Perry County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Perry County, MS distress report, 2026: 8 ZIPs scored in Perry, MS, Perry, MS average 17/100; the top Perry, MS ZIP is 39464 at 25/100; Perry, MS market phase neutral, Perry, MS prices +4.0% year over year.
- Perry, MS ranks #1,409 nationally (opportunity index); Perry, MS #44 in Mississippi; Perry, MS index 29.7.
- Perry, MS: no CFPB county sample; Perry, MS non-metro area reading 1.8%.
- Perry, MS ZIP phases: 6 neutral, 2 peak.
- Perry, MS residential listings tracked: 6 across 4 ZIPs; Perry, MS candidate listings 5.
- Perry, MS lenders on watch: 3; largest Perry, MS footprint Trustmark Bank (2 branches).
- Perry, MS most distressed ZIP: 39464 at 25/100.
Perry, MS figures: DLRadar distress index; Perry, MS inputs: CFPB, FHFA, HUD, FDIC; Perry, MS rebuilt as sources refresh.
| Rank | Perry, MS ZIP | Score |
|---|---|---|
| 1 | 39464 | 25/100 |
| 2 | 39577 | 23/100 |
| 3 | 39465 | 22/100 |
| 4 | 39425 | 17/100 |
| 5 | 39456 | 16/100 |
| 6 | 39476 | 12/100 |
| 7 | 39423 | 10/100 |
| 8 | 39462 | 10/100 |
Most distressed Perry, MS ZIPs (0-100, 2026)
Mortgage delinquency around Perry, MS
No CFPB county sample covers Perry, MS; the non-metro area reading for Perry, MS: 1.8% ninety-plus; Perry, MS area thirty-to-eighty-nine 5.9% (December 2025, Perry, MS); Mississippi overall 1.8%.
Opportunity index: Perry, MS
Perry, MS index 29.7, Perry, MS phase early_signal; Perry, MS primary driver vacancy, Perry, MS second driver bank institutional. Perry, MS components: property stress 21.6, foreclosure pressure 20.6, listing discounts 23.5, bank stress 55.6, insurance 0.0; Perry, MS pulse 34.5; Perry, MS capital opportunity 22.6; Perry, MS seven-day change +0.9%.
ZIP market phases inside Perry, MS
8 Perry, MS ZIPs carry a price-cycle phase; Perry, MS ZIPs by phase (Perry, MS), deepest drawdown first: neutral, +4.0% YoY, 2.6% off peak (Perry, MS): 39425, 39462, 39465; neutral, +4.0% YoY, 2.5% off peak (Perry, MS): 39423; neutral, +4.4% YoY, 1.3% off peak (Perry, MS): 39577; neutral, +3.9% YoY, 1.1% off peak (Perry, MS): 39476; peak, +3.9% YoY, 0.8% off peak (Perry, MS): 39456; peak, +3.7% YoY, 0.4% off peak (Perry, MS): 39464.
Residential listings by Perry, MS ZIP
Perry, MS ZIPs with the most tracked Perry, MS residential listings: 39476 3 listings, 3 candidates, bank pressure 63; 39423 2 listings, 1 candidates, bank pressure 65; 39425 1 listings, 1 candidates, bank pressure 61; 39462 0 listings, 0 candidates, bank pressure 55 (Perry, MS). Perry, MS totals: 6 listings; Perry, MS candidates 5; active ZIPs 0.
Lenders with branches in Perry, MS
Perry, MS lenders by branch count: Trustmark Bank (Perry, MS): stress 58, 2 branches low in Perry, MS; Richton Bank&Trust Co (Perry, MS): stress 55, 2 branches low in Perry, MS; First Southern Bank (Perry, MS): stress 53, 1 branch low in Perry, MS.
Vacancy and permits, Perry, MS
851 of 5,498 Perry, MS housing units are vacant; Perry, MS permits, twelve months: 0 multifamily units in Perry, MS, 5 one-to-four unit units.
Work Perry, MS at the parcel level
Every Perry, MS parcel carries owner and address; every Perry, MS parcel carries APN; Perry, MS distress scores sit on the Perry, MS live board.
Perry, MS figures refresh with each source.
Perry, MS questions
Most distressed ZIP code in Perry County, MS?
ZIP 39464 leads Perry, MS at 25/100; next in Perry, MS: 39577 at 23/100; the Perry, MS average is 17/100.
Where does Perry County, MS rank for investment opportunity?
Perry, MS is #1,409 among all ranked counties, #44 in Mississippi; the Perry, MS driver is vacancy; Perry, MS moved down 166 places.
How many mortgages are delinquent in Perry County, MS?
Perry, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Perry, MS.
Which banks lend in Perry County, MS?
3 watched lenders hold Perry, MS branches; the largest Perry, MS footprints are Trustmark Bank (2), Richton Bank&Trust Co (2), First Southern Bank (1).
More on Perry, MS
Perry County, MS distress report: public-record figures for Perry, MS; not legal advice for Perry, MS; not tax or investment advice; verify every Perry, MS record before acting.