Schoolcraft County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Schoolcraft County, Michigan? DLRadar grades every Schoolcraft County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 13/100. Here is the 2026 Schoolcraft County breakdown.
- Schoolcraft County's most distressed ZIP is 49817 at 13/100.
- 7 ZIP codes tracked in Schoolcraft County, averaging 8/100 distress.
- Schoolcraft County reads expansion — home values up 5.5% year over year.
- Vacancy runs 48% across Schoolcraft County's tracked ZIPs, with a 14.4% poverty rate.
- The typical Schoolcraft County home is worth about $179,571 against a ~$57,922 median income.
- Lending headwind in Schoolcraft County sits at 78/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 49817 | 13/100 |
| 2 | 49895 | 12/100 |
| 3 | 49836 | 7/100 |
| 4 | 49854 | 6/100 |
| 5 | 49883 | 6/100 |
| 6 | 49884 | 6/100 |
| 7 | 49840 | 5/100 |
Most distressed ZIP codes in Schoolcraft County (composite distress 0-100, 2026)
What is driving Schoolcraft County distress
Nothing here is estimated: Schoolcraft County is scored from filings alone, and its ZIPs average 8/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Schoolcraft County market phase and pricing
Phase for Schoolcraft County: expansion (+5.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Schoolcraft County
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Frequently asked questions
Which ZIP code leads Schoolcraft County on distress?
ZIP 49817 leads Schoolcraft County at 13/100, recomputed monthly from public records.
What market phase is Schoolcraft County in?
The market phase for Schoolcraft County is expansion, prices rising 5.5% on the year — derived from the FHFA House Price Index path.
Where does the Schoolcraft County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 7 Schoolcraft County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Schoolcraft County ZIP codes?
Averaging the county conceals how uneven it is. Across the Schoolcraft County ZIPs DLRadar ranks, scores run from 13/100 in 49817 down to 5/100 in 49840, against a Schoolcraft County average of 8/100. The 8-point range is the argument for ZIP-level search across Schoolcraft County.
What do Schoolcraft County home values and vacancy say about distressed supply?
The typical Schoolcraft County home carries about $179,571 of value against a median household income near $57,922. Vacancy across Schoolcraft County's tracked ZIPs runs 48% and the poverty rate is 14.4%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Schoolcraft County's foreclosure and lien data and its 78/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.