Oneida County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Oneida County, WI distress report, 2026: 14 ZIPs scored in Oneida, WI, Oneida, WI average 15/100; the top Oneida, WI ZIP is 54521 at 16/100; Oneida, WI market phase peak, Oneida, WI prices +4.6% year over year.
- Oneida, WI ranks #1,670 nationally (opportunity index); Oneida, WI #18 in Wisconsin; Oneida, WI index 28.8.
- Oneida, WI: no CFPB county sample; Oneida, WI non-metro area reading 0.5%.
- Oneida, WI ZIP phases: 14 peak.
- Oneida, WI residential listings tracked: 12 across 8 ZIPs; Oneida, WI candidate listings 10.
- Oneida, WI HUD assisted properties: 6 with 75 units.
- Oneida, WI lenders on watch: 5; largest Oneida, WI footprint Peoples State Bank (2 branches).
- Oneida, WI most distressed ZIP: 54521 at 16/100.
Oneida, WI figures: DLRadar distress index; Oneida, WI inputs: CFPB, FHFA, HUD, FDIC; Oneida, WI rebuilt as sources refresh.
| Rank | Oneida, WI ZIP | Score |
|---|---|---|
| 1 | 54521 | 16/100 |
| 2 | 54558 | 16/100 |
| 3 | 54568 | 16/100 |
| 4 | 54463 | 15/100 |
| 5 | 54487 | 15/100 |
| 6 | 54501 | 15/100 |
| 7 | 54529 | 15/100 |
| 8 | 54531 | 15/100 |
| 9 | 54538 | 15/100 |
| 10 | 54539 | 15/100 |
| 11 | 54548 | 15/100 |
| 12 | 54564 | 15/100 |
Most distressed Oneida, WI ZIPs (0-100, 2026)
Mortgage delinquency around Oneida, WI
No CFPB county sample covers Oneida, WI; the non-metro area reading for Oneida, WI: 0.5% ninety-plus; Oneida, WI area thirty-to-eighty-nine 1.3% (December 2025, Oneida, WI); Wisconsin overall 0.5%.
Opportunity index: Oneida, WI
Oneida, WI index 28.8, Oneida, WI phase early_signal; Oneida, WI primary driver vacancy, Oneida, WI second driver bank institutional. Oneida, WI components: property stress 20.2, foreclosure pressure 19.3, listing discounts 18.3, bank stress 60.3, insurance 0.0; Oneida, WI pulse 35.2; Oneida, WI capital opportunity 19.3; Oneida, WI seven-day change +0.1%.
ZIP market phases inside Oneida, WI
14 Oneida, WI ZIPs carry a price-cycle phase; Oneida, WI ZIPs by phase (Oneida, WI), deepest drawdown first: peak, +4.6% YoY (Oneida, WI): 54428, 54463, 54487, 54501, Oneida, WI 54521, 54529, 54531, 54538, Oneida, WI 54539, 54548, 54558, 54562, Oneida, WI 54564, 54568.
Residential listings by Oneida, WI ZIP
Oneida, WI ZIPs with the most tracked Oneida, WI residential listings: 54501 4 listings, 4 candidates, bank pressure 67; 54548 4 listings, 3 candidates, bank pressure 66; 54463 1 listings, 1 candidates, bank pressure 71; 54529 1 listings, 1 candidates, bank pressure 69 (Oneida, WI); 54539 1 listings, 0 candidates, bank pressure 69; 54564 1 listings, 1 candidates, bank pressure 68; 54531 0 listings, 0 candidates, bank pressure 69; 54562 0 listings, 0 candidates, bank pressure 71. Oneida, WI totals: 12 listings; Oneida, WI candidates 10; active ZIPs 1.
HUD assisted housing in Oneida, WI
6 assisted properties with 75 units sit in Oneida, WI; largest Oneida, WI properties: Mary John Vanderloop Villa (Minocqua) 20 units, 20 assisted; Wood Court Apartments (Woodruff) 20 units, 20 assisted; Clare Melin Villa (Rhinelander) 12 units, 12 assisted in Oneida, WI; Thelma Woodland Villa (Rhinelander) 10 units, 10 assisted; Veda Stone Villa (Minocqua) 7 units, 6 assisted; Sumac Trail Apartments (Rhinelander) 6 units, 6 assisted.
Lenders with branches in Oneida, WI
Oneida, WI lenders by branch count: Peoples State Bank (Oneida, WI): stress 70, 2 branches low in Oneida, WI; Associated Bank Na (Oneida, WI): stress 68, 2 branches low in Oneida, WI; Nicolet National Bank (Oneida, WI): stress 50, 2 branches low in Oneida, WI; Incrediblebank (Oneida, WI): stress 77, 1 branch low in Oneida, WI; Forward Bank (Oneida, WI): stress 75, 1 branch low in Oneida, WI.
Vacancy and permits, Oneida, WI
13,321 of 30,814 Oneida, WI housing units are vacant; Oneida, WI permits, twelve months: 37 multifamily units in Oneida, WI, 249 one-to-four unit units.
Work Oneida, WI at the parcel level
Every Oneida, WI parcel carries owner and address; every Oneida, WI parcel carries APN; Oneida, WI distress scores sit on the Oneida, WI live board.
Oneida, WI figures refresh with each source.
Oneida, WI questions
Most distressed ZIP code in Oneida County, WI?
ZIP 54521 leads Oneida, WI at 16/100; next in Oneida, WI: 54558 at 16/100; the Oneida, WI average is 15/100.
Where does Oneida County, WI rank for investment opportunity?
Oneida, WI is #1,670 among all ranked counties, #18 in Wisconsin; the Oneida, WI driver is vacancy; Oneida, WI moved down 603 places.
How many mortgages are delinquent in Oneida County, WI?
Oneida, WI takes the non-metro area reading of 0.5% for December 2025; no CFPB county sample covers Oneida, WI.
Which banks lend in Oneida County, WI?
5 watched lenders hold Oneida, WI branches; the largest Oneida, WI footprints are Peoples State Bank (2), Associated Bank Na (2), Nicolet National Bank (2).
More on Oneida, WI
Oneida County, WI distress report: public-record figures for Oneida, WI; not legal advice for Oneida, WI; not tax or investment advice; verify every Oneida, WI record before acting.