Oconto County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Oconto County, Wisconsin? DLRadar grades every Oconto County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Oconto County breakdown.
- Oconto County's most distressed ZIP is 54162 at 20/100.
- 19 ZIP codes tracked in Oconto County, averaging 14/100 distress.
- Oconto County reads expansion — home values up 5.3% year over year.
- Vacancy runs 27.4% across Oconto County's tracked ZIPs, with a 8.6% poverty rate.
- The typical Oconto County home is worth about $221,768 against a ~$73,766 median income.
- Lending headwind in Oconto County sits at 100/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54162 | 20/100 |
| 2 | 54111 | 18/100 |
| 3 | 54157 | 17/100 |
| 4 | 54114 | 16/100 |
| 5 | 54137 | 16/100 |
| 6 | 54112 | 15/100 |
| 7 | 54161 | 14/100 |
| 8 | 54101 | 13/100 |
| 9 | 54138 | 13/100 |
| 10 | 54139 | 13/100 |
| 11 | 54141 | 13/100 |
| 12 | 54149 | 13/100 |
Most distressed ZIP codes in Oconto County (composite distress 0-100, 2026)
What is driving Oconto County distress
The Oconto County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 14/100 ZIP average. No proprietary or modelled inputs enter the score.
Oconto County market phase and pricing
Phase for Oconto County: expansion (+5.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Oconto County
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Questions about this county
What is the hardest-hit ZIP in Oconto County?
ZIP 54162 leads Oconto County at 20/100, recomputed monthly from public records.
Which phase does Oconto County sit in right now?
Oconto County currently sits in expansion, with values up 5.3% year on year, based on FHFA price-index trajectory.
How is the Oconto County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 19 Oconto County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Oconto County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Oconto County ZIPs DLRadar ranks, scores run from 20/100 in 54162 down to 13/100 in 54149, against a Oconto County average of 14/100. Those 7 points separate the ZIPs worth working in Oconto County from the rest.
What do Oconto County home values and vacancy say about distressed supply?
The typical Oconto County home carries about $221,768 of value against a median household income near $73,766. Vacancy across Oconto County's tracked ZIPs runs 27.4% and the poverty rate is 8.6%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Oconto County's foreclosure and tax-lien filings and its 100/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.