Richland County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Richland County, Wisconsin? DLRadar grades every Richland County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Richland County breakdown.
- Richland County's most distressed ZIP is 54639 at 22/100.
- 15 ZIP codes tracked in Richland County, averaging 18/100 distress.
- Richland County reads peak — home values up 4.6% year over year.
- Vacancy runs 15.8% across Richland County's tracked ZIPs, with a 14.5% poverty rate.
- The typical Richland County home is worth about $211,300 against a ~$66,730 median income.
- Lending headwind in Richland County sits at 35/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54639 | 22/100 |
| 2 | 54634 | 20/100 |
| 3 | 53573 | 19/100 |
| 4 | 53941 | 19/100 |
| 5 | 53518 | 18/100 |
| 6 | 54664 | 18/100 |
| 7 | 53540 | 17/100 |
| 8 | 53581 | 17/100 |
| 9 | 53584 | 17/100 |
| 10 | 53588 | 17/100 |
| 11 | 53937 | 17/100 |
| 12 | 53968 | 17/100 |
Most distressed ZIP codes in Richland County (composite distress 0-100, 2026)
What is driving Richland County distress
DLRadar builds Richland County's distress picture only from records anyone can pull; its ZIPs average 18/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Richland County market phase and pricing
DLRadar places Richland County in peak; prices moved up 4.6% over the year. Longer marketing times follow, and with them the sellers worth calling.
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Questions about this county
Which ZIP code leads Richland County on distress?
ZIP 54639 leads Richland County at 22/100, recomputed monthly from public records.
Where is Richland County in the housing cycle?
Richland County reads peak, with home prices up 4.6% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Richland County figures be verified?
Every Richland County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 15 Richland County ZIP codes that it runs on every other U.S. county, so Richland County's numbers are directly comparable to any other market.
How much do distress scores vary between Richland County ZIP codes?
A single county score papers over real variation. Across the Richland County ZIPs DLRadar ranks, scores run from 22/100 in 54639 down to 17/100 in 53968, against a Richland County average of 18/100. That 5-point gap is why acquisition targeting in Richland County works at ZIP level rather than county level.
What do Richland County home values and vacancy say about distressed supply?
The typical Richland County home carries about $211,300 of value against a median household income near $66,730. Vacancy across Richland County's tracked ZIPs runs 15.8% and the poverty rate is 14.5%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Richland County's foreclosure and tax-lien filings and its 35/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.