Pepin County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Pepin County, Wisconsin? DLRadar grades every Pepin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Pepin County breakdown.
- Pepin County's most distressed ZIP is 54737 at 16/100.
- 6 ZIP codes tracked in Pepin County, averaging 10/100 distress.
- Pepin County reads peak — home values up 4.6% year over year.
- Vacancy runs 16.8% across Pepin County's tracked ZIPs, with a 9.1% poverty rate.
- The typical Pepin County home is worth about $240,817 against a ~$71,606 median income.
- Lending headwind in Pepin County sits at 0/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54737 | 16/100 |
| 2 | 54755 | 15/100 |
| 3 | 54736 | 9/100 |
| 4 | 54769 | 8/100 |
| 5 | 54721 | 7/100 |
| 6 | 54759 | 4/100 |
Most distressed ZIP codes in Pepin County (composite distress 0-100, 2026)
What is driving Pepin County distress
Nothing here is estimated: Pepin County is scored from filings alone, and its ZIPs average 10/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Pepin County market phase and pricing
Phase for Pepin County: peak (+4.6% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Pepin County
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Frequently asked questions
Which Pepin County ZIP scores worst for distress?
ZIP 54737 leads Pepin County at 16/100, recomputed monthly from public records.
What stage of the price cycle is Pepin County at?
Pepin County is classified peak with a 4.6% year-over-year increase, following the FHFA House Price Index.
How is the Pepin County data sourced?
Pepin County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 6 ZIPs are comparable to anywhere else.
How much do distress scores vary between Pepin County ZIP codes?
Averaging the county conceals how uneven it is. Across the Pepin County ZIPs DLRadar ranks, scores run from 16/100 in 54737 down to 4/100 in 54759, against a Pepin County average of 10/100. That 12-point gap is why acquisition targeting in Pepin County works at ZIP level rather than county level.
What do Pepin County home values and vacancy say about distressed supply?
The typical Pepin County home carries about $240,817 of value against a median household income near $71,606. Vacancy across Pepin County's tracked ZIPs runs 16.8% and the poverty rate is 9.1%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Pepin County's foreclosure and tax-lien filings and its 0/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.