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Where stress is building, how the cycle is turning, and what is live now.

Rock County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Rock County, Nebraska? DLRadar grades every Rock County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 5/100. Here is the 2026 Rock County breakdown.

  • Rock County's most distressed ZIP is 68759 at 5/100.
  • 4 ZIP codes tracked in Rock County, averaging 4/100 distress.
  • Rock County reads peak — home values up 3.3% year over year.
  • Vacancy runs 30.9% across Rock County's tracked ZIPs, with a 12.6% poverty rate.
  • The typical Rock County home is worth about $105,450 against a ~$61,823 median income.
  • Lending headwind in Rock County sits at 89/100 — a forward read on distressed supply.

Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).

RankZIPComposite distress
1687595/100
2687144/100
3688234/100
4692171/100

Most distressed ZIP codes in Rock County (composite distress 0-100, 2026)

What is driving Rock County distress

Rock County's placement in the national index rests on public filings — a 4/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Rock County market phase and pricing

Rock County currently sits in peak after a 3.3% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.

See the distressed properties behind the data in Rock County

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Questions about this county

Where is distress highest inside Rock County, NE?

ZIP 68759 leads Rock County at 5/100, recomputed monthly from public records.

What market phase is Rock County in?

Phase for Rock County: peak, tracking a 3.3% gain year over year, read off the FHFA index.

What is this Rock County analysis built from?

Rock County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 4 ZIPs are comparable to anywhere else.

How much do distress scores vary between Rock County ZIP codes?

Averaging the county conceals how uneven it is. Across the Rock County ZIPs DLRadar ranks, scores run from 5/100 in 68759 down to 1/100 in 69217, against a Rock County average of 4/100. With 4 points between best and worst, county-level targeting in Rock County wastes effort.

What do Rock County home values and vacancy say about distressed supply?

The typical Rock County home carries about $105,450 of value against a median household income near $61,823. Vacancy across Rock County's tracked ZIPs runs 30.9% and the poverty rate is 12.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Rock County's filings and its 89/100 lending headwind.

Related

Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.

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