Richland County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Richland County, Montana? DLRadar grades every Richland County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Richland County breakdown.
- Richland County's most distressed ZIP is 59270 at 19/100.
- 9 ZIP codes tracked in Richland County, averaging 13/100 distress.
- Richland County reads peak — home values up 2.2% year over year.
- Vacancy runs 22.7% across Richland County's tracked ZIPs, with a 15.7% poverty rate.
- The typical Richland County home is worth about $211,611 against a ~$64,579 median income.
- Lending headwind in Richland County sits at 18/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59270 | 19/100 |
| 2 | 59221 | 18/100 |
| 3 | 59217 | 12/100 |
| 4 | 59243 | 12/100 |
| 5 | 59218 | 11/100 |
| 6 | 59259 | 11/100 |
| 7 | 59262 | 11/100 |
| 8 | 59213 | 10/100 |
| 9 | 59255 | 10/100 |
Most distressed ZIP codes in Richland County (composite distress 0-100, 2026)
What is driving Richland County distress
Nothing here is estimated: Richland County is scored from filings alone, and its ZIPs average 13/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Richland County market phase and pricing
Richland County reads peak — home prices rose 2.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Richland County
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Questions and answers
What is the most distressed ZIP code in Richland County, MT?
ZIP 59270 leads Richland County at 19/100, recomputed monthly from public records.
What market phase is Richland County in?
Richland County currently sits in peak, with values up 2.2% year on year, based on FHFA price-index trajectory.
What are the sources behind these Richland County numbers?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 9 Richland County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Richland County ZIP codes?
One county number flattens a wide range. Across the Richland County ZIPs DLRadar ranks, scores run from 19/100 in 59270 down to 10/100 in 59255, against a Richland County average of 13/100. The 9-point range is the argument for ZIP-level search across Richland County.
What do Richland County home values and vacancy say about distressed supply?
The typical Richland County home carries about $211,611 of value against a median household income near $64,579. Vacancy across Richland County's tracked ZIPs runs 22.7% and the poverty rate is 15.7%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Richland County's foreclosure and lien filings and its 18/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.