Rankin County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Rankin County, MS distress report, 2026: 14 ZIPs scored in Rankin, MS, Rankin, MS average 18/100; the top Rankin, MS ZIP is 39042 at 19/100; Rankin, MS market phase peak, Rankin, MS prices +1.9% year over year.
- Rankin, MS ranks #2,644 nationally (opportunity index); Rankin, MS #78 in Mississippi; Rankin, MS index 25.2.
- Rankin, MS ninety-day mortgage delinquency 1.6% in December 2025; Rankin, MS twelve-month change +0.5%.
- Rankin, MS ZIP phases: 14 peak.
- Rankin, MS residential listings tracked: 32 across 10 ZIPs; Rankin, MS candidate listings 11.
- Rankin, MS HUD assisted properties: 6 with 327 units.
- Rankin, MS lenders on watch: 8; largest Rankin, MS footprint Trustmark Bank (9 branches).
- Rankin, MS most distressed ZIP: 39042 at 19/100.
Rankin, MS figures: DLRadar distress index; Rankin, MS inputs: CFPB, FHFA, HUD, FDIC; Rankin, MS rebuilt as sources refresh.
| Rank | Rankin, MS ZIP | Score |
|---|---|---|
| 1 | 39042 | 19/100 |
| 2 | 39047 | 19/100 |
| 3 | 39145 | 19/100 |
| 4 | 39148 | 19/100 |
| 5 | 39167 | 19/100 |
| 6 | 39193 | 19/100 |
| 7 | 39208 | 19/100 |
| 8 | 39218 | 19/100 |
| 9 | 39232 | 19/100 |
| 10 | 39073 | 17/100 |
| 11 | 39117 | 17/100 |
| 12 | 39094 | 16/100 |
Most distressed Rankin, MS ZIPs (0-100, 2026)
Mortgage delinquency in Rankin, MS
1.6% of Rankin, MS mortgages were ninety-plus days late (Rankin, MS, December 2025); Rankin, MS thirty-to-eighty-nine days late: 3.3%; Rankin, MS twelve-month change +0.5%; Rankin, MS peak since 2008: 4.6% (February 2011); Mississippi overall 1.8%. Rankin, MS ninety-day series: Dec 24 1.1, Jan 25 1.3, Feb 25 1.2 (Rankin, MS), Mar 25 1.1, Apr 25 0.8, May 25 1.0 (Rankin, MS), Jun 25 1.0, Jul 25 1.2, Aug 25 1.1 (Rankin, MS), Sep 25 1.2, Oct 25 1.3, Nov 25 1.4 (Rankin, MS), Dec 25 1.6.
Opportunity index: Rankin, MS
Rankin, MS index 25.2, Rankin, MS phase weak; Rankin, MS primary driver bank institutional, Rankin, MS second driver listings discount. Rankin, MS components: property stress 10.4, foreclosure pressure 8.5, listing discounts 39.5, bank stress 54.9, insurance 0.0; Rankin, MS pulse 24.0; Rankin, MS capital opportunity 26.9; Rankin, MS seven-day change +0.2%.
ZIP market phases inside Rankin, MS
14 Rankin, MS ZIPs carry a price-cycle phase; Rankin, MS ZIPs by phase (Rankin, MS), deepest drawdown first: peak, +1.9% YoY, 2.2% off peak (Rankin, MS): 39044, 39047, 39073, 39145, Rankin, MS 39148, 39167, 39193, 39208, Rankin, MS 39218, 39232, 39114; peak, +2.0% YoY, 2.1% off peak (Rankin, MS): 39042; peak, +2.4% YoY, 1.6% off peak (Rankin, MS): 39117; peak, +2.8% YoY, 1.2% off peak (Rankin, MS): 39094.
Residential listings by Rankin, MS ZIP
Rankin, MS ZIPs with the most tracked Rankin, MS residential listings: 39047 7 listings, 2 candidates, bank pressure 58; 39208 7 listings, 1 candidates, bank pressure 58; 39042 6 listings, 3 candidates, bank pressure 59; 39073 5 listings, 1 candidates, bank pressure 57 (Rankin, MS); 39145 5 listings, 3 candidates, bank pressure 60; 39218 1 listings, 0 candidates, bank pressure 58; 39232 1 listings, 1 candidates, bank pressure 58; 39148 0 listings, 0 candidates, bank pressure 58. Rankin, MS totals: 32 listings; Rankin, MS candidates 11; active ZIPs 7.
HUD assisted housing in Rankin, MS
6 assisted properties with 327 units sit in Rankin, MS; largest Rankin, MS properties: Carlton Park Apartments (Flowood) 100 units; Crestview Apts (Pearl) 100 units, 100 assisted; Rose Garden Apts (Pearl) 63 units, 63 assisted in Rankin, MS; Indian Run Estates (Pearl) 40 units, 39 assisted; Crosscreek Apartments (Brandon) 12 units, 11 assisted; Ind Living Of Willowood (Pearl) 12 units, 12 assisted.
Lenders with branches in Rankin, MS
Rankin, MS lenders by branch count: Trustmark Bank (Rankin, MS): stress 58, 9 branches low in Rankin, MS; Community Bank Of Ms (Rankin, MS): stress 74, 6 branches low in Rankin, MS; Bankplus (Rankin, MS): stress 61, 5 branches low in Rankin, MS; Priorityone Bank (Rankin, MS): stress 43, 4 branches low in Rankin, MS; Copiah Bank (Rankin, MS): stress 67, 3 branches low in Rankin, MS; Renasant Bank (Rankin, MS): stress 43, 3 branches low in Rankin, MS; Bank Of Yazoo City (Rankin, MS): stress 67, 2 branches low in Rankin, MS; Citizens Nb Of Meridian (Rankin, MS): stress 58, 2 branches low in Rankin, MS.
Vacancy and permits, Rankin, MS
4,282 of 64,415 Rankin, MS housing units are vacant; Rankin, MS permits, twelve months: 0 multifamily units in Rankin, MS, 777 one-to-four unit units.
Work Rankin, MS at the parcel level
Every Rankin, MS parcel carries owner and address; every Rankin, MS parcel carries APN; Rankin, MS distress scores sit on the Rankin, MS live board.
Rankin, MS figures refresh with each source.
Rankin, MS questions
Most distressed ZIP code in Rankin County, MS?
ZIP 39042 leads Rankin, MS at 19/100; next in Rankin, MS: 39047 at 19/100; the Rankin, MS average is 18/100.
Where does Rankin County, MS rank for investment opportunity?
Rankin, MS is #2,644 among all ranked counties, #78 in Mississippi; the Rankin, MS driver is bank institutional; Rankin, MS moved up 480 places.
How many mortgages are delinquent in Rankin County, MS?
1.6% of Rankin, MS mortgages were ninety-plus days late in December 2025; the Rankin, MS peak since 2008 was 4.6%.
Which banks lend in Rankin County, MS?
8 watched lenders hold Rankin, MS branches; the largest Rankin, MS footprints are Trustmark Bank (9), Community Bank Of Ms (6), Bankplus (5).
More on Rankin, MS
Rankin County, MS distress report: public-record figures for Rankin, MS; not legal advice for Rankin, MS; not tax or investment advice; verify every Rankin, MS record before acting.