Sheboygan County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Sheboygan County, WI distress report, 2026: 18 ZIPs scored in Sheboygan, WI, Sheboygan, WI average 13/100; the top Sheboygan, WI ZIP is 53040 at 26/100; Sheboygan, WI market phase peak, Sheboygan, WI prices +4.0% year over year.
- Sheboygan, WI ranks #3,215 nationally (opportunity index); Sheboygan, WI #71 in Wisconsin; Sheboygan, WI index 18.5.
- Sheboygan, WI: no CFPB county sample; Sheboygan, WI non-metro area reading 0.5%.
- Sheboygan, WI ZIP phases: 15 peak, 3 expansion.
- Sheboygan, WI residential listings tracked: 1 across 14 ZIPs; Sheboygan, WI candidate listings 1.
- Sheboygan, WI HUD assisted properties: 6 with 528 units.
- Sheboygan, WI lenders on watch: 8; largest Sheboygan, WI footprint National Exchange Bank&Trust (5 branches).
- Sheboygan, WI most distressed ZIP: 53040 at 26/100.
Sheboygan, WI figures: DLRadar distress index; Sheboygan, WI inputs: CFPB, FHFA, HUD, FDIC; Sheboygan, WI rebuilt as sources refresh.
| Rank | Sheboygan, WI ZIP | Score |
|---|---|---|
| 1 | 53040 | 26/100 |
| 2 | 53021 | 22/100 |
| 3 | 53079 | 19/100 |
| 4 | 53015 | 17/100 |
| 5 | 53013 | 12/100 |
| 6 | 53020 | 12/100 |
| 7 | 53075 | 12/100 |
| 8 | 53001 | 11/100 |
| 9 | 53011 | 11/100 |
| 10 | 53023 | 11/100 |
| 11 | 53031 | 11/100 |
| 12 | 53044 | 11/100 |
Most distressed Sheboygan, WI ZIPs (0-100, 2026)
Mortgage delinquency around Sheboygan, WI
No CFPB county sample covers Sheboygan, WI; the non-metro area reading for Sheboygan, WI: 0.5% ninety-plus; Sheboygan, WI area thirty-to-eighty-nine 1.3% (December 2025, Sheboygan, WI); Wisconsin overall 0.5%.
Opportunity index: Sheboygan, WI
Sheboygan, WI index 18.5, Sheboygan, WI phase weak; Sheboygan, WI primary driver bank institutional, Sheboygan, WI second driver vacancy. Sheboygan, WI components: property stress 7.1, foreclosure pressure 4.0, listing discounts 14.4, bank stress 58.8, insurance 0.0; Sheboygan, WI pulse 20.5; Sheboygan, WI capital opportunity 15.4.
ZIP market phases inside Sheboygan, WI
18 Sheboygan, WI ZIPs carry a price-cycle phase; Sheboygan, WI ZIPs by phase (Sheboygan, WI), deepest drawdown first: peak, +4.0% YoY (Sheboygan, WI): 53001, 53011, 53023, 53031, Sheboygan, WI 53044, 53070, 53073, 53081, Sheboygan, WI 53083; peak, +4.3% YoY (Sheboygan, WI): 53013; peak, +4.9% YoY (Sheboygan, WI): 53015; peak, +4.1% YoY (Sheboygan, WI): 53020; expansion, +5.7% YoY (Sheboygan, WI): 53021; expansion, +5.5% YoY (Sheboygan, WI): 53040; peak, +4.2% YoY (Sheboygan, WI): 53075; expansion, +5.6% YoY (Sheboygan, WI): 53079.
Residential listings by Sheboygan, WI ZIP
Sheboygan, WI ZIPs with the most tracked Sheboygan, WI residential listings: 53073 1 listings, 1 candidates, bank pressure 62; 53001 0 listings, 0 candidates, bank pressure 62; 53011 0 listings, 0 candidates, bank pressure 62; 53013 0 listings, 0 candidates, bank pressure 63 (Sheboygan, WI); 53020 0 listings, 0 candidates, bank pressure 60; 53023 0 listings, 0 candidates, bank pressure 62; 53031 0 listings, 0 candidates, bank pressure 62; 53044 0 listings, 0 candidates, bank pressure 62. Sheboygan, WI totals: 1 listings; Sheboygan, WI candidates 1; active ZIPs 1.
HUD assisted housing in Sheboygan, WI
6 assisted properties with 528 units sit in Sheboygan, WI; largest Sheboygan, WI properties: The Courtyard Apartments (Sheboygan) 120 units; St. Nicholas (Sheboygan) 100 units, 100 assisted; Hunter's Ridge (Plymouth) 96 units in Sheboygan, WI; Camelot Manor (Sheboygan) 76 units, 68 assisted; Garton Toy Factory Apartment Homes (Sheboygan) 72 units; Hawthorne Woods Apartments (Plymouth) 64 units, 40 assisted.
Lenders with branches in Sheboygan, WI
Sheboygan, WI lenders by branch count: National Exchange Bank&Trust (Sheboygan, WI): stress 22, 5 branches low in Sheboygan, WI; Oostburg State Bank (Sheboygan, WI): stress 60, 4 branches low in Sheboygan, WI; Cleveland State Bank (Sheboygan, WI): stress 75, 2 branches moderate in Sheboygan, WI; Bank First N A (Sheboygan, WI): stress 45, 2 branches low in Sheboygan, WI; Waldo State Bank (Sheboygan, WI): stress 78, 1 branch low in Sheboygan, WI; Collins State Bank (Sheboygan, WI): stress 71, 1 branch low in Sheboygan, WI; Hiawatha National Bank (Sheboygan, WI): stress 69, 1 branch low in Sheboygan, WI; Associated Bank Na (Sheboygan, WI): stress 68, 1 branch moderate in Sheboygan, WI.
Vacancy and permits, Sheboygan, WI
3,342 of 53,067 Sheboygan, WI housing units are vacant; Sheboygan, WI permits, twelve months: 500 multifamily units in Sheboygan, WI, 164 one-to-four unit units.
Work Sheboygan, WI at the parcel level
Every Sheboygan, WI parcel carries owner and address; every Sheboygan, WI parcel carries APN; Sheboygan, WI distress scores sit on the Sheboygan, WI live board.
Sheboygan, WI figures refresh with each source.
Sheboygan, WI questions
Most distressed ZIP code in Sheboygan County, WI?
ZIP 53040 leads Sheboygan, WI at 26/100; next in Sheboygan, WI: 53021 at 22/100; the Sheboygan, WI average is 13/100.
Where does Sheboygan County, WI rank for investment opportunity?
Sheboygan, WI is #3,215 among all ranked counties, #71 in Wisconsin; the Sheboygan, WI driver is bank institutional; Sheboygan, WI moved down 19 places.
How many mortgages are delinquent in Sheboygan County, WI?
Sheboygan, WI takes the non-metro area reading of 0.5% for December 2025; no CFPB county sample covers Sheboygan, WI.
Which banks lend in Sheboygan County, WI?
8 watched lenders hold Sheboygan, WI branches; the largest Sheboygan, WI footprints are National Exchange Bank&Trust (5), Oostburg State Bank (4), Cleveland State Bank (2).
More on Sheboygan, WI
Sheboygan County, WI distress report: public-record figures for Sheboygan, WI; not legal advice for Sheboygan, WI; not tax or investment advice; verify every Sheboygan, WI record before acting.