — home values up 2.8% year over year.
- Vacancy runs 20% across Mcnairy County's tracked ZIPs, with a 15.9% poverty rate.
- The typical Mcnairy County home is worth about $163,457 against a ~$53,341 median income.
- Lending headwind in Mcnairy County sits at 90/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 38310 | 25/100 |
| 2 | 38357 | 25/100 |
| 3 | 38061 | 24/100 |
| 4 | 38379 | 24/100 |
| 5 | 38044 | 23/100 |
| 6 | 38315 | 23/100 |
| 7 | 38339 | 23/100 |
| 8 | 38367 | 23/100 |
| 9 | 38375 | 23/100 |
| 10 | 38334 | 22/100 |
| 11 | 38359 | 22/100 |
| 12 | 38361 | 22/100 |
Most distressed ZIP codes in Mcnairy County (composite distress 0-100, 2026)
What is driving Mcnairy County distress
Nothing here is estimated: Mcnairy County is scored from filings alone, and its ZIPs average 22/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Mcnairy County market phase and pricing
Mcnairy County reads peak — home prices rose 2.8% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Mcnairy County
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Frequently asked questions
Which part of Mcnairy County, TN scores highest for distress?
ZIP 38310 leads Mcnairy County at 25/100, recomputed monthly from public records.
What market phase is Mcnairy County in?
FHFA price-index movement places Mcnairy County in peak; prices are up 2.8% over twelve months.
What are the sources behind these Mcnairy County numbers?
Mcnairy County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 15 ZIPs are comparable to anywhere else.
How much do distress scores vary between Mcnairy County ZIP codes?
A county average hides the spread. Across the Mcnairy County ZIPs DLRadar ranks, scores run from 25/100 in 38310 down to 22/100 in 38361, against a Mcnairy County average of 22/100. Those 3 points separate the ZIPs worth working in Mcnairy County from the rest.
What do Mcnairy County home values and vacancy say about distressed supply?
The typical Mcnairy County home carries about $163,457 of value against a median household income near $53,341. Vacancy across Mcnairy County's tracked ZIPs runs 20% and the poverty rate is 15.9%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Mcnairy County's foreclosure and tax-lien record and its 90/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.