Richland County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Richland County, WI distress report, 2026: 15 ZIPs scored in Richland, WI, Richland, WI average 18/100; the top Richland, WI ZIP is 53941 at 21/100; Richland, WI market phase peak, Richland, WI prices +4.6% year over year.
- Richland, WI ranks #1,405 nationally (opportunity index); Richland, WI #13 in Wisconsin; Richland, WI index 29.7.
- Richland, WI: no CFPB county sample; Richland, WI non-metro area reading 0.5%.
- Richland, WI ZIP phases: 12 peak, 3 expansion.
- Richland, WI residential listings tracked: 6 across 7 ZIPs; Richland, WI candidate listings 4.
- Richland, WI HUD assisted properties: 3 with 41 units.
- Richland, WI lenders on watch: 5; largest Richland, WI footprint Royal Bank (3 branches).
- Richland, WI most distressed ZIP: 53941 at 21/100.
Richland, WI figures: DLRadar distress index; Richland, WI inputs: CFPB, FHFA, HUD, FDIC; Richland, WI rebuilt as sources refresh.
| Rank | Richland, WI ZIP | Score |
|---|---|---|
| 1 | 53941 | 21/100 |
| 2 | 53968 | 21/100 |
| 3 | 54639 | 21/100 |
| 4 | 54634 | 19/100 |
| 5 | 53573 | 18/100 |
| 6 | 53588 | 18/100 |
| 7 | 53937 | 18/100 |
| 8 | 54664 | 18/100 |
| 9 | 53518 | 17/100 |
| 10 | 53540 | 16/100 |
| 11 | 53581 | 16/100 |
| 12 | 53584 | 16/100 |
Most distressed Richland, WI ZIPs (0-100, 2026)
Mortgage delinquency around Richland, WI
No CFPB county sample covers Richland, WI; the non-metro area reading for Richland, WI: 0.5% ninety-plus; Richland, WI area thirty-to-eighty-nine 1.3% (December 2025, Richland, WI); Wisconsin overall 0.5%.
Opportunity index: Richland, WI
Richland, WI index 29.7, Richland, WI phase early_signal; Richland, WI primary driver vacancy, Richland, WI second driver construction. Richland, WI components: property stress 16.9, foreclosure pressure 16.5, listing discounts 24.3, bank stress 54.4, insurance 0.0; Richland, WI pulse 34.7; Richland, WI capital opportunity 22.2; Richland, WI seven-day change -0.1%.
ZIP market phases inside Richland, WI
15 Richland, WI ZIPs carry a price-cycle phase; Richland, WI ZIPs by phase (Richland, WI), deepest drawdown first: peak, +4.7% YoY (Richland, WI): 53518, 53556, 54664; peak, +4.6% YoY (Richland, WI): 53540, 53581, 53584, 53924, Richland, WI 54655; peak, +4.9% YoY (Richland, WI): 53573, 53968, 54634; expansion, +5.1% YoY (Richland, WI): 53588, 53937; expansion, +5.3% YoY (Richland, WI): 53941; peak, +5.0% YoY (Richland, WI): 54639.
Residential listings by Richland, WI ZIP
Richland, WI ZIPs with the most tracked Richland, WI residential listings: 53581 3 listings, 1 candidates, bank pressure 53; 53556 1 listings, 1 candidates, bank pressure 57; 53924 1 listings, 1 candidates, bank pressure 57; 54664 1 listings, 1 candidates, bank pressure 56 (Richland, WI); 53518 0 listings, 0 candidates, bank pressure 57; 53540 0 listings, 0 candidates, bank pressure 53; 53584 0 listings, 0 candidates, bank pressure 53. Richland, WI totals: 6 listings; Richland, WI candidates 4; active ZIPs 0.
HUD assisted housing in Richland, WI
3 assisted properties with 41 units sit in Richland, WI; largest Richland, WI properties: Tom Woodman Villa (Richland Center) 19 units, 19 assisted; Ada James Place (Richland Center) 16 units; Richland County Group Home (Richland Center) 6 units in Richland, WI.
Lenders with branches in Richland, WI
Richland, WI lenders by branch count: Royal Bank (Richland, WI): stress 59, 3 branches low in Richland, WI; Community First Bank (Richland, WI): stress 60, 1 branch low in Richland, WI; Citizens First Bank (Richland, WI): stress 54, 1 branch low in Richland, WI; Peoples Community Bank (Richland, WI): stress 52, 1 branch low in Richland, WI; Richland County Bank (Richland, WI): stress 41, 1 branch low in Richland, WI.
Vacancy and permits, Richland, WI
1,282 of 8,532 Richland, WI housing units are vacant; Richland, WI permits, twelve months: 3 multifamily units in Richland, WI, 46 one-to-four unit units.
Work Richland, WI at the parcel level
Every Richland, WI parcel carries owner and address; every Richland, WI parcel carries APN; Richland, WI distress scores sit on the Richland, WI live board.
Richland, WI figures refresh with each source.
Richland, WI questions
Most distressed ZIP code in Richland County, WI?
ZIP 53941 leads Richland, WI at 21/100; next in Richland, WI: 53968 at 21/100; the Richland, WI average is 18/100.
Where does Richland County, WI rank for investment opportunity?
Richland, WI is #1,405 among all ranked counties, #13 in Wisconsin; the Richland, WI driver is vacancy; Richland, WI moved down 219 places.
How many mortgages are delinquent in Richland County, WI?
Richland, WI takes the non-metro area reading of 0.5% for December 2025; no CFPB county sample covers Richland, WI.
Which banks lend in Richland County, WI?
5 watched lenders hold Richland, WI branches; the largest Richland, WI footprints are Royal Bank (3), Community First Bank (1), Citizens First Bank (1).
More on Richland, WI
Richland County, WI distress report: public-record figures for Richland, WI; not legal advice for Richland, WI; not tax or investment advice; verify every Richland, WI record before acting.