Monroe County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Monroe County, WI distress report, 2026: 12 ZIPs scored in Monroe, WI, Monroe, WI average 22/100; the top Monroe, WI ZIP is 53929 at 23/100; Monroe, WI market phase expansion, Monroe, WI prices +5.3% year over year.
- Monroe, WI ranks #2,565 nationally (opportunity index); Monroe, WI #39 in Wisconsin; Monroe, WI index 25.6.
- Monroe, WI: no CFPB county sample; Monroe, WI non-metro area reading 0.5%.
- Monroe, WI ZIP phases: 8 expansion, 4 peak.
- Monroe, WI residential listings tracked: 5 across 7 ZIPs; Monroe, WI candidate listings 2.
- Monroe, WI lenders on watch: 8; largest Monroe, WI footprint Ergo Bank (3 branches).
- Monroe, WI most distressed ZIP: 53929 at 23/100.
Monroe, WI figures: DLRadar distress index; Monroe, WI inputs: CFPB, FHFA, HUD, FDIC; Monroe, WI rebuilt as sources refresh.
| Rank | Monroe, WI ZIP | Score |
|---|---|---|
| 1 | 53929 | 23/100 |
| 2 | 54618 | 23/100 |
| 3 | 54638 | 23/100 |
| 4 | 54648 | 23/100 |
| 5 | 54656 | 23/100 |
| 6 | 54660 | 23/100 |
| 7 | 54670 | 23/100 |
| 8 | 54619 | 22/100 |
| 9 | 54651 | 22/100 |
| 10 | 54666 | 21/100 |
| 11 | 54653 | 19/100 |
| 12 | 54615 | 18/100 |
Most distressed Monroe, WI ZIPs (0-100, 2026)
Mortgage delinquency around Monroe, WI
No CFPB county sample covers Monroe, WI; the non-metro area reading for Monroe, WI: 0.5% ninety-plus; Monroe, WI area thirty-to-eighty-nine 1.3% (December 2025, Monroe, WI); Wisconsin overall 0.5%.
Opportunity index: Monroe, WI
Monroe, WI index 25.6, Monroe, WI phase weak; Monroe, WI primary driver bank institutional, Monroe, WI second driver construction. Monroe, WI components: property stress 12.5, foreclosure pressure 10.7, listing discounts 17.3, bank stress 62.1, insurance 0.0; Monroe, WI pulse 31.3; Monroe, WI capital opportunity 17.0.
ZIP market phases inside Monroe, WI
12 Monroe, WI ZIPs carry a price-cycle phase; Monroe, WI ZIPs by phase (Monroe, WI), deepest drawdown first: peak, +4.8% YoY (Monroe, WI): 53929, 54618; peak, +4.6% YoY (Monroe, WI): 54615; expansion, +5.2% YoY (Monroe, WI): 54619, 54638; expansion, +5.3% YoY (Monroe, WI): 54648, 54656, 54660, 54670; expansion, +5.1% YoY (Monroe, WI): 54651, 54653; peak, +4.9% YoY (Monroe, WI): 54666.
Residential listings by Monroe, WI ZIP
Monroe, WI ZIPs with the most tracked Monroe, WI residential listings: 54656 3 listings, 1 candidates, bank pressure 61; 54660 2 listings, 1 candidates, bank pressure 65; 54619 0 listings, 0 candidates, bank pressure 61; 54638 0 listings, 0 candidates, bank pressure 59 (Monroe, WI); 54648 0 listings, 0 candidates, bank pressure 65; 54666 0 listings, 0 candidates, bank pressure 60; 54670 0 listings, 0 candidates, bank pressure 65. Monroe, WI totals: 5 listings; Monroe, WI candidates 2; active ZIPs 2.
Lenders with branches in Monroe, WI
Monroe, WI lenders by branch count: Ergo Bank (Monroe, WI): stress 87, 3 branches low in Monroe, WI; River Bank (Monroe, WI): stress 60, 3 branches low in Monroe, WI; Ccfbank National Assn (Monroe, WI): stress 69, 2 branches low in Monroe, WI; Park Bank National Assn (Monroe, WI): stress 74, 1 branch low in Monroe, WI; State Bank Financial (Monroe, WI): stress 68, 1 branch low in Monroe, WI; Bank Of Cashton (Monroe, WI): stress 64, 1 branch low in Monroe, WI; Citizens First Bank (Monroe, WI): stress 54, 1 branch low in Monroe, WI; Bank First N A (Monroe, WI): stress 45, 1 branch low in Monroe, WI.
Vacancy and permits, Monroe, WI
1,721 of 20,022 Monroe, WI housing units are vacant; Monroe, WI permits, twelve months: 0 multifamily units in Monroe, WI, 110 one-to-four unit units.
Work Monroe, WI at the parcel level
Every Monroe, WI parcel carries owner and address; every Monroe, WI parcel carries APN; Monroe, WI distress scores sit on the Monroe, WI live board.
Monroe, WI figures refresh with each source.
Monroe, WI questions
Most distressed ZIP code in Monroe County, WI?
ZIP 53929 leads Monroe, WI at 23/100; next in Monroe, WI: 54618 at 23/100; the Monroe, WI average is 22/100.
Where does Monroe County, WI rank for investment opportunity?
Monroe, WI is #2,565 among all ranked counties, #39 in Wisconsin; the Monroe, WI driver is bank institutional; Monroe, WI moved down 555 places.
How many mortgages are delinquent in Monroe County, WI?
Monroe, WI takes the non-metro area reading of 0.5% for December 2025; no CFPB county sample covers Monroe, WI.
Which banks lend in Monroe County, WI?
8 watched lenders hold Monroe, WI branches; the largest Monroe, WI footprints are Ergo Bank (3), River Bank (3), Ccfbank National Assn (2).
More on Monroe, WI
Monroe County, WI distress report: public-record figures for Monroe, WI; not legal advice for Monroe, WI; not tax or investment advice; verify every Monroe, WI record before acting.